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Kabula

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Posts posted by Kabula

  1. Having lived in Thailand for 8 years, I've see visa short cut ads, and overheard many conversations of foreigners short cutting the visa system and obtaining visa stamps illegally by paying an independent agent a fee.

    I personally do everything by the rule of law as I hate problems.

    I've never heard of anyone getting caught. Surely some must have.

    I've had people ask about these services and I always recommended to avoid them, especially now with the new, positive enforcement changes.

    My question is, has anyone had a bad experience at immigration after paying a fee to secure an illegal visa extension? If so what was the outcome? Was there an arrest, a fine, a black ball situation?

    There must be some interesting stories.

    Please stay on topic and respond to my question.

  2. The relationship is very toxic. If it were me I would look after me and move on. Life is short.

    Being single, with back up at all times is the best way to go for me.

    After two divorces I learned my lessons.

    My definition of love is harmony of two souls. In today's world harmony for any length of time is damn near impossible.

    The father in law accomplished his goal.

    If you are in pain over this, think about what she will look like in 8 years, and the money you will save on dental and medical bills, including the free loader!

    • Like 1
  3. With the world financial retreat, I believe most women seek financial security today.

    It is all about money to share with their family, especially here.

    If they are not sending money to aging parents, there will be Hell to pay!

    I've been retired here for 9 years and seen the financial pain and worry in the villages and cities.

    If you are on a budget, your relationship will not last long, unless someone else is sending her money, which is not uncommon.

    The best way to break up with a woman today is when they ask for money, simply say, 'I can't. You will be free soon after.

    Rent everything!!

  4. I suggest castration and shove him off a moving train!

    The next time he is detained for violence, perhaps considering boiling him in hot oil, beheading, or catapult him into a brick wall!

    Seriously, we know we have lost many of our younger generation from abandonment, one or both parents. Little hope for the future thinking. Joining gangs for protection. Lack of quality education and good mentors.

    The biggest problem being chemical warfare, including legal and illegal drugs, pesticides, environmental chemicals, GMO, toxic vaccines, contaminated water, and many more. Over time, toxic chemicals affect the neurotransmitters in the brain which affect younger people more than adults. A very sad and grim situation.

    In most cases a child in poverty, who remains close to the family, is unable to escape poverty. It is easy to understand with all of the above why a young male would have anger and control issues when many females by necessity are forced to chase the money he does not have.

  5. Before you make ridiculous comments, you need to read my first post on page 1. You are off topic. Karen answered my questions along with another poster. My question was if one was arrested for an overstay, would they be able to take personal property, close out fixed accounts or would they be forced to abandon all assets and cash in the bank if they were expelled from the country and black balled. Also, I was asking for a person that asked me that question! The question has nothing to do with me. You are looking mighty foolish!

  6. Many alleged lawyers in a Thailand are not lawyers, but Paralegals, with minimal legal education and experience. The first Thai law office I visited, I asked the man if he was a licensed lawyer and he said he was. He was the only one in the law office other than a secretary. I asked for a bar card or some supporting Photo ID card/wall license issued by the government identifying him as a Lawyer. He got pissed off and asked me to leave. My response was you just confirmed you are not a lawyer! That law office has ads running all over Thailand. The client has a duty for full disclosure to his Attorney. A season lawyer will always have the client sign a retention written agreement. If the client fails to disclose that he was arrested and blackballed from the country, and most contracts would allow the Lawyer to keep the retainer money on the basis of misrepresentation and close the file. If money was owned he could sue the client and get a lien. An ignorant paralegal may take the case, but would be prevented from arguing the case in a court of law. Most government laws no matter where one is, is not favorable to non citizens and most asset cases are heard in a court of law. In that case, I believe the paralegal would have a difficult time referring the case to licensed trial lawyer. The trial lawyer would demand what I would demand. When I researched more about the Thai lawyer education requirements, standards, the regulatory complaint process I was shocked! In my opinion if you leave Thailand without your assets, especially if you are single, and blackballed, you have a nightmare to deal with and recovery would be slim to none, especially after paying expenses! The proposed law does refer to over 90 days, but is still only proposed, complex and could easily be misinterpreted. A simple Scenario would be if someone was approached by a policeman on the street, and a overstayed existed, he was detained, would he be allowed to gather his assets prior to leaving Thailand. That is my primary question and everyone should be asking it with assets and family here?

