Morden

You will ned to get a new affirmation letter of freedom to marry from your embassy and go through all the other steps again. Thsi time you give back the divorce certificate at the aphur and get a new wedding certificate.

The only thing that is different when you re-marry your wife is that there is no required waiting period to see if she is pregnant or not.

What ! There is a rule now that your future wife has to take a pregnancy test? Surely not.

It is only needed if a recently divorced woman wants to get married again. It is XXX number of days but I can't recall the number.

Six months, I think.

The divergence of opinion amongst officials is common and an indication that they don't know the answer. That may indicate the possibility of hurdles being placed in the way of an application. My inclination would be to use a Bangkok agent to do the job. They aren't expensive if you avoid the trimmings.

I would expect that another affirmation document from the groom's Embassy would be required, despite the existence of a Thai divorce certificate.

First. Thanks for all the replies although some were posted by people with internet strength. I'm an ex gamer, so more than familiar with the attitude. It's the internet.

I'm not a troll I work to much, travel too much to have time to troll some post I made to mess with people as you can see from my lack of posts. Everyone can have their opinion and that fine.

1) She's been cut to $700 as far as my helping her.

2) Sinsod was cut in half, all will be shown but only 25% will go to mom. Moms other half will be paid later. 50% of the Sinsod will be put in a savings account for the daughter.

3) We are both buying Thailand Fever to help us understand each other better.

4) The wedding will continue, but the number of guests will be shrunk considerably. Less than 15 will attend. Will now be at grandmothers house and not a resort as planned.

Not all was lost reading through some of the garbage posted. Lol. She's not totally ok with my decisions, but her mother agreed too.

Thanks,

Not a troll

Well done.

You might consider a surprise sweetener just in case 'face' is a little bruised. Perhaps an extra item of gold over that already agreed or Chinese Table for the meal rather than the typical village party menu.

Hi everyone there,

I'm reading your story, i understand your feeling well.

I'm Thai lady also.

Sin-sod is important for Thai people that we call thai tradition and culture and many foreigners dont understand.

its not for only virgin or not

its thai tradition and culture!

but if it happend like this to me and my bf . . . and if i love him so much i will also ask for sinsod but not too much

because all sinsod later after marry will be from us (this depend on you and her again)

just for show that we do all things right by the thai way ....

normally if you give sinsod for your bride its will be not too much and not to less (when you love her real and her love you real also)

normally just about 100,000 - 300,000 baht and a bit gold with a small party (this is ok already but if give less can do also but it looks like you will insult your lady)

but if rich people do the groom will pay for sinsod 100 millions baht or more (in case of rich people you can see from the tv)

i dont know how much they ask you for sinsod?

in case if you also take good care of her already like that i hope they will ask not too much

and please understand, that sinsod should have on the wedding but like i told you not too much and not too less.

how and wish you all lucky with your love ....

happy new year 2014

A very helpful post and I for one have have learned something something from. Many thanks.

Interesting. Do you have a source of information to confirm that, please?

http://www.thailandlawonline.com/thai-family-and-marriage-law/civil-law-on-succession-inheritance-heirs-and-wills#1635

Thanks for that.

So, it seems that the husband's 'inheritance' where there is no will, has to be shared with offspring and, probably, other members of the family. The property would have to be sold to satisfy claims unless the various beneficiaries were willing to leave things be.

Do you think that applies if she bought the land before the legal marriage?

Yes, same as if the husband dies she inherit his money even if he had it before they got married.

Interesting. Do you have a source of information to confirm that, please? My understanding is that a husband has a 50% interest in joint property acquired after a legal marriage but no financial interest in property which she owned prior to a legal marriage. What you are saying is very different so I would like to be sure which is correct. It's a very important point, I think you would agree.

Yes, and he will have one year to sell the land (or give it to the daughter).

Well I am relatively sure you are right about the house. Would seem the natural way of things in any country.

But I am sure that he can not sell the property because it is imposable for him to own it. Unless there is some sort of business set up which will also bring other factors into play like tax profit and loss etc.

If she own the land when she dies the foreign husband will inherit the land but must sell it within a year.

Do you think that applies if she bought the land before the legal marriage?

Was the house bought before or after the legal marriage? The answer would determine what rights in law he may have.

