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khunPer

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Posts posted by khunPer

  1. Accumulating mutual funds – the so-called Fund Books in Thailand – if you are not a little experienced investor. Keep away from funds investing in foreign currency to avoid currency exchange fluctuations.

     

    So-called LTFs – Long Term Funds – offers tax benefits, and are available as both dividend paying and accumulating fund.

     

    Similar funds are also offered for retirement savings.

     

    Most Thai banks offer these mutual funds, fx. Bangkok Bank, Kasikorn Bank, and SCB.

     

    If you wish to be more in control, have little knowledge or experience in stock market, and save the small administration fee for mutual funds, you could open a trading account for SET; you might be able to open a trading account via your Thai bank, fx. SCB.

    ????

  2. First time 1965 in Tivoli, Copenhagen – when the whole band was touring in a mini bus, including the gear, and females from the audience could still jump onto the stage to touch their idols; Brian Jones seemed to be the most loved by the girls, a couple of big "I love you Brian"-banners painted on bed sheets were hanging down from the balcony – I'm actually sitting on first raw in this rare newspaper photo...????

    65_tivoli4.jpg.c771ba51f4a1b55ddedaf62d45b41a89.jpg

     

    –but of course numerous concerts later, and I'm hoping for experience one more in the future...????

  3. 22 hours ago, Sheryl said:

    Is it a very old machine? They do start to use more juice when they get old.

     

    Also check that the filter is clean (if not, clean it) and have a look at the inside slats etc, a lot of Thai landlords (and renters) are very remiss  when it comes to having units cleaned. You can get professional cleaning for about 600 baht and, if the machine was dirty, this can improve performance a lot.

    And it might also need coolant refill, or might even be leaking, so the compressor is working too hard. Often coolant check, and refill, is part of a normal service with cleaning filters and indoor unit's grille.

    • Like 1
  4. On 3/30/2019 at 2:20 PM, KevinFR said:

    What advice can you give me?

    thank you,

    If you haven't read it yet, then buy the book "Thailand Fever", that will gives you answers to most questions about a Thai relationship – furthermore the book is written in both English and Thai language, so your wife-to-be can also read about a relationship with a Westerner. More info here at thailandfever.com. The book is normally available in all Thai book-stores that also sell English and foreign language books, its also available in German and a few more languages.

     

    In general many Thai families seem to appreciate the in Western eyes little old-fashioned man, being a polite gentleman; not rushing a relationship; and being the provider for a family.

     

    Besides reading the suggested book, ask you fiancee what you might expect from meeting her parents, and how she expect you to behave when meeting the family.

    ????

     

     

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  5. 1 hour ago, emptypockets said:
    2 hours ago, khunPer said:

    The same in Thailand – "marrying an underage girl they have raped" – rape in village are often settled by marriage, so no families loose face. But I don't know age level, but some girls are village married as young as age of 12-13 years; however might not be because of rape.

    So your post is just pure speculation.

    No, I know for fact rape-cases that ended with a village marriage, but in both the 12-year, and 13-year, marriage I know, I have no knowledge about if they were caused by rape instead of mutual consent; rape is not talk-of-the-village, if its about not loosing face.

    ????

  6. 1 hour ago, BlackWolf said:

    The "good old days" at the upper picture must be 3 decades ago, and how many cars could you see in the streets at that time  and how many today.  I have said iy before, the roads in Samui is the worst in Thailand when you look at the traffic

    Two decades, as mentioned in the image caption, i.e. 1998 to be precise, however traffic on beach road seems the same in bouth pictures, but slightly more parked cars in the present Google-image, mainly taxis that appeared in numbers only around a than a decade ago...????

  7. 2 hours ago, Krataiboy said:

    In a number of US states, marrying an underage girl they have raped is a way for men to escape jail. Incredibly, these unions take place with the consent of the abused girl's parents, often Bible-thumping Christians. 

     

    There's a BBC documentary available on the subject, for anybody who can access the UK broadcaster from Thailand.

    The same in Thailand – "marrying an underage girl they have raped" – rape in village are often settled by marriage, so no families loose face. But I don't know age level, but some girls are village married as young as age of 12-13 years; however might not be because of rape.

  8. 9 hours ago, mooping20Baht said:

    Is it common to do just a Buddhist Wedding, and hence have no need for a prenuptial agreement  , etc    TIA

    Yes – "do just a Buddhist Wedding" – among village people, often you'll see it referred to as "village marriage".


    If the marriage is not registered at a district office, "amphor", it has no legal value.

     

    Thai's often insist on the village marriage traditional ceremony and included party – even when having a registered marriage in Thailand or abroad, including reception or party – which is both a custom, and make face for the family, or families if both are Thai. The village marriage include paying "sin sot" – kind of dowry given by the groom to the bride's family – where the money is both shown and counted in public during the marriage ceremony.

     

    375598226_twIMG572822_sin-sot.jpg.474727fcbc1ac238d3ea6c09909b4b99.jpg

     

    I've been to numerous Thai marriage events, but I've never seen Buddhist monks, its a ceremony often lead by an experienced ceremony master, and by all mean to make it public – to the village and local community – that this couple is now a married couple, and accepted by the families.

