irishtoffy

Hi,

I am about to start the process of setting up a Thai company to provide extra tuition to students.

Where did you find the info on how to go about doing this?

Did you see a lawyer to help or complete the process independently?

Any help or info would be massively appreciated!

toffy

It should be closed.

Do you know if thats required by BKK? Or just optional for IS?

Hi,

Just wondering if anyone has any direct knowledge re whether or not International Schools are required to close for Mothers Day holidays?

I have never worked in an IS which didn't close for this holiday. I was under the impression that law says that Mothers Day, Fathers Day, Songkran are not optional holidays whether IS or Thai school.

Does anyone know the regulations regarding this?

Cheers

Hey NomadJoe,

I started a forum a few weels ago for the same reasons you are writing here. I wanted to know about financing for a CB650F, what I needed etc. Some people replied on the forum that it was possible to do it without a Thai guarantor..when I went to the Honda shop (and kawa shop also) I was told that it required a minimum 30% deposit with a Thai guarantor, and even if I wanted to put down 40% I still needed a Thai signer. I spoke with the finance company rep who was there at the time and he confimed the same thing. Always need a Thai signer. He said as long as that Thai has 15,000 salary per month and 6 months pay slips/bank statements t prove it then all I needed was a WP/pay slips/bank statements/passport/long term visa.

What shop or bank rep confirmed they would do it for you with no Tha signer? I was told that by a few people, but heard it form the horses mouth that it wasnt possible.

But I suppose it seems different banks have different rules, but if its a thai bank giving the finance I would ask to speak with the rep from there through the shop. Ask to organise a meeting for him to check through al your documents, etc and he can tell you what he requires himself.

But getting a thai to sign for you is easy..yours or a friends gf in a decent job maybe? Anyone earning over 15k a month with evidence is fine. ANyone your friendly with will do it if you approach them and offer them a few grand to do it for you..assuming you know them a bit.

toffy

Haha no promises. Don't get me wrong, there is nothing wrong with a bit of spirited riding on empty roads, but that's a long ways from what is essentially ghostriding in traffic. But let's not go off topic again.

Slight hiccup today..I need to find a Thai guarantor. Mine just backed out. Has anyone ever paid a lawyer to do this? They want 40% if no Thai guarantor.

Honda Big Wing in Pattaya on Sukhumvit Road..

Do you have bad stories on them?

The service from Honda is my big, important deciding factor in not getting the Kawa er6n.

So good to know they're consistent in taking care of the bike

What Big Wing would you be taking it to?

The service from Honda is my big, important deciding factor in not getting the Kawa er6n.

So good to know they're consistent in taking care of the bike

Thats great..brilliant write up on the pros and cons of the bike.

Although doesnt seem like you found many bad things about it yet!

What about that rattle on dash you mentioned before?

Will Honda fix that as part of warranty? Or is it on you?

II2..a very informative post, thank you!

You sound extremely happy with the bike.

I have had a SR400, XJR400 and ninja 250. Do you think I'll notice a big jump in power? And in terms of me being able to handle such a big bike?

OK, it is time for a long term review then!

Now, bike is at 5500 km about to go to 6000 km service.

Bike runs great overall! It is sure a blast after all those years without an inline four!

Engine is fully broken and runs really smooth. But got some numb hands a couple of time riding at high speeds over two hours but not a bad one.

Transmission is also much more better. Lightest gear changes i have ever seen but it might disturb some riders like me as i am used to clicky honda transmissions still upshifts are clicky and only downshifts are a little vague IMO. for others, they say very easy and less tiring to change gears so it is positive for some and negative like others. Clutch-less up shifts even from the second gear is butter smooth!

There is a rattle from the instrument cluster and solution is easy bigwing mechs say, just a couple of foam plasters and all is good they added. But it takes time so left it to 6000 km service.

After removing the stock tail and installing an aftermarket tail tidy, i got lots of mud, dirt and many other road grim on my seat, back, neck and helmet so bought a mud guard for mansoon season and it works great! totally recommended. Anyway, other riders said that stock tail does not prevent mud that mush so a mudguard is a good investment for the bike and if you would like to keep going with your girlfriend happily!

