On 2/10/2024 at 5:32 AM, still kicking said:

Can I get my OZ pension, or will they stop or reduce it? I do know Centrelink,

 

Have a read of my post above, that said, there is a lot of good information there for you and may answer some of your questions, and as others have already pointed out, Energy supplement will go after 6 weeks, another supplement, can't think of it at the moment, and any rental subsidy will go.

 

If you were in Australia 2 years prior to applying for your Age Pension as a resident, you can have the Age Pension made portable for you to live in Thailand without question, albeit it you will lose the above items I mentioned and receive about $1,000 a fortnight, that said however, it is highly advisable to let Centrelink know of your intentions because if you get some inexperienced clown who cuts your Age Pension off for some unknown reason, as I have read that it has been done, e.g. possible confusion between a returning expat becoming a resident again for the 2 year period and a resident 2 years prior to Age Pension age, then you would have to go back to start the process again and possibly wait 2 years over again to make it portable, unless you go down the appeals path.

 

What I am saying is if you were away from Australia and returned to get the Age Pension and waited the 2 years before you can make it portable, definitely let them know your going overseas, either way, best to them know to be sure, to be sure, as Paddy would say.

 

https://guides.dss.gov.au/social-security-guide/7/1/2/20

 

On 2/10/2024 at 5:32 AM, still kicking said:

Admitted to hospital does cost me nothing here.

 

It can cost you a little here at a government hospital or a lot in a private hospital, just depends on who you want to treat you. A matter of choice really, and in my opinion, privates have better trained and educated Doctors than government hospitals, but then again, some of the private hospital Doctors train government Doctors at Universities, so you can get a government university hospital look after you if in a particular area.

 

On 2/10/2024 at 5:32 AM, still kicking said:

or will they stop or reduce it? I do know Centrelink,

 

I think you are referring to Medicare ?

 

If that's the case, from what I have read, is, that if you are out of the country for more than 5 years at a time, Medicare is canceled and you have to re-establish residency when you return to get Medicare paid treatment.

 

On 2/10/2024 at 5:32 AM, still kicking said:

So, can I get any insurance?

 

I believe you can, i.e. if you don't have any pre-existing conditions, and if you don't, the amount of insurance you will pay because of your age will render it not worth it in my opinion, because the cost is nothing short of savagery. 

 

On 2/10/2024 at 6:07 AM, flyingtlger said:

https://www.ngssuper.com.au/articles/news/age-pension-travelling-overseas

 

See headline #5

 

This section from the article below in italics is basically WRONG, i.e. unless the person is going on holidays for a while and their Age Pension is taxable income, and for it to be taxable income, they have to go over a certain threshold, i.e. I believe it is around $32,279 for a (single person), after SAPTO has been applied for and approved.

 

https://www.ato.gov.au/individuals-and-families/income-deductions-offsets-and-records/tax-offsets/seniors-and-pensioners-tax-offset

 

Australia and Thailand have a DTA and when an Australian Age Pensioner becomes a resident of Thailand, i.e. after 180 days automatically for tax purposes, whether they like it or not, e.g. new tax code of Thailand from 1 January 2024 they can be taxed by the Thai RD.

 

https://www.rd.go.th/english/6045.html#:~:text=1.Taxable Person,any tax (calendar) year.

 

The above said, I can't see that happening as the DTA has been in place since 1989/1990, but Thailand has had the right to tax Age Pensioners back since then, and the new tax code reinforces that, but as I have said on many occasions, why would they bother now, and that my thoughts are that they are after the bigger fatter fish i.e. wealthy pensioners, not Age Pensioners who obtain welfare payments from their respective governments, yes, not the poor pipers just looking to survive in a country that allows them to live on the Age Pension, and of course contribute to the Thai economy vs living in Australia where they would be eating peanut butter for breakfast lunch and dinner.

 

Just below is the copy and pasted section from the article I am referring too.

 

Is the age pension taxable?

 

Yes — the age pension is counted as taxable income. You can ask Services Australia to deduct tax from your payment so you don't need to pay it when you lodge your tax return.

 

Read Article 18 of the DTA which will back up what I have said.

 

https://www.austlii.edu.au/au/other/dfat/treaties/1989/36.html

 

Not everything we read appears to be what we think it is just because someone says so, i.e. it is up to us to keep researching and find out things for ourselves, for me, you can't beat quoting the legislation, i.e. if you can find it, fortunately for me, someone else found it and I continue to pass it on for others to see and make up their own minds, part and parcel of learning and providing for the community.