     

    The saying is that if you "sleep together" you are considered as a married couple, and the village marriage ceremony will follow, also for families not to loose face. Many (very) young people are village married, and numerous marriages fail – don't think there are any statistics, as its unregistered, but probably at least as high as for registered Thai marriages, i.e. 39% (in my European home country its 46.5%) – however easy to split apart from unregistered marriage, its just walking away.

     

    A prenup has legally no meaning, as there was no "real" marriage, its just like when boyfriend-girlfriend split, and don't expect to get any share of an already settled sin sot back.

    ????

  9. 3 hours ago, JackThompson said:

    You are welcome.  There is one other item from the landlord I have added to my list, due to Phuket asking for it - a "power of attorney" allowing you to file the TM-30 for the landlord.  So far, I believe only Phuket is asking for this, but these crazy requests can spread like a flu-virus, from one office to another.  Better to have it than not.  

    I would present these document-requests to the landlord in the context of this preventing the landlord from having to deal with this immigration problem.

    Never heard about this for Samui Immigration Office, but the demand for a TM30 notice is changing at the moment.

    At Samui, i.e. Surat Thani Immigration, a "House Master" – that would be mentioned in the House Book – can register online, and the House Master shall report any foreigners staying in the house within 24 hours, which can also be done online. I'm a foreigner, but also House Master, so when I enter Thailand after a trip abroad, I must report my own name.

     

    However, even I do an online registration, I shall from last year also do a physical registration at Samui Immigration Office before applying for extension of stay, and I need that receipt stampled in my passport. When travelling abroad on a Re-entry Permission, needed when staying on annual extension, my 90-day report receipt will be removed from my passport, whilst my TM30 receipt has (so far) been left there. To be safe, I still register again online when coming back; the new fine is 10,000 baht for not registering.

     

    Be aware that local Immigration rules change often – almost every year we have a new amazing surprise at Samui – and a local immigration office may not always follow what the majority does; for example you need a Health Certificate from a Hospital every year to renew the annual extension of stay, to my knowledge Samui is the only immigration inside Thailand requesting that.

     

    OP can find update of requirements in the pinned thread in the local Samui forum.

    ????

    • Like 1
  10. 16 hours ago, JackThompson said:

    When signing a rental-contract, insist the landlord will provide the following at the same time, for immigration purposes:

    • Copies of the landlord's ID Card and House Book, signed by the landlord
    • Copies of the rental-property's house-book and chanote, signed by the landlord

    Not all immigration offices want all of those, but best to have your bases covered.

    Good point by @JackThompson

     

    At Samui Immigration, for extension of stay, you'll need a photocopy of landlord's ID-card, and a photocopy of the Blue House Book, both signed by the landlord.

     

    Furthermore you'll need a photocopy of your rental agreement, which can be signed by yourself.

     

    In addition you'll need two maps; a print of a Google-Earth map with a clear marker on the address, and a square box with the address inserted; and a simple hand drawn map showing how to find way to your residence.

     

    In the local Samui forum OP can find a pinned thread about "Samui Immigration Office", including requirements for extension of stay, and 90-days reporting; the thread is normally fully updated.

    ????

    • Like 1
  11. 20 hours ago, autumnm7 said:

    Is the visa tied to the Provence you obtained it from or are you free to live anywhere in the kingdom as long as you file/update your place of residence (90 day report)?

    Any help with this is greatly appreciated.

    You are free to move, but when arriving at Koh Samui you'll need to report the address there by a TM30 form.

     

    Samui immigration might have slightly different regulations from some of the other immigration offices, so depending of where you are staying – hotel or renting a bungalow/house/villa – you might need to visit Samui Immigration Office in Maenam Soi 1, and report the your address in the ground floor office (at left), and have a receipt stamples into your passport.

     

    You still need to do regular 90-day address reporting, counting 90 days from your last address report, or entry to the Kingdom, or extension of stay. That is on the first floor in the Immigration Office, look for the queue with the A4 size sign "90 day report"; it normally takes 10-15 minutes.

  12. 20 hours ago, Crossy said:

    Go with tank or gas water heaters and you can significantly reduce your demand.

    Or a solar powered water heater, mine was about 40k baht with a 200 liter tank (that even came with build in electric heater for longer periods of clouds/rain, but I don't use it). I placed it on roof, with the tank on the attic with a 35W "Grunnfoss" circulation pump (made for heating system circulation, available in Thailand) to flow water from tank to solar heater panel; lots of nice hot water. However, it will depend of number of bathrooms, if one only an instant 3kW electric heater might be enough.

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  13. 10 hours ago, webfact said:

    Though Phalang Pracharat has won the most votes, initial calculations show its share in the Lower House is 97 seats versus Pheu Thai’s 137. 

    It would actually be interested to see if there will be the same demand for the one with the highest number of votes should be the real winner, like the debate after the US 2016-election, Trump vs. Clinton...????

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