Brakes are cool! Very good modulation and rear brake is really strong this time so less wear for font ones and less pad change. I was getting an high pitch sound like brake fade sound for around 3000 kms especially after brakes are hot but it disappear recently. Anyway bigwing mechs say that it is all about sandpapering the brake pads if the problem continues.

Ergonomics are great! You can stay upright if you get close to the tank and tuck nicely if you move your ass back a bit. Seat is very very comfy surprisingly. Never get any arse pain for 5500 kms but i have an iron bu anyway coming from years of riding. I changed the rearsets and for me, it became easier to ride the bike and more ground clearance and no bad vibrations.

Wind protection is also good for that tiny windscreen. No buffeting. There are some aftermarket screens now but i fear like it might lift the bike or make it worse.

I had a couple of gremlins in bikes electrical system as burned two fuses. But they all appear after changing the stock signals with led ones though. Now one of the signal at right front and right back works in mysterious ways! When i give the signal, right front performs normally but when i open the emergency/hazard lights, 3 of the 20 leds does not light up! But only three of them, no problems for normal signal operation! Same for right rear, it gives less light than left rear somehow at times but not all the time! Not sure what it is, any ideas welcome but i think it is about the wrong selection of relays.

Front light is powerful enough. Personally one does not need one if you dont have problems with your eyes. Still, i am looking for led headlights. Found one 20 watts led headlight for 700 and 900 thb but they say it tends to get hot so they did nto totally recommended it to me. But another auto electrician guy told me that no problems! Might try.

Handling and suspensions. What i like about this bike. handles great. I am happy not buying the Ohlins rear shock right away. i will wait for a nice aftermarket cartridge for front that get the rear ohlins. of course added some more preload to the rear for track days.

Turn ins are easy. I commute in Bangkok and was fearing like bike might feel a lot heavy but Honda did a good job by keeping the center of gravity down so bikes feels light. Especially it gets surprisingly light once the petrol light starts to blink bc it means bike is around 10 kgs lighter. No problems on commuting at congested Bangkok roads.

Also bike generates less heat than i expected. Nearly the same as cbr500r really. Of course, any big bike is disturbing on this matter at 50 degrees Celsius Bangkok asphalt!

Exhaust is a mute one and not giving awareness for others on the road which is a problem for me but apart from that it looks great and packed neatly down the bike. Thinking about getting Devil full system but it is mounted to the side of the bike which makes commuting harder for me. Might wait for a nice exhaust system that fits the same place where the stock pipe is.

Engine sounds great which compensates the mute exhaust especially when it is revving!

I was debating my self for cbr1000rr and cbr650f for a while before buying it but i did the right thing on buying the cbr650f as i commute, tour, go for track days and it is a better compromise that cbr1000rr.

Great low down torque, a very useful 2500 rpm wide power band, and it pulls even from 6th gear easily. above 8000 rpm, it turns to a real monster.

Personally, i dotn need a faster bike that this at roads but thinking to get a cbr1000rr for track days and maybe some rare spirited rides around Thailand. It is also great for my commute.

I am a happy rider having a blast all the time.

can recommend this bike as it holds a great value and real world usability and performance.

if you were riding a 400 cc, i think it should be fine to move to 650 series.

cb650f especially feels lighter.

II2..a very informative post, thank you!

You sound extremely happy with the bike.

I have had a SR400, XJR400 and ninja 250. Do you think I'll notice a big jump in power? And in terms of me being able to handle such a big bike?

OK, it is time for a long term review then!

Now, bike is at 5500 km about to go to 6000 km service.

Bike runs great overall! It is sure a blast after all those years without an inline four!

Engine is fully broken and runs really smooth. But got some numb hands a couple of time riding at high speeds over two hours but not a bad one.

Transmission is also much more better. Lightest gear changes i have ever seen but it might disturb some riders like me as i am used to clicky honda transmissions still upshifts are clicky and only downshifts are a little vague IMO. for others, they say very easy and less tiring to change gears so it is positive for some and negative like others. Clutch-less up shifts even from the second gear is butter smooth!