 

 

11 minutes ago, JimTripper said:

Many end up drinking and sitting at bars and/or having relationships with prostitutes.

 

Hmm, how is you relationship, mine has been perfect for the past 17 years, just saying, oh and in my opinion most are p's, some you pay for directly, others indirectly, but you pay......LoL 

 

As for drinking and sitting at bars, yep, nothing wrong with socialising, if that's your thing, but everything in moderation Jummy. 

 

2 hours ago, MangoKorat said:

No mate, I've had a lot of fun thanks to that site.

 

The good with the bad

 

2 hours ago, MangoKorat said:

Today my account has been banned from the app for 'hate speech' - I presume because of the 'No Trans' statement, they don't say.  Just banned me and no offer to refund the fee for Gold membership. An appeal is allowed but strangely the site does not offer the facility for someone to state why they are appealing - there is just a button to click that says 'appeal'. Maybe I'm wrong, maybe I've offended Crypto Currency - in this screwed up world, who knows?

 

Sounds like the bad took over the good, with not so much fun anymore ?

 

2 hours ago, MangoKorat said:

IMHO, there is something very wrong with today's world.

 

You only just found that out ?

 

2 hours ago, MangoKorat said:

Will each one of us soon lose the right to choose the factual gender of our long term or sexual partners? Lose the right to choose what attracts us and what doesn't?

 

I would change your brand of coffee.

 

2 hours ago, MangoKorat said:

No mate, I've had a lot of fun thanks to that site.

 

I prefer AN, dating sites, can't say, I don't go on dates, as I don't want relationships, just the quickdraw McGraw.

 

In society today, there is control, whether on forums, apps and the like, if your words are picked up by the bots as offensive or contradictory to what is allowed, the bots will shut you down real quick and make if hard for you to get a response of prove your innocence, i.e. your proven guilty, end of story, it's a numbers game.

 

I recall I sent a link to someone on Messenger, as they asked for me to prove what I was saying, I was then banned from Messenger for violating their policy, them stating pornographic material was against their policy, I said W-T-F- and double checked what I sent, it wasn't porn much to my relief and I complained, and the ban was lifted that afternoon, no apology, no nothing, so welcome to the woke world of bots, guilty whether you like it or not, suffice to say, it doesn't have to be words, it can be links.

2 hours ago, georgegeorgia said:

I know it's now much much harder to claim the Disability pension a lot of hoops to go through .....not to mention if you want overseas portability it's another process to prove that's very permanent

 

The question I'm thinking is when you turn 60 and you leave your job is it possible NOT to access your SUPER and then claim DSP or other Centrelink benefits and leave to go for ASIA ?

 

• DSP is portable for a total of up to 4 weeks in a 12-month period. DSP can be paid for a longer period in the case of approved overseas study that is part of a full-time course in Australia.

https://guides.dss.gov.au/social-security-guide/7/1/2/20#:~:text=DSP is portable for a,full-time course in Australia.

 

If you want out at 60, maybe just take your Super, invest it into the ASX as I do and make a tax free living here.

 

An article of the new tax in Thailand that I found interesting today, here on AseanNow with my comments below.

 

https://www.huahintoday.com/local-news/expat-tax-twists-in-thailand-navigating-the-new-landscape-in-2024/

 

I would suggest when the article is talking about pensions below, inverted commas, they are not talking about Age Pensions, however, they can tax Age Pensions if they decide to under Article 18 of the DTA for Aussies, but can't see this happening personally as they could have done this from 1989 when the DTA was agreed upon, so why bother now ?

 

I believe this is more so aimed at the "Wealthy Pensioners" drawing down from sourced funds like superannuation schemes and other investment vehicle's that will be taxed in Thailand, and those individuals being taxed here in Thailand can apply for credits back in their country, where the funds came from.

 

Makes sense to me as Age Pensions do not get taxed in Australia if they are a resident of Thailand, therefore there would be no credits applicable for Age Pensioners.

 

Copy and pasted from the article below.

 

"Pensions, while taxed in Thailand, may find some relief through double taxation agreements with the home country".

 

"Wealthy Pensioners":

• Minimum age: 50 years old.
• Minimum annual pension or passive income: US$80,000.
• Alternative option: If your income falls between US$40,000 and US$80,000, you can compensate with a minimum investment of US$250,000 in Thai government bonds, foreign direct investment, or Thai property.

