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phl

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Posts posted by phl

  1. One thing that really makes no sense is the fact that the career military officer now the defense minister would go public and state that the military is corrupt.

    Seeing as all the documents were forged(allegedly according to DM), ie paid for by someone to military officials, that would indicate military is corrupt.

    So what would be the gain for the DM and a general to make military loose face?!

  2. This man was an extreme beta male with no access to women.

    Rather an omega-male if we are to use that terminology. Actually, with exceptions (such as every rich, tall, handsome, huge cock, Thaivisa member), the so called Beta male is the male norm. There are hardly any real alphas around. Before the feminist/sexual revolution (same thing) in the 60s, hypergamy was far less common since society had clearly defined rules and even laws to prevent it from happen. But when the stigma of being a loose woman was eliminated, contraception discovered, divorce laws changed (by the feminists), that meant women now all pursue the same alpha men giving a harem situation, where a few men have sex with 'all' the girls.

    this alpha/beta male nonsense seems to be particularly popular amongst body builders and the intellectually challenged

    And short men who've been reading e-books entitled "how to score with women".

    is that your latest read?cheesy.gif or your ONLY read?

  3. I am in the same boat but with Tanachart Bank.

    Firstly took me 4 days of everyday calling to get someone to answer a simple question about early payout.

    When i eventually got the "account manager" or whatever the hell she was, that woman had no idea at all what principle, interest, residual or anything else was in both languages English and Thai.

    Cut the story short, after 2 hours and me pretty much getting hysterical, because the nonsense and stupidity that came out of her mouth could not possibly be real.

    I kind of understood, that no matter if you pay out early, you still have to pay the interest, however early payout they give 50% discount on the interest.

    It still though unclear how they calculate the interest and how much of monthly payment is principle and how much is interest.

    In my case, i have owned the car for 1 year, the payout figure is the same amount i borrowed, so either it means for first year i was only paying the interest

    or (i have no idea) and for some crazy reason even with 50% discount on interest the payout figure after 1 year of payment is the same amount as i initially

    borrowed.

    Sorry to steal the thread, but if someone understands what i posted, please explain to me, because i am lost of words and worried if i call again, i may end up going on a shooting sphreegiggle.gif

    I have paid off 2 car loans with Thannachart twice now, 4 year loans paid off in 2, no discount.

    May be you got another "qualified" account manager to do your settlements.

    DO not know about other people experiences, but i honestly can not believe my experience where bank employee, supposedly account manager has no clue about loan structures, the terms and how the system works.

    Nothing was explained initially, no statements are sent out with the balance after each payment and no explanations of any kind.

    TO make matters worse, only selected people are allowed to discuss the matter with a client and even those do not seem to have a clue.

    Makes one wonder, how exactly banks here operate and make money if the staff do not understand basic banking principles

    Nothing explained to you and you still signed. No wonder bank make money.

    is it a troll day today?rolleyes.gif

    Have you not read the OP? no one seems to have an idea or a uniformed information on the matterrolleyes.gif

  4. I am in the same boat but with Tanachart Bank.

    Firstly took me 4 days of everyday calling to get someone to answer a simple question about early payout.

    When i eventually got the "account manager" or whatever the hell she was, that woman had no idea at all what principle, interest, residual or anything else was in both languages English and Thai.

    Cut the story short, after 2 hours and me pretty much getting hysterical, because the nonsense and stupidity that came out of her mouth could not possibly be real.

    I kind of understood, that no matter if you pay out early, you still have to pay the interest, however early payout they give 50% discount on the interest.

    It still though unclear how they calculate the interest and how much of monthly payment is principle and how much is interest.

    In my case, i have owned the car for 1 year, the payout figure is the same amount i borrowed, so either it means for first year i was only paying the interest

    or (i have no idea) and for some crazy reason even with 50% discount on interest the payout figure after 1 year of payment is the same amount as i initially

    borrowed.

