4 hours ago, BritManToo said:

If OP had rented in Thailand and not bought,he wouldn't have encountered this problem!

Life is full of risks, and of course you have to do your due diligence.

I have been here for almost a decade, and I never considered renting, why, because in the time frame the rent paid, would have exceeded what it cost me to build this house. e.g. lets assume a rental of 20,000 baht a month for a 2 bedroom condo in Hua Hin x 12 x 10 years = 2.4 million baht.

In those years, I might have had to move if the landlord wanted to move in or sell up, and of course, then you have rental increases, so the 20,000 baht per month would go up.

1. I don't like rental increases

2. Disputes with landlords over electricity bills, bonds when moving out.

3. Given notice to leave for whatever reason, whether it be a year, 2, or 3 when I want to be in the same place as moving is stressful.

I built a place on my wife's land, so technically speaking you could say she is the landlord and I am as exposed as much as a tenant would be when it comes to any rights, and yes I am aware foreigners can't own land, and yes I am aware of the Usufruct agreement which offers protection to the farang who built the place, but I have never been interested in such an agreement, as I only invest what I am prepared to lose in this case say 2 mil plus furnishings.

As my "landlord", has been with me for almost 2 decades, she deserves the house in return for looking after me all of these years, albeit I have been the bread winner, so it's a mutual benefit where both parties win and if the relationship went south, she ends up with the house, and I 90% of my assets overseas.

It's easy to judge another persons downfall, if you want to call it that, as opposed to not understanding their individual situations, so you could well be mistaken in this situation. 

Renting has always been at a loss, suffice to say, I have enjoyed the almost decade living in this big comfortable house, which cost me less than it would have renting a 2 bedroom condo in Hua Hin for example.

Regardless if it belongs to the landlord, and at least it's not dead money, it's something for her to have in the future vs dead rent. 

39 minutes ago, TroubleandGrumpy said:

Read my posts - obviously you have not out of spite anger or whatever.

I have provided another alternative to those words, plus several additional reasons why an OAP is not taxable income. 

Regardless of what you believe or what your opinion is, because you, and you alone believe what you believe, doesn't make you right, it's actually detrimental in the way you perceive things in life.

You have to agree, that you cannot get a better clarification (independent) of you or me or HK, on Article 18, i.e. from the Ministerial Correspondence Team for the ATO, who in case you didn't read it, stated that if you are a RESIDENT of Thailand, your age pension, is TAXABLE in Thailand.

There is an old quote that says, "You can't convince anyone of anything. You can only give them the right information, so that they can convince themselves. 

Also some people know they're wrong, but just like to argue.

The above said, I have beaten this dead horse enough, believe what you want, just don't try to convince me with what you believe, because there is nothing more right than Article 18 of the DTA, which is backed up by the Ministerial Correspondence Team for the ATO who are independent to anyone on this forum.

Hoo-roo..............

2 minutes ago, TroubleandGrumpy said:

You got a link? I dont want to waste my time looking for your khrapp posts.

Knowing you will not do that and that I will not bother anyway, my response it obvious.

You are wrong - the OAP is not taxable income in Thailand.

If you were correct you would be able to respond to my posts in this thread and refute them.

Because you cannot do that and because you have not even tried.

IMO THE OAP IS NOT TAXABLE INCOME IN THAILAND  (see my posts above for proof) 

You really should go to the Topic, start from page 193 onwards. Hopefully this will quash your opinion.

It's never to late to say, I misunderstood what I was reading and that I now understand that the age pension is taxable in Thailand under the DTA, but is your ego bigger than you ?

3 hours ago, TroubleandGrumpy said:

Still waiting for your reply with details of why you think the Old Age Pension is taxable income in Thailand - so are others.

All I/we have received is a cut and past from the DTA - where is your rationale and thoughts?

 

Go to the Topic Old Age Pension, you could probably start from page 193.

My reasons and rational are posted there, I don't like to repeat myself, as for the "other" they already know my posts and reasonings.

You should really catch up.

18 hours ago, TroubleandGrumpy said:

Well said mate.

I see you found a soul mate......LoL

On 4/3/2024 at 8:40 PM, TroubleandGrumpy said:

Good riddance - we are all far better off on this topic sharing our opinions.  I have met a few dipsticks in my time and what is very much a constant with them is that they immediately abuse anyone that dares disagree or criticise what they state - and they never defend their stated position.

  

If you think I abused you, you misunderstood....LOL

I disagree with the below from your post above, and provide you with a copy & paste of Article 18 & 19 from the DTA, as I couldn't copy the link for some unknown reason and went back to the OAP topic to extract it from one of my previous posts in that topic.