 

 

 

I would suggest when the article is talking about pensions below, inverted commas, they are not talking about Age Pensions, however, they can tax Age Pensions if they decide to under Article 18 of the DTA for Aussies, but can't see this happening personally as they could have done this from 1989 when the DTA was agreed upon, so why bother now ?

 

I believe this is more so aimed at the "Wealthy Pensioners" drawing down from sourced funds like superannuation schemes and other investment vehicle's that will be taxed in Thailand, and those individuals being taxed here in Thailand can apply for credits back in their country, where the funds came from.

 

Makes sense to me as Age Pensions do not get taxed in Australia if they are a resident of Thailand, therefore there would be no credits applicable for Age Pensioners.

 

Copy and pasted from the article below.

 

"Pensions, while taxed in Thailand, may find some relief through double taxation agreements with the home country".

 

"Wealthy Pensioners":

• Minimum age: 50 years old.
• Minimum annual pension or passive income: US$80,000.
• Alternative option: If your income falls between US$40,000 and US$80,000, you can compensate with a minimum investment of US$250,000 in Thai government bonds, foreign direct investment, or Thai property.

 

15 hours ago, OneMoreFarang said:

I think everybody who thinks for a minute should make sure they have a valid health insurance before they travel.

 

That is a very valid point, I NEVER travel without it, however I do know that some fine prints don't cover motor scooters or the ones that do, make sure they don't have a bigger engine capacity of a 125cc, and you must have a valid international Riders Permit, or Riders License in the country you are riding in, and of course, wearing of a helmet.

 

From what I have read, he wasn't wearing one, but she was.

 

I might be mistaken, but this is a merry go round, same stories, different day and to be perfectly honest, if the guy didn't fit the above criteria, it's no different to me than being reckless and then burdening your family and others with your crap, suffice to say, I have no sympathy for him, and that little kid in the photo, well life just end up being that little bit tougher now, because his dad didn't grow up.

On 2/7/2024 at 12:06 PM, georgegeorgia said:

I'm wondering if it's worth working and salary sacrificing into Super and then retiring at say 64 with a million dollars

 

If you can afford salary sacrificing, then all and good, you save on the tax you would have otherwise paid if you didn't salary sacrifice, so you would want to work out how much tax you would have saved over the period you are looking to salary sacrifice. I don't imagine it would be that much in the short term, plus you have to ask yourself, how much will your Super grow during that period as well (crystal ball) required.

 

On 2/7/2024 at 12:06 PM, georgegeorgia said:

Problem with that is you won't get the OAP pension at 67 ,am I correct?

 

Yes, If you have over the asset threshold you will get sweet FA, so a million $ is over the threshold amount.

 

On 2/7/2024 at 12:06 PM, georgegeorgia said:

If that's the case ,is it worth salary sacrificing,saving into your super ?

 

Discussed above.

 

On 2/7/2024 at 12:06 PM, georgegeorgia said:

I'm thinking far better to retire at 60 take what you have in your Super and spend it ,but I'm thinking the government is not that stupid

 

 

Taxing your Super at 60 is tax free, you can spend it, up to you, as long as you can say where you spent it, shouldn't be a problem, as long as you don't have anymore, that said, if your Super is say $600k, I would suggest that you don't spend it, but live off of it on a budget and make sure you are just under the asset threshold, if applying for the Age Pension, that way you will be entitled to the Age Pension. 

 

On 2/7/2024 at 12:06 PM, georgegeorgia said:

One guy at my work tells me is retiring at 66 with over a million dollars and will tell Centrelink he lost it at the casino so he can get the OAP

 

LoL, tell him that I said, good luck with that one.

 

On 2/7/2024 at 12:06 PM, georgegeorgia said:

I'm thinking better to retire at 60 with $600,000 live in Thailand on $40,000 a year come back at 67 for the OAP but...still won't get it because saved too much Super I believe??? 

 

If you do retire at 60 with $600k, you won't need as much as $40,000 a year to live on in Thailand, to then go back at 67 to claim the Age Pension, and you won't have too much in Super, because you will make sure that your Super is under the threshold amount, (see link below).

 

The link regarding the asset thresholds is simple, you just have to make sure that you plan well ahead, and be careful how you remit money here to Thailand because, if I am not mistaken, your Super will be taxable here, because it wasn't taxed in Australia, I say that because your residency status will change to a resident of Thailand after 180 days here. 

 

Whether Thailand enforces the residency rule here on expats is something to keep an eye on.

 

Also remember, if you retire at 60 and live here till your 67, you will have to do the 2 years when you return to Oz to claim the Age Pension.

