.png.3b3332cc2256ad0edbc2fe9404feeef0.png)
Morden
-
Posts
1,426 -
Joined
-
Last visited
Content Type
Profiles
Forums
Downloads
Posts posted by Morden
-
-
- Popular Post
- Popular Post
Thankfully, my wife has never gambled. However, I know several expat. husbands who have gambling wives. In some cases, their wives have lost several million baht but they still cannot see that it's a disease and the problem will recur after every bail out. Other husbands are blissfully unaware that the property they have paid for is in hock.
-
4
-
Well done for taking care of the kittens.
Try mixing rice with fish.
-
Read the handbook.
-
It tracks packages within Thailand and you have a receipt with which to check its path should anything go wrong.
If the documents are especially valuable, you might consider DHL.
-
1
-
-
Post Office. Send by Air Mail and EMS. Keep copies in case your package is lost.
-
1
-
-
It does seem to be rather a lot of money but we don't know much about the background functionality. It's obviously much more sophisticated than a simple website.
From my past experience of contracting for the building of highly functional computer systems the main causes of failure are the customer not being closely involved in the development and inadequate testing. The signs are that these two problems are behind the troubles encountered by Obamacare's system.
-
1
-
-
If you want to lend money not expecting it to be repaid, that's fine. If you want repayment, you must treat the deal as a business contract and do it the right way. That means having a legal contract, perhaps between the borrower and your wife to avoid any of the poor Thai- rich farang nonsense. You must also have collateral. If you don't do that and expect repayment, then you can't complain if you don't get it. Same the world over, I expect.
-
Having official access to something tight.
Disgusting post.
I second that. But there are so many posts disrespectful to women on this community forum.
-
Try LMG Pacific.
-
It;s refreshing to read the positive posts here as a change from the tired old cynical responses.
I married expecting love, loyalty, friendship, support and help. but got a whole lot more.
I'd ask, 'What are you prepared to put into a marriage?' You can't expect more than that in return.
-
1
-
-
I know people in this position already. I checked these facts with an accountant and with advisors of the DWP and Inland Revenue who confirmed they are correct.
That's not to say things won't change in the future.
I think it's a disgrace that UK state pensions are not automatically increased just because you later choose to live in Thailand or elsewhere.
From what I understand this could change in the near future.
I stand corrected on this , but wasn't this denial of "Pension Increase' taken to the European Court of Human Rights in the last year or two and eventually thrown out?
I am in the same position re no increases, but also had my UK pension reduced when I came to claim it, because I had been receiving non contributory N.I. contributions based on my low or non existent earnings because I had had to stop working due to ill health, which was verifiable and proven by my records of treatment at UK specialist clinics over the years prior to moving to Thailand on health grounds. I had contributed all my life from the age of 16 and had never missed a payment, but they told me that because I had chosen to live in Thailand for the four years prior to applying for my pension aged 65 that they would not allow any of these prior payments to be accepted as contributions. I argued that I had contributed more than the required minimum percentage to obtain the full pension, but they refused to pay it, but I was told, that I could pay an additional 3,800 pounds in order to receive my full pension entitlement; which I declined to do.
I, like many other people here on the forum, think that it is unjust that we have paid Into the Pension system all of our lives only to be shxx upon when it comes to our entitlements, whilst other people can roll on into the UK never having paid a single penny into the system and claim for all kinds of 'entitlements'. Political correctness gone mad!
I thank the other posters who have given valuable info re tax in the UK and the fact that you can remove your private drawdown pension into QUROPS , which I fully intend to do now that I know about it. I don't know how many bloody battleships I bought with the horrendous
amount of tax that I paid during my working life, but I have NO intention of continuing to contribute one penny more than I legally need to to the UK's so called government. We oldies have been well and truly pixzed upon from a great height.
Another very interesting point arose when I eventually received my pension and was still arguing the reduction. I was talking to a helpful man at the overseas pensions department and he suddenly asked me " Are you Married?" and I said yes! He then said well you've not claimed for her, to which I replied that my wife who is English is 7 years younger than me and there was nothing on the original application that indicated that this was possible - at least as far as I had seen. He said that even so I was entitled to claim for her as a 'dependent' and told me to fill in the forms and send them back. He also told me that I would receive this additional 55 pounds per week backdated to the commencing date of my state pension. It transpired, that this was not the case and it was only paid from the date that they 'GRANTED' this, some 10 months later; yet another case of getting screwed. Get what you can out of them and use EVERY legal avenue to ensure that you don't pay a penny more in tax than you have to. I will certainly be revising my options now!
The problem with the State pension scheme is that, unlike private schemes, you do not build up your own fund from your contributions. Your contributions paid for other people's pensions. Your pension is paid for from current contributions. Given the state of the UK economy just now, we can expect the government to remain stubborn.