    • Like 1
  7. No need for rudeness....a simple question will do. Follow the post to the end for your answer. Apprehension for overstay less than a year.

    Thai Immigration Bureau to blacklist all overstayers of more than 90 days

    BANGKOK: -- [thaivisa.com] Over the past two weeks, social media websites such as Twitter and Facebook have been flooded with information on an apparent crackdown by Immigration on foreigners that overstay their visa in Thailand.

    Today, Thaivisa.com has been given access to a new Police order proposal that is due to be signed and released imminently, detailing tough new measures for foreigners who overstay in Thailand.

    The new measures, which will see overstayers of more than 90 days blacklisted, are as follows:

    In the case that alien surrenders themselves:

    Overstay more than 90 days > Forbidden from re-entering the kingdom for 1 year.

    Overstay more than 1 year > Forbidden from re-entering the kingdom for 3 years.

    Overstay more than 3 years > Forbidden from re-entering the kingdom for 5 years.

    Overstay more than 5 years > Forbidden from re-entering the kingdom for 10 years.

    Overstay more than 10 years > Forbidden from re-entering the kingdom for life.

    In the case that the alien is being apprehended:

    Overstay for less than 1 year > Forbidden from re-entering the kingdom for 5 years.

    Overstay for more than 1 year > Forbidden from re-entering the kingdom for 10 years

    The current rules regarding overstay is a fine of 500 Baht/day up to a maximum of 20,000 Baht. With regards to arrest, detention, deportation or blacklisting, each individual is reviewed by the Immigration Bureau on a case by case basis.

    However, Thaivisa.com must stress that we are still awaiting official confirmation from the Immigration Bureau on this matter.

    Immigration has recently taken a number of measures to stop foreign nationals abusing the system which is in place to assist bonafide tourists only and has looked to prevent those who complete regular Out/In border runs from being able to stay in Thailand long term.

    News first broke of this crackdown on border runners in Thailand in May, with further confirmation the crackdown would be effective from August 12, 2014.

    Thaivisa.com would always recommend to never overstay your visa under any circumstances and always adhere to the rules and regulations when staying in Thailand as detailed by the Immigration Bureau.

    • Like 1
  8. A person recently asked me what the police procedure is with regard to an overstay arrest? I had no answer, but I think it was an important question to get an answer too. After the arrest, is the person allowed to gather personal property and close out fixed savings accounts or are they escorted to the airport when they come up with the funds for a plane ticket and forced to abandon property and money? I recently read where overstays in the future will be blackballed from entering Thailand again. Is this true? If so, one would have to give serious thought about retirement extensions, buying a condo, and any fixed account savings. A simple memory lapse of time could lead to a financial crisis if one is not allowed to gather property, nor wire money out. Has anyone experienced this? Having lived in a Thailand for 8 years, I've heard of people getting arrested on visa runs at Police check points. Also, the elderly are forgetful at times.

    • Like 1
  9. It generally takes up to 30 days for the Insurance company to check the application, underwriting, pull prior medical records, talk to prior doctors, consult in house medical experts and lawyers to make a final determination. In most cases insurers can't wait that long, nor does the insurance company have the current medical records, nor billing so they can't commit to paying without a preauthorization written understanding that the claim may be denied. Unfortunately, to satisfy the insured in my opinion they frequently allow the procedure knowing there may be a problem down the road. This also allows an opening to initially deny most anything knowing most will not fight the claim denial.

  10. Regarding the non obvious; I believe my last post covered the biggest non obvious problem. To complicate the issue even more is different court decisions in different courts in different countries with regard to the definition of a pre-existing condition. Some courts have ruled that it is not fair to deny a claim on a medical problem that was not previously a problem nor Diagnosed. There are many strategies to over come these denials and wear the Insurance companies adjusters to cave in! Another problem is the policyholder seldom reads the contract and believes everything is covered and there are many risks that Are not that require a rider, endorsement extending additional coverage.

