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thonglorjimmy

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Posts posted by thonglorjimmy

  1. 43 minutes ago, KannikaP said:

    Maybe it would be easier if the OP, and others, sent the same amount in THB every month no matter what the exchange rate is.

    That would be fine save that my spending requirements are often different, sometimes I need to bring over more than my usual amount, sometimes I make two transfers neither of which are below the monthly sum required.

     

    I know we all have to bow before some IO's "becuse that's what I say attitude, never mind the rules" but it is quite tedious ensuring that some egos are not hurt for fear of reprisals.  

    • Like 1
  2. 1 hour ago, Upnotover said:

    I've always thought that to be the case.  As they ask for "Name and address and/or residency evidence" and the first thing listed is "visa or resident permit".  Trouble may well be the VFS staff not really understanding the requirement (perhaps they read this forum too much).

    I've always thought so to, maybe @dick turpinwould be kind enough to share the source of his statement "Wrong, wrong and wrong" in response to @Eff1n2ret

     

    I'm sure we've all read the guidance from HM Passport Office

     

    Name and address and/or residency evidence

    Name and address and/or residency evidence Please provide one of the following:
    • visa or resident permit (or colour photocopy)
    • tax record eg a letter from a tax authority
    • educational record eg school report
    • employment record eg official letter from your employer
    • letter sent to you from a central, regional or local government department
    • medical/health card
    • voter’s card
    • immigration documents.

    • Like 1
  3. I have to confess that I've never heard of Azimo, I did a quick Google search and found it, I keyed in £3,000 to their search engine and it came up with a decent rate, and no mention of any limit.

     

    A similar search sending Euros also had no warning, I noted that USD wasn't on the list, and no mention of the magic FTT coding.

     

    I'm not registered with them, so it could well be that any warnings regarding limits would come up at that stage, or at least when I attempted a transfer.

  4. 14 hours ago, 86Tiger said:

    I concur.  Pretty much every nation has a whirlwind of paperwork and regulations.  The first time.  

     

    After that you are either in or out and they leave you alone.

    We're, once again seriously considering relocating to the UK, we pulled the plug when we last considered the move about five years ago.
     

    My wife is aware of the high application fee and the financial requirements, she wasn't aware that she wouldn't need to report her stay every 90 days, she wasn't aware that the NHS Surcharge covered her for the first five years, and whilst I thought it to be expensive, she thought it to be reasonable, she did ask why such a scheme wasn't in place here.

    She wasn't aware that should I pass away before the ILR stage she's eligible to apply straight away, she thought she'd have to leave the country.

    • Like 1
  5. 15 minutes ago, Eff1n2ret said:

    Will the increase in your pension cover the iniquitous council tax, or will said tax swallow a chunk of your pension?

    No the increase in my State Pension will not cover the Council Tax payments, though I would no longer be paying  the monthly charge in our estate here, and the two would would be about equal, but the increase in State Pension would push me into the higher rate tax bracket.

     

    I need to factor in the increases in Council Tax, along with those of water, gas and power, tv licence  - the list goes on, not to mention property, though I wouldn't need to pay for the use of NHS services as I'd be resident, assuming I could get an appointment.

     

    A lot of thinking time ahead, and we're not rushing things, sadly the inconsistencies in the implementation of Thai Immigration by individual officers, along with the "what ifs" are pushing us towards the tipping point.

     

    At my age I just want a quiet life.

    • Like 1
  6. 17 minutes ago, brucec64 said:

    That's not always an option.  Of course you can fly somewhere for long term care, but you planning on flying somewhere in the middle of a heart attack?

    An excellent point, I'll have to confess that having been advised by somebody in the insurance industry, when I retired here at the age of 60, that medical insurance wasn't cost effective at my age, if only for the reason that premiums would escalate over the years, and should I ever have a claim then premiums would go through the roof, previous conditions may no longer be covered and I may even become uninsurable.

     

    I took the conscious decision, rightly or wrongly, not to seek out medical insurance, to cover any minor ailments from my own funds and return to my home country in the event of anything serious, where I would be covered from day one, or at least join the National Health Service waiting list.

     

    That plan went t**s up when I had a heart attack whilst my wife and I were away on a long weekend in Singapore, I'd taken out travel insurance, at the insistance of my wife who joined me at the last minute, the insurers, luckily, reimbursed me the SGD 30,000 I'd paid for my medical issues, and I paid for follow up treatment of a further 200,000 Baht, as I recall, following my return to Bangkok. 
    Whilst I was being resuscitated the hospital asked for a SGD 5,000 deposit, which she paid on our credit card, not really knowing how much was available.

