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Na Fan

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Posts posted by Na Fan

  1. Hello everyone

    There's a bit of confusion between me, my staff and our accountant.

    Now that the year-end reporting is pending, and, based on all those number, the tax calculations, things have been found to be lacking in several areas.

    My questions now are:

    1) How do you handle business expenses with no receipts ? For instance, if you paid a private driver 5000 Baht to drive someone across the country? Is a payment voucher signed by management to reimburse the staff who paid for it enough?

    2) What if you buy something for business purposes in a shop that just refuses to give or doesn't have receipts ? Dito, payment voucher enough ?

    3) In what shape or form do you get the year-end figures from your accountant ? So far I've gotten a phone call where I was stated a couple numbers. That's it. I would have expected something a bit more uhm.. professional ? What's your experience ?

    Thank you for your time

    Na Fan

  2. Hello all

    After having had a 1-year non-B permission to stay, and staying in Thailand pretty much the entire time, I was now out of the country last week just before the next 90 day report comes up this week.

    My question is now - do I need to do the 90 day report or do does 90 days get "reset" if you leave the country ?

    The next extension for another year is coming up before another 90 days will elapse, so I'd like to avoid running into issues then.

    Cheers

    Na Fan

  3. Thanks for the reply!

    Yeah the fact that it's a website is a given.

    Payments will range from 30 THB to approx 500 THB.

    From what I've seen on other Thai websites that offer alternative options, is that CC and Paypal etc (the bigger international players) charge ridiculous fees - a 500 Baht order costs 300 Baht in fees. So that's kind of a mute point. Hence I'm looking at other options.

    Counterpay sounds interesting - have you worked with that before ? What I could find was https://www.7-eleven.com/Financial/Payment-Services/ but information is scarce.

    What we used to have in Switzerland for instance is that you could send an SMS to a specfic number with a specific text, and you'd "pay" a fixed fee for that SMS. But I couldn't find a provider for that here.

  4. Hi all

    What kind of options are there - tried and trusted ? Any experiences with any of them ?

    I'm looking for a type of micro-payment for a website - be it by any of:

    - by SMS

    People send or receive an SMS that costs a fixed amount.

    - by call

    People call a number for a certain duration i.e. 1 minute = 50 baht

    - by ATM

    People can send small amounts directly with any ATM.

    - by CC

    Likely fees are the issue here, from my research this likely isn't worthwhile, especially internationally.

    Key points I'm focused on are ease of use for the user, stable interface (it's not down as much as some major Thai bank's internet banking, for example), easy collection of funds, not exorbitantly high commissions.

    Any known examples of live websites that use these successfully ? Are you using them ? Do you trust them ( I know that's a long shot in Thailand ).

    Na Fan

  5. Hi all

    I'm looking to rent a car for the period of about 35 days, starting next week, in Chonburi area.

    Checking online I see a lot of offers starting at 25k - 35k and up. However, I do remember driving around and seeing places that offer monthly rates under 10k. Of course, now that I'm looking for it I can't find them anymore.

    Does anyone know of a good place, preferably with a phone nr ?

    Cheers

    Fan

  6. Yeah the "going round in circles" seems to occur quite a lot around here :)

    What just rang a bell, though is this bit "receipts attached, made out in the companies name". What if they aren't ?

    I've got many cases where I have to buy something online, which is then in my name since it's a credit card purchase. SCB even managed to make a business transaction in my personal name instead of the company name, straight off the company bank account. Yet those are purely company expenses.

  7. Here's the exact wording:

    "3. “Payment voucher” with all the details i.e. pay to, description, pay by, approve by, date of payment, etc together with your signature as the approver and stamp your company’s stamp on it.

    For “Payment Voucher”. You can simply buy from stationary shop."

    However, we could not find anything resembling that anywhere.

  8. Yeah that's what confuses me.. I'm familiar with the "western" style of expense reporting - employee submits his form at the end of the month, manager approves it and he gets his money back.

