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scubascuba3

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Everything posted by scubascuba3

  1. by 6am Sunday morning it had been raining for a few hours, maybe dry a few hours later. Sunday evening started raining again to morning, heavy hence the flooding
  2. Using the Shopee app, if so how? It says foreigners can set up using passport but when you go to add ID it wants thai ID card
  3. Sunday morning plus through the night and early Monday
  4. but not tinned tomatoes which is what he's obsessed with. Nicky's 99 baht breakfast is good, has a fresh tomatoes, although Saturday different cook i reckon as wasn't as good, bread disappointing
  5. That high up exhaust would be good for Pattaya floods
  6. Can't be true, they fixed the drainage
  7. Fascino has them, bigger stores like North Pattaya Road
  8. people like intermittent fasting because they can stuff their faces when it's time to eat. Might lose weight but not great for overall health
  9. matter of opinion, some people would see that as being stupid
  10. No.1 sort your mind out, if it's over active \ anxious you're going to struggle to sleep
  11. Very boring diet, i guess he's just trying to be different to get views. Meat, eggs, milk all questionable
  12. Also a big difference is repeat factor, with Thailand people often come back many times, Vietnam nothing in comparison
  13. Not necessarily, I can't recall the exact wording but they can call something preexisting even if you didn't know about it, don't forget insurers have some kind of linkup with hospitals, they probably provide name, passport number and hospitals check their database, there might even be a central database
  14. Anyone buying the insurance can pretend they have no pre-existing conditions, wait 6 months then claim, so i expect they have ways to filter those out
  15. Do you clean your ears out? or leave well alone? i know people say don't use cotton buds, fair enough, but i use a ear camera thing so can be much more precise
  16. It gets shared amongst staff, of course top guy gets the bigger cut
  17. Worth you checking insurance licence 51230, i did a google search but came up with nothing useful. Licence with who? where? name? The 6 month waiting period is a strange thing, easy to game the system, say you don't have diabetes, 6 months later have it, etc etc. All this comes back to how much money they have to pay claims hence the question about underwriter i.e. who will be funding it, the issue is if too many claims at once they can't pay claims
  18. Sprained ankles can take surprisingly long time to heal, mine 6+ weeks
  19. Yep, one thing I've noticed is the slow openings of 7 Eleven and Familymarts, I'm wondering if they are playing hardball with the rent agreement i.e. inclusion of pandemic clause
  20. IKEA has different quality\price levels too, example Kitchens
  21. Have you tried IKEA? they have a 365 days return policy
  22. If you say Y then premium would be higher, if you say N then claim denied. Everyone pretty much dies from one of those things
  23. Can't go wrong with IKEA, quality is good, wardrobes, beds etc last for 20+ years
  24. Is that 3 separate tests? what gap between tests?
  25. Is it in your policy document? if not don't bank on it
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