-
Thanks for the information, Sheryl.
I've been considering taking up this scheme for a few weeks. The care and treatment at government hospitals is inferior to that at private hospitals but the scheme would be useful for minor problems the costs for which fall below the voluntary deductible on my private health policy.
-
I assume that most of us don't know how to spot a skimmer. Here's an interesting link:
-
Have never ever, in my 13 years in Thailand observed a foreigner walking along the road with a rock, slingshot, pipe, hose, etc in his hand.
Again, since most (but not me) knows everything about it, what can we carry in Thailand?
Pepper spray is legal for self defence in Thailand. Look at 'Asia' in this link:
I think pepper spray is legal in Thailand but you still cannot carry it in a public place. For home invasion, OK, for going down the local pub to find someone to use it on, no way...................
That's effectively what the link in my previous post says.
-
Have never ever, in my 13 years in Thailand observed a foreigner walking along the road with a rock, slingshot, pipe, hose, etc in his hand.
Again, since most (but not me) knows everything about it, what can we carry in Thailand?
Pepper spray is legal for self defence in Thailand. Look at 'Asia' in this link:
-
The pension increases paid to those who don't declare their domicile in Thailand are funded by tax payers, including pensioners who have declared their domicile. I don't like to read posts by people who are cheating me.
A case for pensioners who don't get increases went to the European Court and the government's policy was upheld. However, I believe that there is a pressure group still fighting this. Perhaps someone here has a link to the group's website.
http://The International Consortium of British Pensioners (ICBP)
Thanks for that.
I found this:
-
The pension increases paid to those who don't declare their domicile in Thailand are funded by tax payers, including pensioners who have declared their domicile. I don't like to read posts by people who are cheating me.
A case for pensioners who don't get increases went to the European Court and the government's policy was upheld. However, I believe that there is a pressure group still fighting this. Perhaps someone here has a link to the group's website.
-
The word that should be used is 'domiciled', not 'resident'.
-
gee thanks to all who posted i never thought this was a big topic
i can take a rain check on this
if i claim from the uk i get all the benifits
one poster said that as from april 2014 no payments to be made here for new claiments
so back to were to claim i have lived her on an extension of stay retirement visa renew every year 800000 in the bank for the past 14 years report every 90 days this is not resident visa but a temperey of stay like most expats have married or single so this is not permanant in the eyes of thai law as it can change as they wish the bottom line is claim from the uk take a chance im here on holidy with a years extension to my visa
claim from thailand be a sucker what with the romanians and others claiming for everthing in sight who have not paid anything into the ni id be the sucker no too
Out of interest can the UK system tract that you are living abroad? e.g. in Australia the benefits payment department computers are integrated with immigration and are alerted once the payee has exceeded the allowed time abroad for the full range of benefits payments, including Aged Pension
It seems that they can. I know someone who gave a UK address for several years when he was permanently in Thailand. He never knew how they found out but, for quite a few years now, the UK government agencies have been building a national database.
-
Whether or not one likes the UK government's non-indexing of State pensions for those living in Thailand, residency must be declared. The tax man will eventually catch up with you and may demand back payments and a penalty. Is it worth the risk of a diminished pension while you pay off the debt?
-
2
-
-
The other short answer: if you can't walk the streets of your chosen city without feeling you need a weapon, maybe it's time to search for greener pastures.
The only issue on the streets for me is the accursed dogs.
-
Carrying a firearm or ammunition in public without permission is subject to a maximum penalty of 10 years in prison. If you are a Thai national or a foreigner with permanent residence, you may apply for a life-time license to own a gun and keep it in your home. Licenses to carry concealed weapons in public are for one year only and must be renewed annually. They are normally only issued to people with a accepted need, such as senators, parliamentarians, gold shop owners etc. It would be extremely rare for foreigners to be issued with a license to carry a concealed weapon, except in the case of accredited embassy personnel. Even US DEA agents seconded to work in Thailand with their Thai counterparts on dangerous missions have had serious difficulties in obtaining carry licenses.
So basically forget it. The same goes for tear gas, pepper spray etc.
Thanks for that information.
Would you give the source regarding your comment about pepper spray, please?
-
I have documents locked away so that, should I die before my wife, she will have ready access to my bank accounts, my UK lawyer, my will executors, my family and other necessary things. A friend has agreed to help her make the necessary contats
-
According to Wiki it's only in English. perhaps you can find the DVD with subtitles.
Does Your Wife Or Partner Gamble ?
in General Topics
Posted
Yes, I suppose I meant gambling as a disease. I see examples where homes, land and vehicles have been lost to creditors and family responsibilities are being neglected but still they carry on. They seem not to consider how they will pay back their loans.