    But it was specifically called a "payment voucher".

    We've already inquired twice about it, and it's still not clear to me nor my Thai gf about what exactly that is supposed to be.

  9. Hi all

    I'm looking for something called a "payment voucher". Apparently Thai accounting practises require this to be signed in order for a company to "pay back" an employee who has purchased something for the company using his own money.

    Can someone show me an example of this ?

    Google returns nothing useful, and I wasn't able to translate it into Thai in a way that my gf would understand what it is.

    Many thanks!

    Fan

  10. I always understood that an inpatient uses a hospital bed but an outpatient is mobile and goes home after his treatment. ie the inpatient is admitted but the outpatient is not.

    Hard to imagine what other definition there could be.

    Yes, well.. And no.

    The point of this was that assuming I get insurance that only covers inpatient costs, but not outpatient costs. How exactly will the difference be made, as to whether or not they pay for a certain incident ?

    Doesn't the definition I gave cover that? If you are admitted and given a bed you are an inpatient. If not you are an outpatient. Seems clear to me.

    Depending on the severity of your condition you could be an inpatient or an outpatient so there can be no real deciding in advance. For example, with a minor fracture you may be treated as an outpatient and sent home with just a cast but for a major fracture they may want to keep you in and so you would be an inpatient.

    I've looked around a bit, and what made me ask more specifically was things like this:

    http://www.medicare.gov/what-medicare-covers/part-a/inpatient-or-outpatient.html

    Yes, it's from the US - but it's still representative of the situation here, as it seems there is no clear definition ?

    Particularly the quote at the bottom

    "Remember, even if you stay overnight in a regular hospital bed, you might be an outpatient. Ask the doctor or hospital."

    So basically it boils down to the fact that it's up to the doctor to specifically "label" you as either in- or outpatient. Which seems to move towards the famed way of doing thing the "stay on the doctor's good ($$) side to be formally treated as an inpatient if you want the insurance to cover the cost" way.

  11. There's a lot of information in English on the Social Security website:

    www.sso.go.th

    Social Security Knowledge

    - Benefits

    - Registration of new place of business

    - How to register the insured

    - FAQ

    That looks pretty elaborate indeed. I haven't checked that website, yet. After finding most of the thai govt websites to either entirely lack an english part or have one which is malfunctioning, or still in Thai, I pretty much gave up relying on that :)

  12. I always understood that an inpatient uses a hospital bed but an outpatient is mobile and goes home after his treatment. ie the inpatient is admitted but the outpatient is not.

    Hard to imagine what other definition there could be.

    Yes, well.. And no.

    The point of this was that assuming I get insurance that only covers inpatient costs, but not outpatient costs. How exactly will the difference be made, as to whether or not they pay for a certain incident ? Surely there are certain rules the insurance company will check. I'd rather know now than "after the fact" :)

  13. Hello Everyone


    I am trying to understand the ins and outs (literally) of the Thai insurance system.


    I do have a couple questions I'd be happy to have answered.


    1) What is the definition of inpatient and outpatient in Thailand ? Does this vary per insurance company, or is it govt regulated (I doubt that it's the latter but you never know).


    This has to be available somewhere, but I couldn't find it (in english).



    2) I run my own Thai company and am registered as director. This makes me ineglible to sign up for social security, I'm told. Is that correct ? What is the reason for that ? It's rather retarded in my opinion.


    I have a work permit, Non-B visa, the whole shebang. I pay tax. Why can't I get social security coverage ? Is this defined somewhere officially (in english) ?



    3) Locals are working for me, and are registered with social security. What exactly are they covered for ? Is this defined somewhere (in english) ?


    Does it make sense to get Health insurance on top of SS - to cover the gaps ?



    4) My company is in IT. And some of my customers (overseas) request a general liability insurance to cover my work. Any experiences with such insurance in Thailand ?



    Cheers


    Na Fan


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