There is a rattle from the instrument cluster and solution is easy bigwing mechs say, just a couple of foam plasters and all is good they added. But it takes time so left it to 6000 km service.

After removing the stock tail and installing an aftermarket tail tidy, i got lots of mud, dirt and many other road grim on my seat, back, neck and helmet so bought a mud guard for mansoon season and it works great! totally recommended. Anyway, other riders said that stock tail does not prevent mud that mush so a mudguard is a good investment for the bike and if you would like to keep going with your girlfriend happily!

Brakes are cool! Very good modulation and rear brake is really strong this time so less wear for font ones and less pad change. I was getting an high pitch sound like brake fade sound for around 3000 kms especially after brakes are hot but it disappear recently. Anyway bigwing mechs say that it is all about sandpapering the brake pads if the problem continues.

Ergonomics are great! You can stay upright if you get close to the tank and tuck nicely if you move your ass back a bit. Seat is very very comfy surprisingly. Never get any arse pain for 5500 kms but i have an iron bu anyway coming from years of riding. I changed the rearsets and for me, it became easier to ride the bike and more ground clearance and no bad vibrations.

Wind protection is also good for that tiny windscreen. No buffeting. There are some aftermarket screens now but i fear like it might lift the bike or make it worse.

I had a couple of gremlins in bikes electrical system as burned two fuses. But they all appear after changing the stock signals with led ones though. Now one of the signal at right front and right back works in mysterious ways! When i give the signal, right front performs normally but when i open the emergency/hazard lights, 3 of the 20 leds does not light up! But only three of them, no problems for normal signal operation! Same for right rear, it gives less light than left rear somehow at times but not all the time! Not sure what it is, any ideas welcome but i think it is about the wrong selection of relays.

Front light is powerful enough. Personally one does not need one if you dont have problems with your eyes. Still, i am looking for led headlights. Found one 20 watts led headlight for 700 and 900 thb but they say it tends to get hot so they did nto totally recommended it to me. But another auto electrician guy told me that no problems! Might try.

Handling and suspensions. What i like about this bike. handles great. I am happy not buying the Ohlins rear shock right away. i will wait for a nice aftermarket cartridge for front that get the rear ohlins. of course added some more preload to the rear for track days.

Turn ins are easy. I commute in Bangkok and was fearing like bike might feel a lot heavy but Honda did a good job by keeping the center of gravity down so bikes feels light. Especially it gets surprisingly light once the petrol light starts to blink bc it means bike is around 10 kgs lighter. No problems on commuting at congested Bangkok roads.

Also bike generates less heat than i expected. Nearly the same as cbr500r really. Of course, any big bike is disturbing on this matter at 50 degrees Celsius Bangkok asphalt!

Exhaust is a mute one and not giving awareness for others on the road which is a problem for me but apart from that it looks great and packed neatly down the bike. Thinking about getting Devil full system but it is mounted to the side of the bike which makes commuting harder for me. Might wait for a nice exhaust system that fits the same place where the stock pipe is.

Engine sounds great which compensates the mute exhaust especially when it is revving!

I was debating my self for cbr1000rr and cbr650f for a while before buying it but i did the right thing on buying the cbr650f as i commute, tour, go for track days and it is a better compromise that cbr1000rr.

Great low down torque, a very useful 2500 rpm wide power band, and it pulls even from 6th gear easily. above 8000 rpm, it turns to a real monster.

Personally, i dotn need a faster bike that this at roads but thinking to get a cbr1000rr for track days and maybe some rare spirited rides around Thailand. It is also great for my commute.

I am a happy rider having a blast all the time.

can recommend this bike as it holds a great value and real world usability and performance.

Thanks for that link II2! It was a greta read. Has helped me make my mind up no end.

What your opinions now after riding it for a while?

hey,

Does anyone have their bike yet? How is it? I am planning on getting one in Pattaya big wing, but they have told me 3 months waiting list!

So i am assuming there are a lot on the roads now, as when I went there 2 weekends ago there was about 30-40 and all were already sold apparently

http://www.thaivisa.com/forum/topic/658608-honda-cbr650-2014/?p=7572790

read the thread, you will find many info.

