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Morden

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Posts posted by Morden

  1. Some thoughts / analyses ;

    Assuming the 500 bahy per visitor entry covers up to 30 days (normal tourist entry duration) then if it could be extended at that rate 500/month it would mean 6000 baht / year for health/medical coverage.

    Oh yeah. Considering that the age of pong staying farangs is quite high,if the govt can cover for 6000,baht , how come bupa charges 3,or 4 times that?

    The new migrant workers' scheme, costing THB2,200 per year is, owing to a what may be an error in the drafting of the law, available to expat. residents. I don't know about BUPA's higher rates but they will vary according to the policyholder's age and other factors. That makes the present government scheme look attractive but if you ever have an opportunity to compare government hospital treatment with private care you will see that the former is inferior by a large margin. It's up to you to make your own choice but if my life or quality of life depended on the care I received I would never consider a government hospital as a choice. Furthermore, if you buy the right private insurance you will be guaranteed cover for life. The government can withdraw its scheme at any time.

  2. As long as it IS OPTIONAL, I don't care what they do. If they try and force us to pay some bs fee then there will be trouble....

    I suppose that if you have your own insurance it wouldn't seem fair to pay into a scheme for those who don't bother. On the other hand, those who do use the scheme and are treated at government hospitals will wish they had bought travel insurance.

    Or your regular insurance will pay less since you have coinsurance.

    Good point!

  3. As long as it IS OPTIONAL, I don't care what they do. If they try and force us to pay some bs fee then there will be trouble....

    I suppose that if you have your own insurance it wouldn't seem fair to pay into a scheme for those who don't bother. On the other hand, those who do use the scheme and are treated at government hospitals will wish they had bought travel insurance.

  4. Can anyone answer this one? It's been bugging me for a while...

    When this was first spoken about and also subsequently there is normally a HUGE figure touted that foreigners "farang" are costing them on a yearly basis through no insurance and clogging their health care system up.

    How much if any of that amount are Khmer, Burmese or Laotian?

    I can't ever recall reading that those people are NOT included in these government quoted figures.

    Well, I have to add to the questions... Since it's pay or stay in the hospital jail, how is ANY foreigner of any nationalify clogging up their health care system? Insurance is a way to add regulation and jobs, not a way to truly help people based on my extensive experience.

    Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

    The problem seems to be that many foreigners seek treatment at government hospitals and then say that they have neither insurance nor the funds to pay for what they have received. I see no justification for any foreigner being here without the means to pay for medical treatment.

    Wow... The hospital lets them leave without paying? That is news to me. I was warned never to go if I can't pay (by Thai people who advised just suffer its better than jail.)

    I do know that poor from neighboring countries (Laos, Cambodia, etc.) sneak in to Thailand to make more money. People from many countries like Philippines, for example, will work in Thailand on a B visa making 10k, can't afford surgery, but are making 3x what they can at home. It's justified in their opinion, no?

    Yes they do. It doesn't work with private hospitals.

    I understand that the scheme would apply only to tourists with some suggestion that it may be extended to expats. I read recently that there is already a scheme for migrant workers from neighbouring countries who pay THB2,200 per year.

  5. Can anyone answer this one? It's been bugging me for a while...

    When this was first spoken about and also subsequently there is normally a HUGE figure touted that foreigners "farang" are costing them on a yearly basis through no insurance and clogging their health care system up.

    How much if any of that amount are Khmer, Burmese or Laotian?

    I can't ever recall reading that those people are NOT included in these government quoted figures.

    Well, I have to add to the questions... Since it's pay or stay in the hospital jail, how is ANY foreigner of any nationalify clogging up their health care system? Insurance is a way to add regulation and jobs, not a way to truly help people based on my extensive experience.

    Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

    The problem seems to be that many foreigners seek treatment at government hospitals and then say that they have neither insurance nor the funds to pay for what they have received. I see no justification for any foreigner being here without the means to pay for medical treatment.

    • Like 1
  6. Oh, please! Look at how insurance really works and we can see that we would pay MORE for care if we had this system. I don't see a benefit yet. Sent from my MyPhone A919 Duo using Thaivisa Connect Thailand mobile app

    Insurance companies are like banks. the biggest cheats and crooks in the business and cannot be trusted, they are quick to grab your money, but when it comes to paying out, they check the small print to see if they can avoid it. We all know the reason for the small print, it's small because they hope you will not notice it.

    Do you have an insurance policy document with small print or do you mean that you don't bother to read them?

  7. The poll result page carries this note:

    This poll is not scientific and reflects the opinions of only those who have chosen to participate in it. The results cannot be assumed to represent the opinions of the public as a whole, or of Thais, resident foreigners, or foreign tourists generally.

    Only 632 votes have been cast so it's true to say that the result means nothing at all. Here's the full report:

    http://www.phuketgazette.net/poll/vote.asp?PollId=274

  8. Walls and fences are certainly amongst the necessary deterrents that should be used but are not enough in themselves. Even the best measures can be overcome but they serve to put off intruders who don't have the tools or time to overcome them or who would make enough noise that the whole neighbourhood would be alerted.

    The point is not that you might have little to steal but what would-be intruders think you have. If they can't find the cash and jewellery that they assume you have in large quantities, they may ask you for them in less than friendly terms. Also, fences and walls prevent locals from using your land as a short cut or cow grazing opportunities.

