I think the point is, in UK and many other places, Comprehensive Insurance & Third party insurance covers all costs to other caused by yourself.
For peace of mind in Thailand, when renting a motorbike or scooter, I would ideally like to think I have similar cover there too.
But the original gyst of the post is that many, many foreigners on holiday rent scooters, can we assume that most are riding uninsured as most policies limit cc to 125??
I would like to thanks a couple posters above for highlighting a couple of companies who will cover me next time I ride a bike bigger than 125cc.