Thanks for that link II2! It was a greta read. Has helped me make my mind up no end.

What your opinions now after riding it for a while?

hey,

Does anyone have their bike yet? How is it? I am planning on getting one in Pattaya big wing, but they have told me 3 months waiting list!

So i am assuming there are a lot on the roads now, as when I went there 2 weekends ago there was about 30-40 and all were already sold apparently

http://www.thaivisa.com/forum/topic/658608-honda-cbr650-2014/?p=7572790

read the thread, you will find many info.

Thanks for that link II2! It was a greta read. Has helped me make my mind up no end.

What your opinions now after riding it for a while?

hey,

Does anyone have their bike yet? How is it? I am planning on getting one in Pattaya big wing, but they have told me 3 months waiting list!

So i am assuming there are a lot on the roads now, as when I went there 2 weekends ago there was about 30-40 and all were already sold apparently

http://www.thaivisa.com/forum/topic/658608-honda-cbr650-2014/?p=7572790

read the thread, you will find many info.

hey,

Does anyone have their bike yet? How is it? I am planning on getting one in Pattaya big wing, but they have told me 3 months waiting list!

So i am assuming there are a lot on the roads now, as when I went there 2 weekends ago there was about 30-40 and all were already sold apparently

Thanks some great info!

I have a big bike, so ideally looking for trips in the vicinity of Chonburi. Staying overnight is not a problem if necessary, and if it is a good ride.

More than willing to venture over to Chanthaburi and put in the extra time to get a decent ride and away from the highways and see some nice forest cover and mountains.

I actually live out at Maprachan Lake, I was hoping there might be a decent ride out towards the back of Soi Siam Country Club, after connecting to the highway out the back towards Bira. I will have to have a look on the map to figure out some of these routes.

I did my dues touring Isaan and up north. We started and ended in CM when I lived there. Went down to Phitsanulok, along the Laos border at Udon/Nong Khai. Then down to KK/Ubon/Surin/Buriram/Korat/Kanchanaburi. Was an amazing trip, we stayed off all the main roads on the map. Found some stunning roads out in the fields of Isaan. they looked like very minor roads on the map, but we asked locals if they were ok, and all of them turned out to be batter paved than the A roads. Plus hardly any traffic at all. Only thing to look out for was swooping birds across the road which was quite dangerous because they would take you out if hit on the head. I caught 2 on my leg and both hurt and the bird was left on the tarmac according to my mate following!

What about 'in-country'? Away from the coast and Sukhumvit towards Poi Pet/Aranyaprahet/Chanthaburi/Sa Kaew?

I am so bored with Sukhumvit..it's not a bike riding road..a death trap!

I would suggest just driving south from Pattaya along Sukhumvit and as guzzi850 suggested take the road towards Silverlake. Take a GPS device with you and just drive around, the roads are reasonable and you can go as far as you like without getting lost. Ban Chang has a number of bars for refreshment etc if you should venture that way.

Yes I have been up towards Silver lake before..its the nicest area I found yet around here.

I have been told Chanthaburi province has a terrain much like that of CM/CR. With lots of forest cover/mountains/waterfalls.

I haven't been able to venture over there yet..doesn't seem to be much written about the area on the net anyway.

A nice place to visit is the Silverlake, beautiful hilly area.

http://www.tripadvisor.com/Attraction_Review-g293919-d669528-Reviews-Silverlake-Pattaya_Chonburi_Province.html

It's difficult to avoid Sukhumvit road if going out for a trip from Pattaya, many beautiful places south of here on each side of Sukhumvit road.

We often go there in our truck and then drive in the area and then take small roads leading down to the beaches and see where we ends up.

You can also cross the dreaded Sukhumvit and then explore over on the "dark-side" or east side of Pattaya, the further away from Sukhumvit the less traffic/people.

Today we will drive down towards Sattahip and see if we can get into the Navy base beach or we might have to go further south, we will see where we ends up, he-he.

It's best just driving around and see where you ends up, check trip adviser and other places to go but not so many nice bike roads as up North in the Chang Mai/Rai area, sadly.