Article 3 - General Definitions

Article 4 - Residence

Article 6 - Real Property

Article 11 - Interest

                                                                       Article 18

1. Subject to the provisions of Article 19, pensions and annuities paid to a resident of one of the Contracting States shall be taxable only in that State.

2. The term "annuity" means a stated sum payable periodically at stated times during life or during a specified or ascertainable period of time under an obligation to make the payments in return for adequate and full consideration in money or money's worth.

1. Remuneration (other than a pension) paid by one of the Contracting States or a political subdivision of that State or a local authority of that State to any individual in respect of services rendered in the discharge of governmental functions shall be taxable only in that State. However, such remuneration shall be taxable only in the other Contracting State if the services are rendered in that other State and the recipient is a resident of that other State who:

(a) is a citizen or national of that other State; or

(b) did not become a resident of that other State solely for the purpose of performing the services.

2. Any pension paid to an individual in respect of services rendered in the discharge of governmental functions to one of the Contracting States or a political subdivision of that State or a local authority of that State shall be taxable only in that State. Such pension shall, however, be taxable only in the other Contracting State if the recipient is a resident of, and a citizen or national of, that other State.

21 hours ago, scorecard said:

Or perhaps the question is whether the Oz OAP (alone) is considered to be income under the Thai RD regulations?

In my opinion, from what I have read, it states that the AP is taxable in Thailand, now whether they enforce that or not is up to them.

I take it, that since it has been in place since the DTA came into effect in the 80,s, if I'm not mistaken, that they won't enforce it, like many things in Thailand, i.e. unless they want to open the flood gates for many expats on age pensions from all countries to leave as the cost of living in Thailand would have become that more expensive to live due to any taxes enforced on their age pensions.

On 4/2/2024 at 1:44 PM, TroubleandGrumpy said:

Suffice to say now that if you read the DTA in full, there are many reasons/exemptions why most Aussies are not liable to pay income tax to Thailand on their Aust Pension payments. 

Do please enlighten me/us with your findings, you can copy and paste them here, or the link, outlining which section of the DTA states that Aussies are not liable to pay income tax to Thailand on their Aust Pension payments.

Nothing posted with a link is like posting words, words to no effect IMO.

47 minutes ago, Gottfrid said:

A person that needs to post such things, usually gets nothing. 

Really, believe what you will, but I am not in denial, and jealousy is such a curse, but hey, you own it, it's all yours.

8 hours ago, Will B Good said:

I could have a distorted perspective thinking about…….the ones who stick out look like they have used 'Cherry Black' boot polish with dubbin…..maybe there are loads that are so good I never notice they have dyed hair….????…..maybe I’ll try it….555

Careful though, you might get those good looking LadyBoys calling you from across the road, hello hanhom man, where you go, I go with you, 500 baht 

Model wannabe...

12 hours ago, snoop1130 said:

The Constitutional Court on Jan 31 ruled that the Move Forward party’s plan to amend Section 112 of the Criminal Code or the lese majeste law was tantamount to overthrow the democratic regime of the government with the King as the head of state.

We can't have that now can we LoL, after all, this is a democracy......LMAO

1 hour ago, charleskerins said:

Educate us newbies please ,same as sister with the metal ruler?

The 21st Division were detectives that busted gangs up, and those unfortunate enough to be in custody would get the brutal bashings that followed, compliments of the telephone books that they used to make them confess, as opposed to using their bare knuckles, their comrades held the person arrested to a chair while the other detective would take to him with the telephone book until he confessed.

If the person in custody lodged a complaint against the detectives for assault, it would never stick as the detectives would say, he fell down the stairs, or he tried to escape and was tackled to the ground, or this or that, that was before interviews were conducted on video's.

I'd say that they were a little more sinister than any sister back in the early 70's.

They were dismantled in the mid-late 70's as they were a little out of control, not to mention corrupt as, and feared by a fair few back in the day.

1 hour ago, SAFETY FIRST said:

Is he an Aussie, looks dark, aboriginal 🤔

Sounds like a misfit Kiwi (no disrespect) intended to my Kiwi m8's, jewelry and all.

Road rage comes to Thailand, farang style, how disrespectful, can't beep your horn, now throwing a book and kicking the car, well....LoL.

8 minutes ago, Olmate said:

Dont the police here use the 'Yellow Pages'Interview procedure? 

Bring back Division 21, the Yellow Pages was their favorite knuckle duster, just ask my late brother.

