Wrlife have agreed cover for keyhole surgery for removal of early stage tumour on colon, and all pre op and post op procedures. Took a week or so, but it's expensive so I was happy they took their time. At BPH. They've covered all my claims to date, involving 12 days IP. Not difficult to deal with, either directly or through their agent. I had to hand deliver medical records from a previous hospital (Memorial) to the BKK offices of their underwriters, Assist International. Had a really good lady Bolt driver who found the offices, tucked away in a large modern office block off Rama IX. Extremely nice people there, English well spoken, impressive set up, IMHO. I was glad I made the trip. Put a lot of demons to rest. And my 2 year AFIB moratorium has completed, so I'm now covered for coronary. 10,700 pm at age 75.