Which type of bike are you riding? I read about a Chap here on ThaiVisa that have go Pattaya/Chang Mai and back via Bangkok on a modest Honda Wave, so if you have the skills and nerves you can go anywhere you like.

Good luck and ride carefully.

I have been trying to find some info about areas in the vicinity of Pattaya/Chonburi/Chanthaburi/Sa Kaew areas for a nice motorbike ride.

There's lots of info for up north area, just doesn't seem to be much for down this area that I can find anyway.

Does anyone have any recommendations?

Any routes info?

What is the road condition like?

Is it twisty?

Forested cover or rice field country?

Mountains? Flat terrain?

Heavy traffic?

I am hoping for somewhere with a decent condition and not too much traffic.

Or if anyone has any good websites?

I am open to all info posted though, as I have zero experience at all with this area of the country and it's roads.

The length of time of the trip is not an issue. Ideally I'd discover some 1 day rides and other weekend/long weekend length rides.

Starting from the Pattaya area if that is relevant, and also would prefer to spend as little time on that crazy Sukhumvit as possible!

Thanks

Yes I rode the Er bikes before and loved them, which is why I then started to think about losing my single thumper and getting a more modern, revvier bike.

As much as I loved riding the er, I am sure the Honda will be just as good an experience plus its an inline 4, all for only a few baht more than the er. 

Plus Hondas service level of course...definitely swing my decision towards the CB650 for me personally.

How long have they been out in thailand now?

I find it odd the are so popular to have 40 odd bikes already sold at the showroom..yet I dont recall seeing any at all on the road until today. Maybe they have only been delivering them in the past week or 2?

 

Well..I paid a visit to both the Kawa shop and Honda Big Wing today and got some more info from the horses mouth so to speak!
 
Kawa for the er-6n is cash price of 275,000, they require a 30% upfront payment, and 24 months at approx 9000 per month. So a total repayable of around the 300,000 mark. So not really too expensive for interest it seems. 
 
The Honda CB650F has cash price of 285,000, they only require a 20% upfront payment (they said anyway, not the actual finance company..), and 24 repayments of 10,640 So a total repayable of approx. 312,000. Again not extortionate interest rate.
 
Both Kawa and Honda are willing to provide finance to a foreigner in their own name, provided you have a valid longer term visa, a Work Permit, bank statements and Pay slips for at least 6 months.
 
Both also require a Thai guarantor (unfortunately), although like I said they will still provide it in the foreigners name no problem. The Thai also needs to have bank statements/pay slips.
 
They also both require top insurance to be purchased, both about 16,000 as part of the price you have to pay to get the bikes out of the shop. And the registration also costs about 3,000.
 
The other thing is..Kawa have the ER-6N ready to go. The Honda CB650F I was quoted a 3 month waiting time!! There must have been at least 40 brand new (CB650F/CBR650F) bikes outside the shop..and apparently they are all sold/ordered already! So seems like the CB will be a very popular bike.
 
The Kawa shop said it would only take 1-3 days to have the bike ready to go when upfront payments were done.
 
Coincidentally I spotted my first CB650 on the roads today..the guy was absolutely flying around a tight corner and almost came on to the other side of the road in to oncoming traffic. he must have been well over 100, with the knee almost down on a busy road. I can't help but think he had just got it out of the shop today and got a bit carried away!
 
 

650 series worth the 3 months wait!
Better value/performance.

Sent from my GT-N7100 using Thaivisa Connect Thailand mobile app

 

You think?  I have been reading about them, and the performance seems more akin to a 2 cylinder due to some detuning by Honda to make it more accessible to all riders. As opposed to super high revving inline 4s like the CBR600RR.

I do love the sound of an inline 4 though...

Do you have either at all? Had either? Or driven either or know anyone who has?

I kind of am veering to wards the Honda anyway..because my local kawa dealer is quite famous for their poor maintenance and servicing, rudeness and general all-round being crap at their jobs.

I had a Nina before which I took for a service there (although not bought from there), and the bike came back with a few scrapes looking like it had been dropped.

