KhunHeineken
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Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
I'm not pushing anything. If we took an informal poll of expats on this forum and the question was: "Do you have other forms of income to supplement your pension?" What percentage do you think would say "Yes" as opposed to "No?" Is this thread ONLY for those who say "No?" Are you a moderator that decides what each individual member of this forum's pension / income status is, as to whether they are on topic or off topic here? What about part pensioners? Are they off topic on this thread? Is a part pension still not a pension? I can start a new thread about it, but after 143 pages of varying pension information, I don't see the point. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
It all depends if the government views a pension going to an Australian living overseas as an "income" or not. Like I have been continually saying, despite personal attacks, flames, abuse, ridicule etc, I posted the proposed changes as a heads up. Whatever we have all been doing up to now must be going ok for us because we are all still able to be overseas. I hope these changes, if or when they come in, have minimal impact. The key words from the agent for me in your post are, "There's no guarantee about anything." For me, this tends to diminish the "weight" that can be put on the rest of his advice, at this stage. Of course, you cherry pick because it suits your narrative, but even the agent can not "guarantee" the outcomes of the proposed changes. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
Feel free to put me on your ignore list. -
Somewhere over the last couple of decades houses, which should have been "homes" for Aussie families, became "investments" for all property owners, especially with negative gearing. Fast forward to 2022, and you have the situation the housing market is now in, which is not unlike what happened in America in 2008. I wonder how exposed some Aussie banks are.
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Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
It all depends if the government views a pension going to an Australian living overseas as an "income" or not. If not, no worries, but if they view it as an income, then there may be some issues for a lot of members. In any case, there are many members deriving a small income from investments in Australia, whilst also receiving a pension, or part pension, and these changes are very much relevant to them. Do you think these members should be excluded from the old age pension thread because they earn a few dollars from other sources? Do you think it's "warped" that the income earned in conjunction with their pension is relevant to these proposed changes and this thread? -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
This forum is mainly for expats living in Thailand, with this sub-forum mainly for Australian expats who reside in Thailand on a pension, many of whom may derive an income from other sources as well. Eg. rent, shares etc. If you don't see the changing of residency rules for taxation purposes as any interest to readers, well, good luck to you. ???? -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
As another member says, you can view it, and even if you can't, the link title and first paragraph, which can be viewed without a subscription, simply shows the current Labor government will pick up where the previous Liberal government left off on these proposed changes. I was hoping the new Labor government would disregard the proposed changes. -
With the cost of labor being higher, and electronics being cheap these days, I agree with other members who say buy a new one. They are not that expensive. At your age, you may find the new screens a lot easier on your eyes as well. In the mean time, you could plug your computer into your TV and use it as a big monitor, or maybe you have a small TV that is not used so much and you can repurpose it to a monitor.
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why does my hard drive keep filling up?
KhunHeineken replied to BananaBandit's topic in IT and Computers
I had the same problem a few years ago. It ended up being the restore point setting was set to 100% so all new restore points just kept getting saved and building up, when you only need about the last few. The fix for me was deleting all restore points, moving the setting slider from 100% down to about 5%, creating a new restore point, and I got back all my storage. Depending on your HDD size, you could even go lower than 5%. Check it out. It could be the same problem. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
Posted the same link on another thread, but it's more on topic in this one. The new Labor government will continue on with the proposed changes, but will review the amount of days. https://www.afr.com/policy/tax-and-super/assistant-treasurer-flags-new-tax-residency-rules-20220826-p5bd1v It's more focused on how long you are inside Australia, but the flip side for many expats is how long you are outside Australia. -
Looks like the new Labor government will also be picking up what the last Liberal government left for these proposed changes, but will review the number of days. https://www.afr.com/policy/tax-and-super/assistant-treasurer-flags-new-tax-residency-rules-20220826-p5bd1v It's more focused on how long you are inside Australia, but the flip side for many expats is how long you are outside Australia. It's no so much about losing portability, but IF residency status MAY effect pensions. Came across this online petition about it, but it's closed now. Obviously there's quite a few expats showing interest in these proposed changes. https://atlaswealth.com/news/australian-tax-residency-change-petition/
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Privacy. VPN's are not just used to have a local IP address to get around geo-blocking. VPN's also mask your IP address from the websites you visit. Being in Thailand, and using a Thai VPN server, should be a slightly faster connection than using a server many thousands of kilometers away.
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Try all the servers your VPN company provides in the UK. If the problem exists with all of them, contact the company and request they refresh their IP address. Apparently, this is no small task, but eventually they will have so many complaints they will have to, especially with popular websites like BBC.
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Go into the settings of your browser. There will be a "Remember Passwords" setting that you can enable.
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There's some products out there that you may or may not consider. https://www.trendmicro.com/en_au/forHome/products/homenetworksecurity.html https://www.indiegogo.com/projects/syfer-one-device-complete-network-protection#/
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Australian Term Deposits.
KhunHeineken replied to NONG CHOK's topic in Australia & Oceania Topics and Events
Maybe contact another bank. If they can open a bank account for foreigners, before they even arrive, surely they can do something for you. https://www.anz.com.au/personal/bank-accounts/everyday-accounts/moving-to-australia/en/ -
Australian Term Deposits.
KhunHeineken replied to NONG CHOK's topic in Australia & Oceania Topics and Events
I'm not the OP. Not sure a bank would accept a foreign document that may have been knocked up on Khaosan Road. I think they also run checks on the document number with certain government data bases. Main reasons, funding terrorism and money laundering. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
I use a VPN for banking and streaming sports. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
How many of those quotes were yours? ???? -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
Ok, Mr. Ostrich. ???? -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
No updates, thus far. I have contacted my accountant and asked them to inform me if they hear anything. The Tax Institute has "broadly welcomed the Government's willingness to reform the rules." https://www.taxinstitute.com.au/insights/articles/our-submission-on-the-proposed-changes-to-the-individual-tax-res