Sheryl

Not really. It covers a number of health checkups including colonoscopy. Annual check up, prostate screening, colonoscopy = about $1,000 right there Also covers pyschological vounselling.

The purpose of getting insurance is to protect you from large hospital bills, not small costs like vaccinations. If you wanted cover for things like that, you could have added (at considerable expense) the outpatient cover, but that makes little sense given how inexpensive outpatient visits usually are here and how much it increases your premium. Health insurance is not the same as a health maintenance organization (of which there are none here). It's purpose is not to keep you healthy, but rather to indemnify you against major health care costs through risk sharing among the pool of insured persons. Keep your insurance. Should you have a major health event or accident, you'll be glad you did.

Absolutely not a good idea. MRIs/CTs and the like should be done only if a doctor thinks it necessary to confirm or make a diagnosis of a specific problem. Except for low-dose CT for lung cancer screening (and that, only for people who meet specific criteria), MRIs and CTs are nto appropriate for health screening purposes and certainly not "whole body" scans. Not only a complete waste of money but very likely to lead to unnecessary follow up tests for things that prove to be harmless. No public health authority in the world recommends these.

I am doubtful of BPH having all that you need vaccibne-wise but you can ask. Make sure to specify the high dose flu vaccine not regular, and updated COVID vaccine (covering omicron variants) Under International Health & Wellbeing, vaccines are not covered. They would be covered only under the optional outpatient cover. So you will be paying for all vacciantions yourslef. Re colonoscopy, under the Health & Wellbeing option, it is covered up to $325 Suggest you familiarize yourself with coverage details, shown here https://www.cignaglobal.com/individuals-families/international-health-insurance/global-professionals/optional-benefits Normally for anything other than hospital admission, you pay first then claim reimbursement.

Unless you selected the optional " Heath and Wellbeing" coverage in addition to the main plan, (not worth the money IMO compared to self-pay), outpatient vaccinations are not covered. BPH might nto have all of these vaccines. In particular they may not have the new, updated COVID vaccine and the high dosage flu vaccine. And, their costs will be high (as above, you will likely have to self-pay). Best option to get all is the Mahidol Clinic in Bangkok https://www.thaitravelclinic.com/cost.html

Perhaps because at 70 he is at elevated risk of serious illness/death if he gets COVID. People do still die of COVID and a high percentage of those are people over 65. (Same is true of influenza). If he has never been vaccinated and never before had COVID then he is at particularly high risk.

Having gotten the Pneumax 23 you need (1 year later) to get the Prevnar 13. Should also gef Shingrix vaccine. Needs 2 injections 2 months apart. Definitely should get influenza vaccine and at your age need the high dose one. Get it soon as flu season is already here. Yes, should get the updated COVID vaccine (if you have no prior COVID vaccinations then 2-3 doses will be needed, I'm not sure of the intetvsl but doctor can advise). At some point should get a tetanus booster as well. Flu and COVID are the mist pressing for you and can be given at same time. Shingrix, tetanus and Prevnar 13 can all be given together if necessary but you might do better to get the Shingrix separately as some people feel ill afterwards. (All I had was a sore arm, but some really feel ill for a few days,).

While she could have gotten it done under the 30 baht scheme it would have taken some time to arrange, with lots of back and forth to Lamplaimat snd red tape hassles. Which would have added to her (already considerable) stress.

It is simpler -- and much safer -- to go this route than to distribute bank account information widely to all friends, acquaintances, friends of friends etc. It is the usual way of doing this, nowadays. Why on earth does it bother you so much?

All the best. I take it you opted to do it privately at Buriram Ram? Can I ask the estimated cost including biopsy?

No. Both conditions involve abnormal curvature of the toes, but there are differences https://www.gwapodiatry.com/blog/difference-between-hammertoes-vs-claw-toe.cfm

Best foot and ankle surgeon in the country, Harvard trained: https://www.bumrungrad.com/en/doctors/bavornrit-chuckpaiwong https://www.siphhospital.com/en/medical-services/doctor-biography?id=202 https://www.phyathai.com/en/doctor/assoc-prof-dr-bavornrit-chuckpaiwong Same doctor, different hospitals. The first is the most expensive but also the most conveniently located, the other 2 are across the river on the Thonburi side. Treatment depends on whether early or late stage, flexible or rigid.

