acepredator

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A few people, who, seemingly, are not terribly articulate or knowledgeable about some current political issues are interviewed live without any opportunity to prepare a response. And you think that those few people represent all 346,000,000 Americans? Do you really think that their inability to answer more skillfully means that America is no longer a great country? What's shocking is that you are so ignorant that you think the greatness of a country can be determined by how a few of its citizens answer some questions, with no other factors taken into consideration. How about you? Do you represent every single citizen of your country of birth? How would you perform when asked questions on camera without any chance to prepare a response? You're so brilliant and articulate, please let us know.

I have a 30,000 baht fixed account with Bangkok Bank in Chiang Mai. Linked to this account is a Visa card. I can use this card to charge up to 30,000 baht, but no more. In this sense, it is actually more like a debit card than a credit card. In any event, it is there when I need it to charge up to 30,000 baht. I do not have to deposit twice the limit. So, my advice is to go to Bangkok Bank and get the same card. What could be simpler than that?

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You didn't mention where specifically in Thailand your friend goes. In Chiang Mai, in my experience, the best you can hope for at the massage shop is manual stimulation. If you want intercourse, you have to meet later at your place or a hotel. I've never heard of intercourse as a feature of the massage itself. Also, the price for the aforementioned manual stimulation is from 1,500 baht to 3,000 baht, including the price of the oil massage itself. Your friend is getting off incredibly inexpensively if he is paying only 1,000 baht for intercourse. Could you tell us where he goes so we might also enjoy such a great bargain price?

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Thanks for the information. I have a Schwab brokerage account, but I don't know what the difference is between it and a Schwab bank account. It will be necessary to contact Schwab and get the information I need. If I can start using their debit card, that would save me a little bit of money per ATM transaction.

I certainly would not voluntarily pay to access my own money, but I didn't realize until reading your post that I had any choice in the matter. Could you please let us know specifically which financial institutions don't charge ATM fees and that reimburse the 220 baht charge? Thanks very much in advance.

When you withdraw money at a Thai bank ATM, using either a debit or credit card, there is a standard 220 baht fee that you must pay. This fee is the same regardless of how much money you withdraw. So you must add that amount to the $3.12 charged by US Bank.