    Sorry to steal the thread, but if someone understands what i posted, please explain to me, because i am lost of words and worried if i call again, i may end up going on a shooting sphreegiggle.gif

    I have paid off 2 car loans with Thannachart twice now, 4 year loans paid off in 2, no discount.

    May be you got another "qualified" account manager to do your settlements.

    DO not know about other people experiences, but i honestly can not believe my experience where bank employee, supposedly account manager has no clue about loan structures, the terms and how the system works.

    Nothing was explained initially, no statements are sent out with the balance after each payment and no explanations of any kind.

    TO make matters worse, only selected people are allowed to discuss the matter with a client and even those do not seem to have a clue.

    Makes one wonder, how exactly banks here operate and make money if the staff do not understand basic banking principles

  5. The venom towards thai prostitutes just doesnt make sense. Its juts a career path for them. They provide a service and get paid ofr it. Just like the som tum ladee.

    Ive scoped out construction sites....not a hot lady in sight! Same for factories..............

    i just ate at nana. a bunch of promotion girls were promoting a new condo. All decent looking and wearing the same color and type of panties.......................hahahaha. Looks matters in thailand!!!!!!!!!!!!!!!!!! You ugly you clean toilets or build bldgs for a living.

    It is little hard to look "hot" when you work at construction site or factory,thumbsup.gif , though take at least half of the girls, take them to a day of facials, spa's, hair and everything else and you may find they will be extremely "hot"

  6. It still though unclear how they calculate the interest and how much of monthly payment is principle and how much is interest.

    Really easy, all the time you pay the same amount of interest and principal. Example: borrowed 500,000 Baht over 5 years @ 2,45% = 61,250 Baht interest. 500,000 + 61,250 = 561,250 Baht. 561,250 divided by 5 = 112,250 Baht payable per year or 9,354 per month.

    yeah i understand that part, where i am struggling is after paying for 1 year and the so called 50% discount on interest i am left with a payout amount being the same as the initial amount borrowed.

  7. I've been taken care of a St. Bernard several years. He was doing well, BUT ... he had access to the fishpond in which he went to cool down several times a day. Watching him, this going into the pond was definitely a must for him.

    My question about this kind of breeding requests is always:

    do you know anything about the blood lines of both male and female? If not, don't breed! A dog that appears healthy, doesn't necessarily mean it is. How do you know if along the line there aren't hereditary problems in the dog?

    I do not think OP is looking to start a bread winner or anything like that.

    OP just loves his boy and most likely wants to have a puppy from him.

    I really do not see a problem with that and do hope they find a "sexy" female for their boy

    Well, I do see a problem with this kind of breeding. It's called back yard breeding.

    And that doesn't mean all back yard breeders have bad intentions.

    Not knowing about the genetics of this dog and/ or the female dog can put pups in this world with physical and mental faults. The future of the breed and the pups is often not taken into consideration.

    Some pet owners love their dog very much and do take very well care of it. They may think that their dog is most healthy with a wonderful sound temperament, and hope by breeding their dog they will get similar puppies. More often than not the reality is quite different and many pups end up in shelters, or worse. Back yard breeding is one of the leading causes for shelter over-population in the West.

    There are also back yard breeders who are considerate about the breed and the pups, but are just not interested in competing with their dogs.

    And, there are pet owners who actually primarily breed for financial gain, without taking any consideration about the future of the breed and the pups, and regardless whether they take good care of their dog (and pups) or not.

    Furthermore, there is a general believe that every dog needs to mate or produce at least one litter in their lifetime to truly feel fulfilled. This is a myth.

    Many backyard breeders have only the best of intentions, but do not realize that by putting just a male and a female together, without any knowledge about the genetics and history of the sire and dam, they can do more harm than good to both the breed in general and to the pups.

    Responsible breeding also includes starting up with the socialization process of the puppies, which involves a lot of time, effort and money.

    Ok, the next time i see soi dogs going at it, i will call the "breeding" police to ensure the pair will get health checks firstblink.png

    Common please stop turning the thread into something which it is not.

