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Broeno

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Posts posted by Broeno

  1. It looks like the xenophobia in Thailand is growing and growing. They even seem to be in panic according all the new unexpected and temporary rules they are making. It feels like deep in the  hearts of many Thai, there is a feeling 'Lets kick them out of here'. Oh but....., the money. We want their money. We need it. We have no own industrie. We grow food.

    Such double morality always leads to conflict. Let's just wait and see where it leads. in Europe it has for long been customary that, for example, Spain gets too expensive, millions go to Turkey or Greece and back. There are more cute and beautiful countries other than Thailand. I hope I will experience it that the Thai government gives me a bonus to spend my money in Thailand

  2. This is what AXA excludes:

    • Any conditions you had, or had symptoms of, before joining - unless you choose to have their medical history ignored
    • Ongoing, recurrent or long-term illnesses (known as chronic conditions)
    • Physiotherapy, consultations, psychiatric treatment and complementary practitioner treatment as an out-patient (unless you choose the out-patient option)

    So it will be clear to him that he is on his own (in case of his insurance.

    I hope that makes him, and i think many others, have a good look at the T&Cs with a travel insurance.

    He has the money to take a flight back, but at this moment this is a bad scenario for him.

  3. Thank you for your replay.

    The AXA policy was emitted in Germany and it was a travel and health insurance.

    Aldo my friend had depressions before, and was successful treated, it was not excluded. They only say in their terms and conditions that a illness will not be covered when it already appeared before traveling. At the moment the start traveling, he was not depressed.

    It looks like AXA is making a interpretation that saves them money

    He dussent have enough money to pay for a psychiatrist and medicine and a flight back, except for the date on his ticket after two months.

    They just let him suffer with a one line answer. They did it over again when I wrote them a email with questions about their terms and conditions.

    It is because I care for him, but he can't go out or talk to people.

  4. A German friend of mine has a AXA health and travel insurance.

    One month ago he went to Thailand and got in a depression two weeks later. He needs psychiatric and medical treatment.

    When he informed his insurance, they answered him that they don't cover this.

    In there terms and conditions they say that leaving your country with a mental illness, this will not be covered.

    He informed them that his depression started two weeks after arriving in Thailand. Still their answer is that they don't cover this.

    What can he do in a situation that he's not able to go somewhere and is depending of people of good will to support him.

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