     

    So the point made by @brucec64 is well made, it's not always possible to travel overseas, or even upcountry, in the case of a medical emergency.
    We considered relocating to the UK a while later, where I would be covered by the NHS as would my wife, once she obtained her settlement visa, but as we got nearer to doing so, we had second thoughts and backed off, but as I reach 75 next year we're considering again.

     

    I think many of us believe that the Thai Government should introduce an affordable health scheme, but I thing we all accept that it's not going to happen, and in all honesty why would they want to, I can't think of any other countries who have something similar.

     

    I think the current scare, valid or not, is a wake up call for many of us.  

    • Like 2
  7. 2 hours ago, chilli42 said:

    I feel trapped in Thailand because of my wife.  She won’t live anywhere else.  Insurance not a problem.

    A few years ago my wife suggested that we move to the UK, I'd had a heart attack whilst on a long weekend in Singapore, and she was concerned that I might have health problems in the future.
    We made tentitive plans, identifying an area to live and with my wife taking her English test, but after a few weeks I said that I wasn't ready to move, she felt likewise and our plans were put on hold.
    Just a few days ago she mentioned that we should reconsider relocating, citing healthcare, l'm 74, and the hassle renewing my extension every year, so we're now thinking again, even given the costs involved. 
    In our pool yesterday, it was 32 degrees, we were both enjoying a beer, I mentioned that it was 8 degrees in London and all is not well there, that was not enough to put her off.
    Only time will tell.

    • Like 1
  8. Not a PayPal transaction, but this morning I received an SMS from Kasikorn advising me of a debit card transaction of 850 Baht to Facebook ads, it seems there was a 0 Baht authorization check yesterday and again today.

    Whilst I use Facebook, I’ve never purchased from them and I’ve never heard of Facebook Ads or never used my card with Facebook.

    KK cancelled the card and refunded the card fee, and say they will refund at some stage.

    This is the second time I’ve had an unauthorized transaction, the last time was Bangkok Bank.

    • Like 1
  9. 23 hours ago, LarrySR said:

    Years ago, my bank letter stated 850,000bt then I withdrew 10,000bt updated the book. 840,000bt. 


    Immigration officer would not accept it even though I was 40,000bt above the requirement. 
    Official insisted the number in the letter and book match exactly and sent me away. 
     

    Last year, I showed up with matching letter and book balance and the official insisted I go to the bank, make a withdrawal and update the book. 
    Letter and book didn’t match up. 
    no problem. 

    Some officers love to demonstrate they have power, for no other reason than they can. ????

    • Like 2
  10. 14 hours ago, norbra said:

    We do use partner banks to send money, and the payment can move through several intermediary banks before reaching the recipient. As this system is automatic, we don't have much control over how the payment travels from us to the recipient. The issue is the payment arrives too early ? Can you DM us your transfer number or membership number, so we can understand the issue more clearly? Todays reply from Wise. It doesn't seem to get through their standard responses no matter how much information you provide

    Thanks, do you work for Wise or maybe a Thai bank?

  11. 35 minutes ago, LennyW said:

    If the car is on legitimate red plates then you should also have received a brown book that corresponds to those plates, you are supposed to fill that in if you are leaving/entering different provinces. 

    That's certainly what we had when we got a new car quite a few years ago, we were advised to enter the details of any inter provincial trips in pencil.

     

    The book with this car corresponds to the red plates, has the details of the previous plate holders, but doesn't have the section to fill in any trip details as our previous book had.

     

    I read somewhere that the police target red cars as they're often a good catch.  

  12. I'm aware that there have always been certain restrictions with driving with red plates, like use after 18.00 and driving out of the province, but it's been some years since I've had them.

     

    Picked up a new car in Hua Hin yesterday and was advised about the 18.00 rule but was also told that we could drive anywhere for up to 30 days, though the car wouldn't be fully registered until after then.

     

    We told the dealer that we wanted to drive to Bangkok on day 28, onto Pattaya on day 32, returning to Hua Hin on day 35, and asked what our options were, that met with a deer in the headlights stare.

     

    Does anybody have any experience of this, gratful for any advice.

     

    TJ  

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