    Big dogs are not a suitable measure. As a poster pointed out earlier, they can be poisoned. Moreover, if some innocent but curious child got onto your property he or she could be killed by the brute in moments.

  9. Point being that one can fit an Aftermarket C.C. for about 150 GDP. Factory charges tooooooooooooooo much, A GPS Garmin Type is value compared to the overpriced tings in our rides.. Dont know if i can park today without Park Assist , Rea View Camera, and Dash Cams to record the Bump. .biggrin.png .

    Reverse camera and proximity sensors are a must on my Ranger, without either what ever is behind is 100% blind when I select reverse....... I choose modern day gizmo's over killing my neighbours children.

    Nice that you dont care and prefer to be "oldschool", speaks volumes.

    That's because you chose to purchase a vehicle which is dangerous to park in a communal environment. A standard sedan doesn't need the added imperimenta to park safely. Assuming the driver pays attention, of course.

    Jerry

    It's the standard saloon (you call it 'sedan') that's dangerous in Thailand. The low slung monocoque body shell is little protection against trucks and coaches compared with the chassis built, high riding pickups and SUVs. It;s suspension isn't up to the hammering it takes from poor;y built and poorly maintained roads.

    That apart, this thread is about cruise control. It's as useful in saloon cars as it is in other vehicles. The more additional driving aids I can get the better.

  10. I did this a few years ago. From memory, the routine goes like this:

    1. Your local vet will vaccinate and chip your cat.

    2. His work must be verified by DEFRA,

    3. Arrange shipping with a specialist company. They will give the final vaccination, provide a box with water and hold your cat for the required few days before shipping.

    4. I think that you can arrange for the cat to travel on the same flight as you. Mine flew cargo one day after me and that may explain the cost mentioned below.

    5. A vet. in the main airport building will check the cat and the documents.

    6. Then you have to deal with customs who will want a fee based on a nominal value of the pet and the shipping cost. It's expensive. I was offered a 'no paperwork' discount deal.

    You must ensure that everything is done correctly or the cat will be returned to the UK where it will go into long quarantine.

    These people will be able to hep you:

    http://www.passportforpets.co.uk/

    And this:

    http://8milesfromhome.com/post/23668603393/exporting-a-dog-from-uk-to-thailand

    And this too:

    https://www.gov.uk/take-pet-abroad

    Good luck. You won't regret the trouble and expense, I'm sure.

  11. My 3 Cars Accord/Civic and Trailblazer all new have C.C. My Jags Range Rovers and Benzes have had them for 20 odd years so i have no idea what you Ramble on About. If U read the other Posts many agree its useless here generally.cheesy.gif

    Apparently not for you but that's because you're a boy racer.

    • Like 1
  12. Over a long drive on the flat they can do, you loose out when engine breaking kicks in downhil stretches and needs more gas to get up the other side.. If you like em O.K., but ide gladly give mine to a Chum who wants one,if you could just plug it in.thumbsup.gif

    No. The overrun saves fuel. You belt down hills so that you can speed up the next one, foot down all the way. That's up to you but it's tear-arsing not cruising. You are using more fuel in the hills than a CC user or even a someone without CC who uses the throttle gently.

  13. Use a sat. nav.

    Mine shows my real speed (less than the speedo. reading), the speed limit and the likely location of cameras. As I approach a regular camera location the sat. nav, gives an audible warning if I am over the speed limit.

    Is it only the external sat-nav's which do that ? (i.e. garmin etc)...

    I'm not sure the inbuilt sat-nav on my car could be programmed with camera hotspots.

    In the UK the TomTom app on my phone plays an audible alarm when approaching a camera hotspot - However, so far in Thailand there are none... (well, except from a little local knowledge). I imagine this will change as Thailand recognises the revenue potential from speed cameras....

    I use I Go software in an external device permanently stuck to the windscreen.

    http://www.igonavigation.com/

  14. Thanks for the heads up...

    I drove that route a few weeks back (at about 140kmh in areas, the road was rather quiet until the hilly sections).

    I always thought the speed limit was 120kmh on the dual carriage highways ?

    If not - what is the official limit on that highway ?

    116kmh is 70mph - the same limit as many countries - but hardly fast when conditions permit.

    Not 120 except on a few roads such as Bangkok's Eastern Ring-road. There are many stretches around Saraburi where my sat. nav. shows the limit to be 80. If you keep to that speed you will almost certainly find yourself causing an obstruction!

  15. Of course interest rates will be higher than the market rate (bank rate).... because most of these folks could NOT get a loan in any bank and have likely already tried to in every single one.

    smile.png

    Not entirely correct. Leaving aside the biker types whose bosses lend small amounts, a big difference between banks and private lenders is that the latter do not usually snatch the collateral on pay back day provided that the interest is paid. Even some who could borrow from their government employer prefer private arrangements.

  16. Neeranam....Sorry but Gambling is an addiction ! Its a well known and publicised documented fact.

    I dont gamble and neither does the wife, if she had or had I known about it I wouldnt be with her. Gambling out of control ruins lives just like any other addiction. Having said that, each to his own, if thats what you want to do with your life and your money thats your choice.

    We used to have a house opposite ours a few years ago, always loads of motircycles and cars outside, people coming and going all hours, I asked the wife what was so popular, she said "casino", the best part is it was owned and run by a Policeman !!

    Big money changed hands there including cars and motorcycles apparently.

    Yep!

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