The horror stories I have heard from others also don't fill me with much confidence to do business with them. Among other things, guys buying new bikes and riding it away only to find lots of screws around the wheels were only finger tightened, the gy was lucky he didn't crash on the way home and took it to a farang bike mechanic he knew to find out why it felt funny riding it. Another is someone asking for new grips on effectively a brand new KLX..to hear electric saw down the back..went to look and they were hacking off the handle bars of his new bike! They came back an inch shorter, and couldn't understand why he was going nuts as they 'had fitted the grips lie he asked'!! And their general all round rudeness whenever I 've asked them for any advice/infohelp leads me to believe they could be well capable of doing things like that. 

The difference in customer service in Honda Big Wing is night and day. So I would hope their mechanics and servicing ability are in a similar vein.

The shops are in pattaya by the way..that Kawa shop is notorious!

Well..I paid a visit to both the Kawa shop and Honda Big Wing today and got some more info from the horses mouth so to speak!

Kawa for the er-6n is cash price of 275,000, they require a 30% upfront payment, and 24 months at approx 9000 per month. So a total repayable of around the 300,000 mark. So not really too expensive for interest it seems. 

The Honda CB650F has cash price of 285,000, they only require a 20% upfront payment (they said anyway, not the actual finance company..), and 24 repayments of 10,640 So a total repayable of approx. 312,000. Again not extortionate interest rate.

Both Kawa and Honda are willing to provide finance to a foreigner in their own name, provided you have a valid longer term visa, a Work Permit, bank statements and Pay slips for at least 6 months.

Both also require a Thai guarantor (unfortunately), although like I said they will still provide it in the foreigners name no problem. The Thai also needs to have bank statements/pay slips.

They also both require top insurance to be purchased, both about 16,000 as part of the price you have to pay to get the bikes out of the shop. And the registration also costs about 3,000.

The other thing is..Kawa have the ER-6N ready to go. The Honda CB650F I was quoted a 3 month waiting time!! There must have been at least 40 brand new (CB650F/CBR650F) bikes outside the shop..and apparently they are all sold/ordered already! So seems like the CB will be a very popular bike.

The Kawa shop said it would only take 1-3 days to have the bike ready to go when upfront payments were done.

Coincidentally I spotted my first CB650 on the roads today..the guy was absolutely flying around a tight corner and almost came on to the other side of the road in to oncoming traffic. he must have been well over 100, with the knee almost down on a busy road. I can't help but think he had just got it out of the shop today and got a bit carried away!

My bike has finance in my wife's name. Honda BW in Udon used either SCB or Kasikorn. We went with Kasikorn with a 25% deposit over 18 months. I think it's 3% interest.

Kasikorn initially tried to pull a fast one by saying that they could only do it over 3 years, so my wife said we would pull our 9 bank accounts from them. They then woke up and did their jobs properly.

Sent from my GT-P3100 using Tapatalk

Here is a link I found quoting prices/down payment/ and corresponding monthly repayments over different time periods for the CB/CBR 650F.

http://www.cb650fclub.com/forum/index.php?topic=60.0

The total interest payable over 24 months on CB650F is only 300k. The cash price is 285k..that seems like a great rate to me! 

Just wonder whether or not a farang could get the same rate...

A buddy of mine recently bought a new Ducati with 50% down and he had issue with them wanting a Thai guarantor, he has a work permit money here, but his purchase was delayed for 2 months and he was ready to pull out and lose the deposit over it, eventually they agreed.

 

I had no problem with Kawasaki when I purchased my Ninja a few years back, put down the 30%, work permit, no guarantor, when I just recently bought my Harley, 50% down they wanted a guarantor as well, but accepted my wife who doesn't work, after some negotiation. We do own a house a well, but really Kawasaki was a lot easy for me than Harley and Ducati for my buddy. 

That's great news! I remember reading somewhere else that Kawa/Honda were ok providing finance to foreigners in their own name provided a WP, bank statements and a bigger deposit than normal (30% i read also) were forthcoming.

Can I ask which town/city or brancj of Kawa provided the finance?

I t does also seem like it is very much on a case by case basis whether or not they do it. And also probably depends on what mood they are in!

 

 

for bikes, it is a bit harder to get finance what i understand.

For Honda last time i asked, it was complicated. they need a guarantor currently working with good credit score and with yellow book or company owner etc. 