 

A lot to consider, e.g. rent, cost of living for 2 years, and being away from Thailand, GF/BF miss you so muk, love you long time etc etc.

 

I retired at 55, now 63, no regrets, as for the Age Pension, my feasibility research tells me that it would take me 4 years to recoup the outlay, if I was to return for the 2 years to claim the Age Pension, so I would be 71 before I actually got back what I spent in those 2 years in Australia to claim the Age Pension, suffice to say it's a dead duck for me, exactly how the Oz government planned it to be, but most don't seem to do the math, that or they have accommodation and live on the very cheap, which would make it a possible break even scenario for them, which would then make it worth it for them. 

 

https://www.servicesaustralia.gov.au/assets-test-for-age-pension?context=22526

 

EDIT: Once you do receive the Age Pension and do your 2 years, when you return here, you will not pay tax on the Age Pension here under the DTA, DO NOT pay any attention to someone who says otherwise, or you be, as you say, "up sh-t creek, you can look it up for yourself under Article 18 which has been thrashed about on the Australian Age Pension thread, but that individual still doesn't get it and will provide you with misleading information. If you don't understand Article 18, have someone explain it to you who does, and don't even go near Article 19, as that person believes it is part of Article 19, which is only for Government Employee Pensions, not Age Pensions and annuities which were Article 18 covers.

 

https://www.austlii.edu.au/au/other/dfat/treaties/1989/36.html

 

 

 

9 minutes ago, Lacessit said:

I must admit it does grate somewhat keeping 800K baht in a savings account when it could be out there working for me.

 

I feel you, same, same here.

 

9 minutes ago, Lacessit said:

Having said that, I have a few concerns about the route you describe. The first is whether the other shoe drops, and thousands of extensions suddenly become illegal as a new broom sweeps through.

 

Agree, however the trough is where they all eat out from, and if you know pigs, just try and take away their meals and you could lose a hand quite easily, that or end up as their meal.

 

12 minutes ago, Lacessit said:

The second is I don't know if my local office is corrupt or straight arrow.

 

IMO i believe they all are, it's part and parcel of the system, this is Thailand remember, even though they might look clean, any opportunity they have, they will look for that extra baht, even happens with street vendors, e.g. standing in line to buy some fruit, farang (tourist) in front of me, I will have some pineapple, melon and watermelon, 300 baht, ok, thanks, me next, speaking in Thai, pineapple, melon and watermelon 120 baht.

 

16 minutes ago, Lacessit said:

The third is picking an effective and honest agent, which is an oxymoron, given what they are doing. There are stories of agents losing or stealing passports, none of us need that hassle.

Perhaps an agent just to negotiate the tax component with Immigration?

 

I don't know of any, and agree with what you are saying as I use and have always used the money in the bank route, one will have to address it when and if the time comes, and I decide to use that route, via expats that have used the same agent for years.

 

8 minutes ago, LosLobo said:

FYI :

Tax ID Required For Thai Retirement Visa Extension? - Integrity Legal - Law Firm in Bangkok | Bangkok Lawyer | Legal Services Thailand

 

Might be time to see an agent, come next retirement extension ?

 

I say that because, immigration won't allow their piece of cake to be taken away from them, all the way to the top IMO. Talking about all of those expats that don't have the funds to put in the bank and use agents for a fee which is also split with you know who.

 

As mentioned, more than one way to skin a fat cat oi.

 

 

 

I'd really like to know how this is going to effect expats that use agents because they don't have the funds to remit to Thailand, if the RD wants them to have a tax file number.

 

I hazzard a guess that immigration officers around the country would come up with some genius idea, like only target those with funds in their accounts when applying for extensions, e.g. hey Mr Money Bags, you need a TFN to declare where the money you remitted came from, so the RD can look at possibly taxing you.

 

As for those who use agents, they would get a free pass for the usual brown envelope via the agents.

 

Hmmm, if this does occur, I thinks me will see an agent. 

 

 

 

 

10 minutes ago, Lacessit said:

The most critical aspect appears to be whether Thai  Immigration will be demanding a tax number, or evidence of a tax return, when any foreigner fronts up for a retirement extension.

 

I somehow can't see that happening, and the reason I say that is, because think how many expats here use an agent because they don't have the funds to put in the bank.

 

The above said, that would rattle a lot of people's extra cash flow, agent's, immigration officers and the like all the way to the top.

 

They might do that to those on Marriage extensions and Retirement extensions that show money in their accounts.