    The owner wants to breed his dog,, full stop! No one is forcing you to bring your bitch to the owner. and if i was in the market for a puppy, i would much rather buy one from the back yard breeder, because at least i know there is no interbreeding.

    Sorry OP i do not even know anyone with the same breed, i would try to contact the club(if they have one in Thailand) and offer your boy servicesgiggle.gif

    One of my dogs (boy) is a soi dog, he had his fun with a few girls from the street, and i was left with the mess of 11 pups(all now rehomed together with moms)so he is now a post op ladyboybiggrin.png

  8. Do you think he would come around our street and sort the soi dogs out?whistling.gif

    why not do it yourself?, you come across as the kind of person who would be capable of doing it.......

    No problem ,especially to those two soi dogs that killed the two year old the other day,or would you rather they were allowed to roam the streets ? its not safe to walk around at night where we live.

    It most certainly has something to do with you, because I never had a problem with soi dogs for over 10 years

  9. I've been taken care of a St. Bernard several years. He was doing well, BUT ... he had access to the fishpond in which he went to cool down several times a day. Watching him, this going into the pond was definitely a must for him.

    My question about this kind of breeding requests is always:

    do you know anything about the blood lines of both male and female? If not, don't breed! A dog that appears healthy, doesn't necessarily mean it is. How do you know if along the line there aren't hereditary problems in the dog?

    I do not think OP is looking to start a bread winner or anything like that.

    OP just loves his boy and most likely wants to have a puppy from him.

    I really do not see a problem with that and do hope they find a "sexy" female for their boy

  10. What a sissy getting his legal team and running to court to sue for defamation. Handle like a man instead more of the primate intellect pervading Thai political arena. One needs to have thicker skin when entering politics and realize that scrutiny is just the nature of the beast. Didn't see OBama filing lawsuits against Donald Trump or others when they accused him of not be elgible to be president. Now that was a BIG deal.

    This is grade school bs that evokes even more immature responses. Grow some cajones and either admit (for once) and say so what or say false, apologogize for dude spending time and resources focusing on something so old and stupid and move on.

    Candidly, his actions and MO for dealing with situation make it pretty apparent allegations are correct.

    So how would a man handle it? Please define for me your definition of a man

    • Like 2
  11. Last great idea was to make 7-11 the "help" point or something like that. I guess that failed so now onto another "great" idea.

    How about introducing harsh jail terms and huge fines for those involved in crimes?!

    In Oz, they fined 1 shop owner something like $300 000 for charging tourist more for drinks.

    I doubt he has done it again and others thought twice doing anything wrong .

    • Like 1
  12. A crime is a crime and the perpetrators should be punished - but I sure hate the way the criminals are paraded for the camera's and the local press - before conviction and in an obvious state of distress, in this case.

    I think media parades serve 2 purposes .

    One being the achievement of police and

    Two as a way of punishment for the purpetrator, loss of face and public humiliation .

    OK but two points: punishment should follow conviction, not suspicion of a criminal act.

    Secondly, how many developed nations practise public humiliation of offenders / suspects ?

    Even criminals are human beings and deserve some respect IMHO.

    Only the perp has already confessed to the crime, re-read op again .

    Conviction for theft like this would be a slap on the wrist and they know it

  13. Sort of like fishing for eels and catching crabs. rolleyes.gif

    exactly the interesting thing is, it did not end up on the floor of the editing room

    The part which i found most fascinating was the NGO who is there to help women get out of this kind of work, while the bar girl tells her she must work in the bar.

    Little like NGO's in Cambodia driving around in NGO marked cars with 16 year old girlfriends

  14. Sounds a bit like Batman ....

    If any city could use a Batman, it would be Pattaya, na krupt.

    Pattaya already has a batman and batman house, which is located in soi Batmantongue.png

    They need to turn on the searchlight, though. Battie's been evicted years ago, it was a drug bust, or so I seem to remember..

    nah, it was a fire and was left as is. i live right next door :)

    PS. i am not a batmantongue.png

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