The best protection for Mr. Farang would be to sign either an usufruct contract or 30 year lease with his wife and lodge it with the land title (which I hope is chanoot at the Land Office). My understanding is that usufruct and lease remain valid after the owner dies.

Morden

Thank you for the most educational reply.

I'm not against paying honestly. But between my bills and hers there is no way I can save for all that is being asked for. Someone needs to give.

Cancelled wedding....or a show as you say and mom gets Sinsod over a few months. Or I walk my ass on. Leaving a lovely woman and child.

If Sinsod means more than supporting a family WELL for a year then

You're welcome.

Perhaps you should take some more time to absorb the shock and then talk privately with your lady about the financial implications. It would be a pity to lose her over this issue. Mother won't want to lose her potential son-in-law either so take your time and suggest compromises to your lady. Thinks laterally for a solution.

Sinsot is for the traditional marriage ceremony of virgin brides. To be a little bit more practical, it's for brides who appear to be virgins - no previous relationship and no children. To be even more practical, it's about 'face' for the family whether or not there have been previous marriages or there are children. The cash and gold go to mother who usually pays for the wedding from the cash and hands the gold and remainder of the cash to the bride.

Paying the sinsot by instalments is not on the cards. It has to be shown off at the wedding.

Mother's wishes override those of the bride and groom.

The traditional wedding is not recognised in law. My understanding is that the groom acquires no legal rights whatsoever.

The groom might suggest having a legal marriage at the local Amphur office first and considering the traditional ceremony and party later. By doing that he would acquire a husband's legal rights and have time to see how things pan out with mother.

Sinsot is against the instinct of most Western husbands but this is Thailand, as they say. Dig in your heals with a total refusal and you may lose a genuine lady because she is obliged to put mother first. You need to be flexible. The lady is caught in a cleft stick and the would-be husband should look for a compromise that suits him and digs her out with dignity.

Thanks for your reply. Most sensible. But as the matter of fact, I have considered all that already and I came to the conclusion that for his future it would be much better if he gets educated abroad rather than in the public school of a lost village somewhere in Esan. Believe me, I've been there once before to visit my X relatives and is not the place one would wish his son to be grown...

Taking him with me represents also a sacrifice for me, because I would have to take care of him on my own and probably I wouldn't be able to return to Thailand, so I would leave behind property, cars and many other assets. But I'm still willing to do it for my sons future.

He is 4 y.o. He speaks 3 languages and with this age he would be able to catch up in the farang country.

My only worries are the fact that I will deprive him from his mother love, and that (and this is what I asked in the forum) we could face legal consecuences.

I can see your point of view and sympathise with you regarding the situation you are in.

Your son's age and language ability indicate that integration into a Western culture may not be a problem to him. There remains, though, the emotional trauma that he may suffer. Perhaps, in the long run, it may be the better course.

I would guess that an attempt to get legal custody here might end with his mother winning. A lawyer's opinion would, I still suggest, be the right thing to do before acting. You might also attempt to get a legal opinion in your own country. In addition to the risk of a custody battle, you might be faced with having to prove that you can take care of him alone, especially if you work when you get back.

Might you have a problem at the passport check here? Perhaps not if you and he have travelled to Europe alone in the past. I assume that the stamps on his European passport are in order for a departure. The last thing you would want is your son to be taken away from you and you extradited.

I wish you and your son well. You must be going through a very bad time.

I would add that is probably the most expensive hospital in Thailand and you would be advised to look for cheaper and as good alternatives. Its worth getting a quote before treatment and then get someone to phone around other hospitals for a price or try and haggle the price down. Sometimes you can trim the price down by choosing less costly options/treatments. Pra Ram 9 is as good and much cheaper.

Have to be very careful biking in Thailand; not only is it dangerous, also alot of foreign travel insurance has opt out clauses for motorbikes, especially if you don't have a motorbike license in your home country.

I pay a bit more for my Kasikorn ATM card, and get insurance thrown in that covers bike accidents. It doesn't cover the full cost, but it will pay at least half the cost. My wife has claimed a number of times for various ailments (she has this cover too).

You need some health insurance in Thailand. I am from the UK and have yearly multi trip insurance that covers everything else other than bikes.