22 hours ago, bob smith said:

mrs smith doesnt want me to go.

 

personally i have had it up to here with this place,

ive had enough of the racism, xenophobia and silly little games the locals love to play on us.

 

I have a lot to lose here.

property, business, family etc.

but im not sure how much more I can take living here.

I want to live in a normal country

not in a video game.

 

decisions decisions. 

So Mrs Smith doesn't want you to go, will you be taking her with you or just dumping her ?

I think the problem you have here Bob, is your bored, I don't involve myself with Thai's unless it's required, never had an issue with them, only on the roads, but I expect that, so just anticipate and bit my bottom lip, i.e. go with the flow, it doesn't hurt, really. Racism is worldwide, Xenophobia boils down to education, I'm surprised you would stoop to their level, if in fact you believe that they are Xenophobes ?

As for losing property, business and family, that will be your choice, won't it, do you care about anyone else except yourself Bob ? Don't get me wrong, there are times we all blow up and just want to FO, but when there is family involved, you have to calm down, and re-set.

A normal country, m8, tell me where there is a normal country, you have it so good here that you can't see it.

The sooner you realise you live in a Matrix, the better you will be, get a hobby, or two and if your going to fly the coop, take the Mrs with you, as for the family, can't comment on that, not sure if your talking extended family or what.

Life's too short Bob open up the windows in the morning and suck in that fresh smoky air as you won't get it anywhere else.

4 hours ago, webfact said:

Widespread farm burning and forest fires, notably in the country's north, often create a noxious smog at the beginning of the year.

This is misleading and deceptive news, because the government every year around this season says it's from neighboring countries.

Surely the government can't be wrong, can they ?

Strange looking Brit, oh well, guess he has assimilated as he sure does wing like a Pom  😂 

On 3/5/2024 at 11:33 AM, Pattaya57 said:

I was pretty average at school probably because my "poor uneducated" parents never made me do homework. I also cruised through my air force apprenticeship just doing what I had to because I didn't know bette

Yep, I was also very average at school, you could say below average as I just wasn't interested, and home work, never got any of that, straight after school would go to the local Caltex petrol station were I would work from 4pm to 9pm 5 days a week, just so that I could buy me some nice clothes and go out with my friends on the weekends dancing as my parents were mostly workers and seldom home to make ends meet. The typical western life today, nothings changed.

On 3/5/2024 at 11:33 AM, Pattaya57 said:

Then went to uni on engineering degree and recieved best student of the year, then got Golden Key Honours Society for supposedly best 15% of academic performance on the planet. Then got Masters degree and retired rich at 52

I left school at the end of year 10 at the age of 16 and did various jobs till I landed a (secure) government job were I stayed for 10 years as a relief, so I got to travel around the state a lot to cover positions where people were taking annual leave, long service leave etc. It was fun, but I needed something more, I then I entered into real estate when I was 28, and did 2 separate night time courses, 3 nights a week for 3 years each to get my Diploma's, it was a struggle, but had support from friends that I met along the way throughout the courses.

I also drove taxi's on weekends for extra cash to help me service my investments that I purchased (real estate). So in the end, I achieved what I wanted to achieve, a 6 figure salary to help me service my investments which helped me retire at 55 and now earn a comfortable tax free income living here. To this day, my friends back home who are still working to survive are constantly complaining, they have all been here, but don't have the means to make it as they only worked to survive, sad really. Moral of the story, invest, invest, invest so as to reap the rewards.

Never considered myself to be smart, albeit I do consider myself to be street smart and if there is one thing that I have learned from all the work & studying that I did, is that salaries are for survival only, i.e. unless you invest in either real estate and or shares, or both or some other form of other investment, you will end up on the age pension counting your pennies vs having more, to do the things you want in life.

The above said, I have known people with different degree's, however they lacked experience at the coal face, and to me those people that I have met, I consider not to be smart at all when it comes to being able to do things outside the book, there personalities were also bland, they also didn't look for or wanted to know how to invest, suffice to say, if one is able to adapt to all sorts of environments, take the leap, while having a good time and a having a laugh along the way, while also having good social skills and wanting to learn other things, life can be easier in the long run. 

Would I do things differently if I had to do it over again, you can bet your left one on that, and would have retired earlier as life's too short.

7 hours ago, webfact said:

Some Thais said that it was not only the foreign-owned businesses that refused Thai customers but also those owned by locals.

So what do you do when someone refuses to serve you, you move on and give your money to someone worthy of it.

Businesses that discriminate have their day coming, as they won't be in business for long.

End of story.