Jump to content

me4175

Member
 View Profile  See their activity

  • Posts

    176

  • Joined

  • Last visited

 Content Type 

Posts posted by me4175

    House purchase

    in Real Estate, Housing, House and Land Ownership

    Posted

    We've bought a house in a gated community in 2015 and I have had some negative experiences.

    • Neighbors: while we have lovely neighbors in general, whom we have close contact with, there are some who can just drive you nuts. One had three small dogs barking incessantly. Everyone's annoyed, but dare not say anything, the usual graengjai and <deleted>. I went to talk to the neighbor after I couldn't bear it anymore and while he wasn't happy, he's mostly keeping his dogs inside now. If you confront people in a respectful way, mostly they are surprised (Thais are usually avoiding conflicts like the plague) and embarrassed and will try to change if you have a valid reason. But you may come across one of the many <deleted> who will just revel in the fact they can annoy the hell out of their neighbors.
    • Management: several people choose not to pay their common fees, or pay them late and a bit surprisingly there's nothing much the developer can do about it other than publicly shaming them (which most don't give a damn about, to the contrary they will find face-saving excuses why they don't pay and be proud of it), as long as they don't sell their house, which is difficult if they have outstanding common fees. With less people paying common fees, maintenance gets impacted.
    • Build quality: I was no expert in checking construction quality of a house. And we didn't notice some issues with the construction which we should have seen before. And you have only one year in which you can claim any defects.

    The upside is that financially, it was a good move. The value of the house, despite the above issues, has appreciated and I've seen houses around us getting sold for good prices in a reasonable time frame of a few months on the market. Comparing the common fee and cost of upkeep of the house to renting a comparable place it's a no-brainer to buy.

     

    I would recommend anyone to rent first, if possible. Get a feel for the neighborhood and ask others living there what issues they have, if any. If there are problems they usually love to bitch about it. And get help to check the construction and the value of the house before you buy.

    Bitkub takeover adds impetus to Thai digital asset market

    in Jobs, Economy, Banking, Business, Investments

    Posted

    3 hours ago, Neeranam said:

    You are clutching at straws now.why do you think China banned crypto?

    Many good reasons, from their POV.

    The Chinese government believes (as they also state in their latest five-year plan) that the financial system should primarily serve the real economy. They are very opposed to financial speculation and crypto trading is very much only alive because of speculation.

    Mining furthermore consumes a lot of energy, which they see as totally unproductive. Makes them also look good in terms of taking climate change action.

    Crypto is also difficult to control and people use it to move money out of the country.

    And lastly, they launched their own state-sponsored cryptocurrency and do not appreciate any alternatives to that.

    Insomnia

    in Health and Medicine

    Posted

    On 11/8/2021 at 10:58 AM, Sheryl said:

     

    Gabapentin has some signifiocant side effects and should nto be used just for sleeping.

     

    OP I find a combination of melatonin and 5-HTP induces a very natural sleepiness. Note that brands matter and also dosage is highly individual, I take 10 mg melatonin (Puritan Pride brand) and 50 mg 5-HTP (Natrol brand), can get both from Lazada. Your mileage may vary.

     

    I fully agree, Melatonin did help me also. Before, I couldn't go back to sleep again once I woke up during the night, and I had a very shallow sleep. With Melatonin it has improved a lot. What made me consider it is reading that besides the natural decrease with age, blood pressure medication can also significantly decrease Melatonin levels, which is the case for me.

     

    Is there a tax when selling BitCoin In Thailand?

    in Jobs, Economy, Banking, Business, Investments

    Posted

    13 hours ago, In Full Agreement said:

     

    Thank you for that info.   I thought BitCoin was anonymous to the point where it was below the radar of  taxes.

     

    I didn't know there was such close recording keeping of BitCoin or any other Crupto.

     

    Is that anonymity aspect of the crypto  no longer in  place?

    There is absolutely nothing anonymous when trading on a Thai crypto exchange. Transactions are not taxed at source like interest on a bank account or dividend payments from shares, but any gains are definitely subject to both withholding tax (the 15% you're talking about) as well as personal income tax.

     

    What are the taxes on Cryptocurrency in Thailand and do I need to pay tax? (belaws.com)

    Bitkub takeover adds impetus to Thai digital asset market

    in Jobs, Economy, Banking, Business, Investments

    Posted

    9 minutes ago, Pravda said:

    I also think crypto is a Ponzi. However you are missing a point. If majority of people decided it's not a ponzi and are gambling on it (crypto markets are open 24/7 and unlike stocks the whole world has access to it) then who are you to decide if it has value or not. Value is market at any given moment someone is willing to pay for something.

     

    Personally I think Tesla stock is garbage, but many people are buying it. What is it? A piece of paper supposedly telling me I own a share in a company. Yeah...right.

    The assets traded on Bitkub are not ponzi schemes. SQUID was a scheme, and "investors" got what they deserved. Can't fix stupid.

    Unlike crypto, Tesla has physical assets, human capital and IP. Cars, batteries, solar panels, property, factories, software and patents will always have a value in the real world, because people actually need these things. Nobody needs Bitcoin.

    Bitkub takeover adds impetus to Thai digital asset market

    in Jobs, Economy, Banking, Business, Investments

    Posted

    4 hours ago, userabcd said:

    I don't think it is all about missing the boat.

     

    It is just the usual failure to adapt or accept that some others are interested in this product and use it.

     

    Next will come the usual quick look over there....everyone is money laundering.

    Adapt to or use for what, please? I'm at a loss here. Give me a real use case for any "product" traded on Bitkub which adds measurable value compared to the previous solutions in place. I'm all ears.

    Besides your mentioned money laundering, crypto is of course also great for the drug trade, dark web commerce, ICO scams, ransomware, and many other creative misuses. The only use as an actual currency is by a small number of failed states who cannot keep their currencies afloat. They are happy campers right now, but they will have a rough awakening when the market goes south or their wallet apps get hacked and phished and people's fund suddenly disappear. Not to mention the astronomical transaction fees.

    I am not a fan of Chinese politics, but their blanket ban on crypto was actually a step in the right direction.

    • Like 1
    • Sad 1
    • Haha 1

    Breakfast

    in ASEAN NOW Community Pub

    Posted

    Work days only coffee during lunch break and food after getting home from work. Kind of intermittent fasting. But there is the odd exception for social occasions like a farewell, birthday, or customer lunch.

    On weekends, I'll get a healthy, late breakfast then, varying from Thai style breakfast, sandwiches, continental breakfast, cereals, or yoghurt with fresh fruits.

×
×
  • Create New...