I keep meaning to get my UK bike license, and then I would be covered under the travel insurance....

Remember insurance is for when you can't afford to pay. If you don't have money to pay for expensive treatment, then ensure you buy insurance!

Try getting it when you are 65 plus.

LMG Pacific will take you on up to age 75 and guarantee renewal for life.

I think that it;s nit easy to by bike insurance that covers the rider's own medical expenses. If anyone knows of a source of the cover please post details.

If you buy medical insurance, make sure that motor cycle accident injuries are included.

BSI Brokers who have an office in Sukhumvit.

http://www.bsibroker.co.th/

OK Mr Morden, I will take your word for it. I have been in Thailand now for eight years, and I know when I lived in the UK, insurance companies used small print, and I still say small print is used so companies, any companies, hope that it will not be noticed. If that is not the case, then why don't companies use lettering the same size all the time? That is the only thing I have been saying since this debate began.

Do you have an example of a small print policy document that you could scan and post on here?

I am interested in the proposed hospital specific health insurgence where in you are covered for all normal procedures at you local government hospital. I tried to sign up for it in Banglamung Hospital. Admin said that is being introduced but has been rolled out in Bangkok first. They assured me that it will be available Nationally to all foreign nationals. On my inquiry on cost they said that the annual premium will be approximately Baht 2,000.

Anyone have more info on this Insurance?

I know that it's available in a number of Provinces by application to the government hospital nearest to your home. It costs THB2,200pa plus THB600 for an initial medical examination.

Oh, please! Look at how insurance really works and we can see that we would pay MORE for care if we had this system. I don't see a benefit yet. Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

Insurance companies are like banks. the biggest cheats and crooks in the business and cannot be trusted, they are quick to grab your money, but when it comes to paying out, they check the small print to see if they can avoid it. We all know the reason for the small print, it's small because they hope you will not notice it.

Maybe you are dealing with the wrong companies. I have never had an issue with any of my insurance companies neither in the USA or Thailand.

If you read a policy and understand what you are buying then there should be no problem. You know what you are paying for and what is covered or not

covered. Every time I went to the hospital my insurance paid they part I paid mine. Same when I had an accident with my car, the insurance company took care of it no issues. Now if you deal with a no-name out to get you low cost insurance company then you might have issue and fight to get claims paid better I have always used well know companies and never had an issue.

I am actually only talking about the UK, I have never tried to tried to claim any insurance in Thailand, there are complaints all the time about people having to fight to get their claims paid out, and all you hear is "read the small print" but the Thai banks are crooks, ie 150 Baht or is it now 180 Baht to use an ATM with a foreign debit card. If you read my post, I am on about anyone (Mr Morden does not seem to understand this) who uses small print, they are doing this hoping, people will not notice it. If I am wrong, then why is the print small in the first place.

Insurance companies in the UK are highly regulated and are obliged to make a full disclosure of the cover and terms before you commit yourself. There are also IFAs and brokers who are subject to regulations and who will offer a range of products and give impartial advice. If you have a complaint about your insurer or broker, it will have a complaints procedure approved by the regulator and, if you are still not satisfied after using that, you can appeal to the regulator.

UK policies do not have small print. The law and regulations require them to include every condition and exclusion in their policy wordings. The policy wordings are in plain English. Policies are contracts binding in law on both parties. If you subscribe to a contract without reading it then you have no valid grounds to complain if you claim for something that's not covered. If you don't understand something you can ask your insurer, IFA or broker to explain.

In Thailand, I buy insurance through brokers and from companies which follow the rules common in Western countries. So far, I have been very pleased with all aspects of the service given by them. I would never buy insurance through a bank in any country. They are neither expert nor impartial.

Oh, please! Look at how insurance really works and we can see that we would pay MORE for care if we had this system. I don't see a benefit yet. Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

Insurance companies are like banks. the biggest cheats and crooks in the business and cannot be trusted, they are quick to grab your money, but when it comes to paying out, they check the small print to see if they can avoid it. We all know the reason for the small print, it's small because they hope you will not notice it.

Do you have an insurance policy document with small print or do you mean that you don't bother to read them?

Read my post again.

I read it again.