It is clearly stated that the family has helped. And the family has set up the fund me page -- a common means to easily coordinate contributions from friends and relatives. Maybe the odd stranger also donates, maybe not ,but it is by far the best way to arrange/coordinate contributions from full circle of extended relations, friends, acquaintances etc. For some reason the mention of these pages drives some AN board members nuts.

This part is unclear as it also says "having reportedly extended her visa just days prior",

Yes, the transfer option is only possible if your luggage is checker through. But even if it was, from my experienced transiting in India, could well be hassled over a small tear in passport. I was held up for a good 30 minutes because my connecting flight was 10 hours later. As it happens, I had booked into the transit hotel within the airport, but really, up to me if I wanted to spend the 10 hours in the departure area, which has plenty of seats, restaurants etc. Yet this was flagged, I was pulled aside, had to wait for a senior IO to come over etc etc. A small tear in the passport would surely be a huge problem there, even transiting. But agree, she likely ha d a low budget set of tickets where she'd have to clear immigration and get her bags and check back in at each stage. Which the airline/ticketer may nto have told her.

One way ticket direct Bangkok - UK at this time of year (peak travel) is more than a few hundred dollars. Closer to a thousand.

Indeed she can, and likely will have to do exactly this. But will likely lose the cost of the first ticket(s) entirely, then have added cost of a more expensive ticket. For which she may not have the funds offhand. Yoga teaching is not particularly lucrative for most people.

I always have to get up to pee at lesst 1-2 times during the night/early morning (usually twice) and, very occasionally, 3 times. And I don't even have a prostate! Nor drink beer. A mild inconvenience at most. Hardly a nightmare. But in my case each time I pee my bladder completely empties, giving full relief. Problem for men with enlarged prostates is that it doesn't.

It is certainly possible to change flights in India (at New Delhi anyway) without an Indian visa. As in most international airports there is a "Transfer" line that you follow. I've done it twice this year. However India being India, while you do not go through Immigration or need an Indian visa , you do have to go through a byzantine labyrinth in which you must present your passport and boarding passes several times to get into the departure area. And India being India, they might well kick up a fuss about a small tear.

Not going to happen in time for you. You will get 30 days. Can extend another 30 at Immigration. Vost 1,900 baht. Very unwise to overstay.

Can try with the internet bill.

There are hospitals which do allergy testing but it is expensive and often nto really helpful. IMO in most cases you can do just as well one your own through trial and error. Dog and cat allergic reactions can not only vary by breed but also by specific animal. I have a cat (no special breed, village rescue cat) who is seemingly hyper-allergenic, many friends and relatives who have never been allergic to cats, are very allergic to him (I, luckily, am not) . I have to keep the guest bedroom strictly off limits to him and always stock loratadine (antii-histmine, also known as clarityn) in the house. Up to you, but to me what you describe above is evidence enough that you had an allergic response to that specific dog. If your problems are allergic in nature they will improve with: 1. anttihistamines 2. avoidance of the cause

As you know ,the pre-exposure regimen is 2 doses, day 0 and day 7. Obviously the place you went was initially confused and started to follow the protocol for post-exposure. The day 3 dose you mistakenly received will nto suffice as the second dose as given too soon. Best option IMO would be to treat the day 3 dose like it was the first and give repeat dose 7 days later (i.e. day 10 but we consider as day 7, disregarding the first dose). But what I o=r anyone else think, is nto going to persuade "them". Getting a rabies titer here will be a bit challenging. Where in Thailand will you be?

There is an old (US, but just as relevant here) joke about anesthetist fees. A man is given a quote for surgery, thinks it is outrageously high, demands an explanation. A detailed breakdown is supplied and in it, he sees $XXXX fee for the anesthetist. He is outraged but, needing the operation (and the anesthesia!) he agrees. On the day of the surgery, as is customary, the anesthetist comes to see him. Immediately after he has introduced himself. the man exclaims: "So you're the man who's charging me $XXX just to put me to sleep!!!" "Oh, no" the anesthetist calmly replies. "I'm the man you're paying to put you to sleep and wake you back up again!". Seriously, I have had surgery under general anesthesia in Thai hospitals 6 times and another 2 times in a Thai-affiliated hospital in Phnom Penh. On all occasions the anesthetist met me beforehand -- sometimes in my hospital room, sometimes not until in the induction suite - talked to me, asked abut relevant history etc. Standard procedure. Two things I never begrudge in a hospital bill: surgeon fee and anesthetist fee (assuming both did their job properly).

Members are reporting that it is easy and needs only rental contract, utility bill or other proof she resides there.