 

Now if they go down that avenue, I might just get me an agent as the interest you get from banks here is pitiful, and you pay 17% tax on that interest, so I am told.

 

If I left that money in the bank back home, even after paying 10% withholding tax, the interest would be more than enough to cover the agents costs + some left for me.

 

There's more than one way to skin a fat cat, just my opinion.

46 minutes ago, OneMoreFarang said:

I am amazed how many people still go to Phuket, for holiday or to live there.

 

I was there last year for a week, Patong that is, been going there with the family for years, but since the last trip, I reckon it's been a good 3 years.

 

We prefer driving around further south at other destinations during our road trips, like Hua Hin, Krabi, etc, cleaner and less touristy compared to Patong.

 

If your like me, you stay just out of Patong, e.g. within a 10 minute walk of Bangla Road, and travel to places like Nai Harn Beach, Kata Noi Beach and even Karon Beach for the day. There isn't really that much to do there, hence the reason we mostly enjoy the comforts of the hotel and it's facilities, after all  it's a holiday for relaxing isn't it.

 

But with the amount of money Patong brings in, they could do with wider pedestrian sidewalks and rainwater spill off into the gutters, because one downpour and it's game over, instant flooding. Less money lining their pockets, more into infrastructure and less development. 

 

 

5 minutes ago, Lacessit said:

IMO if you are in Thailand more than 180 days ( FY? Calendar? ) you will be taxed by the Thai authorities on income.

 

Fair call, it's merely differences of opinions. Personally I would change the word "you" with "could" be taxed by Thai authorities on income. Lets not forget the DTA has been in force since 1989, yet here we are in 2024, some 35 years on, and I haven't heard of one Australian Age Pensioner stating that the Thai authorities tax his Age Pension. Not saying that they are not within their rights. All countries have codes and regulations, yet seldom enforce them.

 

9 minutes ago, Lacessit said:

Someone solely on the OAP in Australia has the pension to report as assessable. However, after thresholds and offsets are taken into account, no tax is payable anyway.

It's a moot point whether submitting a tax return in Australia means one has been taxed, even though they actually paid no tax.

I tend to agree the accent is on the word WEALTHY, although as yet that has not been defined by the Thai authorities.

It should be common sense government pensions are not taxable anywhere on the planet, but that would mean thousands if not hundreds of thousands of bureaucrats would be out of a job.

 

Totally agree with you on that.

 

58 minutes ago, Olmate said:

 And in another vein  altogether.... Dont rush to sign on for the OAP  +70day delay in processing your initial claim! 

 

Fortunately they back date it when approved, that said, I have been told, but cannot confirm, that you can apply 13 weeks prior to pension age.

 

If the above is correct, one would only be 3 weeks out if they applied 13 weeks beforehand.

8 hours ago, GinBoy2 said:

So I was a gym rat for a lot of my adult life. 

Ate all the 'right stuff', went to the gym every day, you know the drill

 

But now as I'm in my mid 60's, it's kinda come to a 'Ah fu**k' it moment.

Not overweight, fairly healthy, happy with my life in general, my middle aged wife is OK with how I look, so yeah time to let go I think

 

 

Your body needs you to keep moving it, remember as we age, we lose muscle.

 

Lighter weights, more reps keeps your muscle from drooping.

 

Walk an hour a day to get the blood pumping, you'll feel better for it.

 

Eat the right foods, less sugar, alcohol consumption.

 

I am in my early 60's and do the above, and I get praised for my looks everywhere I go, most people say I am 50.

 

Friends the same age look weathered, smoke, drink, don't exercise and eat crap.

 

It all boils down to how you want to feel and how you want to look.

 

 

1 minute ago, Mike Lister said:

Umm, do I sense that we have  a member with multiple accounts or is it just me? I think maybe some IP tests are in order.

 

Only 1 here.

2 hours ago, LosLobo said:

I unreservedly apologise to @My Ego and this forum for unknowingly posting an incorrect viewpoint and the out of context information of ATO Blake.

 

No apology required.

 

Perhaps of some interest.

 

https://community.ato.gov.au/s/question/a0JRF000000iq692AA/p00272926

15 hours ago, scorecard said:

"But hey, you believe what you want to believe, they are both law and they both apply to each respective pension, in layman's terms, once again, Article 18 for Age Pensions, taxable only in Thailand,"

 

The bold text above seems to have been confirmed several times.

 

So that leaves Oz citizens who receive OAP funds into their Thai bank accounts (specifically those who have no other income) and how will these funds be taxed by the Thai Revenue Department?'