Do you have an insurance policy document with small print or do you mean that you don't bother to read them?

Some thoughts / analyses ;

Assuming the 500 bahy per visitor entry covers up to 30 days (normal tourist entry duration) then if it could be extended at that rate 500/month it would mean 6000 baht / year for health/medical coverage.

Oh yeah. Considering that the age of pong staying farangs is quite high,if the govt can cover for 6000,baht , how come bupa charges 3,or 4 times that?

The new migrant workers' scheme, costing THB2,200 per year is, owing to a what may be an error in the drafting of the law, available to expat. residents. I don't know about BUPA's higher rates but they will vary according to the policyholder's age and other factors. That makes the present government scheme look attractive but if you ever have an opportunity to compare government hospital treatment with private care you will see that the former is inferior by a large margin. It's up to you to make your own choice but if my life or quality of life depended on the care I received I would never consider a government hospital as a choice. Furthermore, if you buy the right private insurance you will be guaranteed cover for life. The government can withdraw its scheme at any time.

nearly all respondents support foreigners' right to make their own healthcare choices.

Out os 632! Wow, what a massive sample.

They weren't asked the right question:

'Do you think that foreigners should be able to use the Thai State health facilities without the means to pay for them?'

As long as it IS OPTIONAL, I don't care what they do. If they try and force us to pay some bs fee then there will be trouble....

I suppose that if you have your own insurance it wouldn't seem fair to pay into a scheme for those who don't bother. On the other hand, those who do use the scheme and are treated at government hospitals will wish they had bought travel insurance.

Or your regular insurance will pay less since you have coinsurance.

Good point!

As long as it IS OPTIONAL, I don't care what they do. If they try and force us to pay some bs fee then there will be trouble....

I suppose that if you have your own insurance it wouldn't seem fair to pay into a scheme for those who don't bother. On the other hand, those who do use the scheme and are treated at government hospitals will wish they had bought travel insurance.

Can anyone answer this one? It's been bugging me for a while...

When this was first spoken about and also subsequently there is normally a HUGE figure touted that foreigners "farang" are costing them on a yearly basis through no insurance and clogging their health care system up.

How much if any of that amount are Khmer, Burmese or Laotian?

I can't ever recall reading that those people are NOT included in these government quoted figures.

Well, I have to add to the questions... Since it's pay or stay in the hospital jail, how is ANY foreigner of any nationalify clogging up their health care system? Insurance is a way to add regulation and jobs, not a way to truly help people based on my extensive experience.

Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

The problem seems to be that many foreigners seek treatment at government hospitals and then say that they have neither insurance nor the funds to pay for what they have received. I see no justification for any foreigner being here without the means to pay for medical treatment.

Wow... The hospital lets them leave without paying? That is news to me. I was warned never to go if I can't pay (by Thai people who advised just suffer its better than jail.)

I do know that poor from neighboring countries (Laos, Cambodia, etc.) sneak in to Thailand to make more money. People from many countries like Philippines, for example, will work in Thailand on a B visa making 10k, can't afford surgery, but are making 3x what they can at home. It's justified in their opinion, no?

Yes they do. It doesn't work with private hospitals.

I understand that the scheme would apply only to tourists with some suggestion that it may be extended to expats. I read recently that there is already a scheme for migrant workers from neighbouring countries who pay THB2,200 per year.

Is a Thai 500 THB insurance the golden document Bangkok Hospital first will ask for?

No.

The scheme would, I think, apply only to treatment at government hospitals.

Can anyone answer this one? It's been bugging me for a while...

When this was first spoken about and also subsequently there is normally a HUGE figure touted that foreigners "farang" are costing them on a yearly basis through no insurance and clogging their health care system up.

How much if any of that amount are Khmer, Burmese or Laotian?

I can't ever recall reading that those people are NOT included in these government quoted figures.

Well, I have to add to the questions... Since it's pay or stay in the hospital jail, how is ANY foreigner of any nationalify clogging up their health care system? Insurance is a way to add regulation and jobs, not a way to truly help people based on my extensive experience.

Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

The problem seems to be that many foreigners seek treatment at government hospitals and then say that they have neither insurance nor the funds to pay for what they have received. I see no justification for any foreigner being here without the means to pay for medical treatment.