They dont even care of you work or not as long as your Thai guarantor has a good credit score. Strange thing is even if you are a shareholder of a company in Thailand or won houses, still they ask a Thai guarantor funnily!

Sure Kawasaki is the same.

The thing is when i wanted to do finance for a truck, they ask nearly nothing. Just my passport, work permit and shareholder papers! Much more easier to buy a car than a bike for foreigners in Thailand for sure!

But Ducati is much more relaxed on finance as they do their own financing unlike Honda or Kawa which use banks. if you are a shareholder of a company in Thailand or houses/cars, they do finance quickly.

 

For second hand bikes, you can do finance but believe me, interest rates are rocket high on those small finances that they make god knows with which company. Plus they ask Thai guarantor with yellow house book or company owner documents etc.

 

Does anyone have experience buying a 2nd hand bike from an official dealer? Does the finance work just like it is a new bike from the dealer? Or would it be subject to the higher interest rate that seems to take effect on 2nd hand bikes?

 

 

i was about to get a 2nd hand cbr600rr here with finance. But 300 k i needed to pay was 450 k with finance for i remember 3 years so i say No! of course.

For second hand bikes, interest rates are a lot higher as i think they do the finance with some dodgy places.

The rest is same, they ask for a Thai guarantor working or owning things in Thailand.

 

Wow..that's extremely high interest rates for 2nd hand! 50% over 3 years extra seems a bit much. Like almost 20% per year!

I am thinking between the kawa er 6n, and the Honda CB650F...both around the same price. I guess it will be whichever one is easiest to get finance from will win. And also the cheapest over the loan term of course. 

I have a Work Permit, and a salary that more than covers it, and a long period of time with bank statements showing income.

Hopefully that will be enough to get it in my own name, without a guarantor!

for bikes, it is a bit harder to get finance what i understand.

For Honda last time i asked, it was complicated. they need a guarantor currently working with good credit score and with yellow book or company owner etc. 

They dont even care of you work or not as long as your Thai guarantor has a good credit score. Strange thing is even if you are a shareholder of a company in Thailand or won houses, still they ask a Thai guarantor funnily!

Sure Kawasaki is the same.

The thing is when i wanted to do finance for a truck, they ask nearly nothing. Just my passport, work permit and shareholder papers! Much more easier to buy a car than a bike for foreigners in Thailand for sure!

But Ducati is much more relaxed on finance as they do their own financing unlike Honda or Kawa which use banks. if you are a shareholder of a company in Thailand or houses/cars, they do finance quickly.

 

For second hand bikes, you can do finance but believe me, interest rates are rocket high on those small finances that they make god knows with which company. Plus they ask Thai guarantor with yellow house book or company owner documents etc.

Does anyone have experience buying a 2nd hand bike from an official dealer? Does the finance work just like it is a new bike from the dealer? Or would it be subject to the higher interest rate that seems to take effect on 2nd hand bikes?

If you have a Work Permit, legal employment contract and decent salary, finance should not be a problem even without a guarantor. Most large big bike dealers offer it, check their websites.

I'm not sure about secondhand bikes though but I think doubtful.

I checked to see anything worth checking out on the Honda or Kawasaki websites?

Thanks for the response!

I have been looking for more information on bike finance, both new and 2nd hand bikes, but can find very little up to date information so hopefully some recent buyers or more knowledgeable members can provide some up to date info.

Some questions that might be useful to have answered below:

As I understand buying new bikes on finance seems to be much easier and can be done in foreigners name? Is this true? Are some dealers reluctant to do this or do  all the main dealers (Kawa, Honda) now offer this as standard with no hassle?

Is a Thai counter-signer needed for new bikes?

For 2nd hand bikes, how do people usually get credit for them? Is it possible or not?

Is this done through a finance company? Or a bank? Which is best? Do both offer finance to foreigners? Or does it need to be in a Thais name? Was a Thai counter-signer needed?

Which banks or finance companies, in peoples experience, would or would not offer finance?

Or at the end of the day, is it just impossible to do it in your own name and either don't bother or get a Thai to do it for you?!

Cheers for any informative responses!