  11. Because in the preauthorization letter to the hospital, in fine print, states if their post op investigation reveals a preexisting condition, they reserve the right to deny the claim and they do it all the time after the operation, procedure, burning the hospital and creating a nightmare at times for the insured/patient. For this reason many hospitals have doubled their charges in the last two years to make up for insurance scam losses. Many private hospitals will not even admit a patient now unless they have $20,000 US $ credit card lines of credit!

  12. What is the name of the Insurance Company? Is the policy in English? What was the basis of the denial? Just pre-existing condition? Did they offer a policy definition of pre-existing condition? Does the insurance contract provide a clear and concise definition of their pre-existing condition? Was their medical expert's evaluation attached to the denial letter? If so what was the doctors opinion? Do you have a copy of the policy? What was the total amount of your premium and was it a per trip policy or an annual policy? For privacy concerns it might be best you call me, Jim at 0926857370, in Bangkok.

  13. In most cases you do not need a lawyer.

    Are you in Thailand?

    Having traveled Internationally for 40 years, and dealt with Travel Insurance Claim Adjusters I know what you are going through.

    With a short description, what is your problem?

  14. Based on 40 years of worldwide travel and dealing with travel insurance I've learned the following:

    Be sure to read all exclusions prior to your trip. If you are considering renting motorcycles, wave runners, any high risk sports, you will probably have to pay more for that coverage.

    If you encounter any unusual expense, check your policy as it may be covered. Don't pay first as you need authorization in most cases.

    Understand time limits.

    Take the policy out in advance and not a day or two before the trip.

    Be sure to report all claims immediately.

    Get authorization for any procedures.

    Save all receipts.

    If you have a health problem, be sure to read the preexisting condition coverage. Some policies cover preexisting conditions, but generally there are time limits.

    Expect all claims with high medical costs to be denied with boiler plate denials, with their own medical expert's, boiler plate medical opinions. Don't be discouraged, fight them with written emails, faxes or letters. Document everything and put all correspondence in a folder with receipts by date for future reference. Back up all digital copies, photos and emails.

    Understand that most foreign major medical policies DO NOT EXTEND COVERAGE INTERNATIONALLY!

    Without your own travel insurance policy, you could end up in a Public Hospital nightmare and standing in long reception lines. If you owe a hospital money, some countries will prevent you from leaving until they are paid.

    Medical liens could bankrupt you.

    In most cases you don't need a lawyer, just a good understanding of the written, insurance contract.

    I would like to hear the claims problems you are having and see what to watch out for and prepare for in the future.

  15. Based on 40 years of worldwide travel and dealing with travel insurance I've learned the following:

    Be sure to read all exclusions prior to your trip. If you are considering renting motorcycles, wave runners, any high risk sports, you will probably have to pay more for that coverage.

    If you encounter any unusual expense, check your policy as it may be covered. Don't pay first as you need authorization in most cases.

    Understand time limits.

    Take the policy out in advance and not a day or two before the trip.

    Be sure to report all claims immediately.

    Get authorization for any procedures.

    Save all receipts.

    If you have a health problem, be sure to read the preexisting condition coverage. Some policies cover preexisting conditions, but generally there are time limits.

    Expect all claims with high medical costs to be denied with boiler plate denials, with their own medical expert's, boiler plate medical opinions. Don't be discouraged, fight them with written emails, faxes or letters. Document everything and put all correspondence in a folder with receipts by date for future reference. Back up all digital copies, photos and emails.

    Understand that most foreign major medical policies DO NOT EXTEND COVERAGE INTERNATIONALLY!

    Without your own travel insurance policy, you could end up in a Public Hospital nightmare and standing in long reception lines. If you owe a hospital money, some countries will prevent you from leaving until they are paid.

    Medical liens could bankrupt you.

    In most cases you don't need a lawyer, just a good understanding of the written, insurance contract.

    I would like to hear the claims problems you are having and see what to watch out for and prepare for in the future.

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