 

There's been multiple postings re this very specific scenario but I'm still wondering what the answer is.

 

What's your thoughts? 

 

Thank you for your confirmation on the above.

 

I am not an expert in this or any matter when it comes to this stuff, that said, my thoughts would be to just keep enjoying life in Thailand, until you receive a letter from the Thai Revenue Department, if ever.

 

I say that because, they know Age Pensioners are small fry and just get by on their Age Pensions, month by month and also have the exchange rates to contend with.

 

On the other hand, if a "wealthy pensioner", not your typical Age Pensioner on 50,000 odd baht a month is bringing in big bucks, then I believe they will have to obtain a TFN and lodge a return, if tax hasn't been taken out in the country they sourced their funds from.

 

I note the key word being "wealthy", source Google, that said, I am of the opinion that they know the 50,000 baht goes straight into their economy, so why p-ss off Age Pensioners, who may return to their country where they get the pension from, it would be a loss/loss situation, but a realistic one IMO.

 

They are after the big fish, but have scared a lot of the little ones. 

 

 A wealthy pensioner residing in Thailand for at least 180 days is subject to a tax rate under the new tax law. Pensions brought from their country of origin may not be subject to the law if the person can prove that they have been taxed prior to being transferred to Thailand.

16 hours ago, KhunHeineken said:

Why is it I perceive a one link wonder who's not gathering all the info and viewing it subjectively? 

 

Careful now, as all it takes is one link to sink your yellow submarine.

 

https://community.ato.gov.au/s/question/a0JRF000000iq692AA/p00272926

16 hours ago, KhunHeineken said:

Perhaps you should elaborate on what you mean by "ATO conditions."  The links are clearly discussing the residency status of pensioners, and the tax implications.

 

Incoming missile.......prepare for impact......LoL

 

https://community.ato.gov.au/s/question/a0JRF000000iq692AA/p00272926

17 hours ago, KhunHeineken said:

You just said, "all I know is in Australia, you are either a tax resident of Australia or a tax resident of Thailand." 

 

You have contradicted yourself again. 

 

How's that ?

 

17 hours ago, KhunHeineken said:

No.  One can't "elect" to be a tax resident  One either meets the criteria, or they don't, and that criteria will soon change to a physical presence and time based model, making the criteria even more clear cut.

 

A movie just came to mind, was it Dumber getting Dumber or Dumber & Dumber, same, same.

 

If I elect to be a tax resident of Australia by meeting the criteria, then I have elected to be a tax resident of Australia, and lodge a tax return annually, how simple was that....LoL 

 

17 hours ago, KhunHeineken said:

How can it have nothing to do with it when A) the pension is deemed an income and B) the pension is taxable? 

 

You keep saying that, but an Age Pensioner living in Thailand only pays tax in Thailand, if Thailand wishes to tax the pension, then it will be deemed and income. It really boils down to how the Thai Government wants to approach it, that said, they haven't taxed Age Pensioners from Australia as far as I know, so why would they now. Don't bother replying to that, just speaking out aloud. 

 

17 hours ago, KhunHeineken said:

How can one "elect" to be a tax resident of Australia when they live in Thailand????

 

Um, excuse me, aren't you the one saying you are a tax resident of Australia, yet here you are living in the LOS....LoL, or are you trolling ?

 

18 hours ago, KhunHeineken said:

Yeah, you could be wrong.

 

Yet you have provided nothing to show that I am wrong, yet you keep deflecting, talking about changes coming, or are you know talking about the age pension etc etc, but we all know your in a corner and are WRONG.

 

Time for my coffee break, I earned this little victory......

18 hours ago, KhunHeineken said:

You posted it.

 

These are your words: 

 

"Not to get off track here, the above highlighted states: while pensions will generally only be taxable in the country of residence."

 

Are they your words, or not? 

 

Are you now denying you wrote them? 

 

You obviously are quoting my words from an article or articles, not the legislation, another deflection from your part.

 

18 hours ago, KhunHeineken said:

Once again, I would be interested in your "interpretation" of the "provisions" in Article 19.

 

No need to hightlight Article 19, you have already done that a dozen time, but can you discuss your interpretation of the provisions in Article 19?

 

I have done that in the above post reply.

 

18 hours ago, KhunHeineken said:

Aren't you putting it forward to be all about the aged pension?  After all, it is the pension thread.

 

 

 

You just put your foot in it M8, of course " I have been talking about the Age Pension" this is after all what this thread is all about, trying to deflect again ?

 

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