DirtyDan
-
Posts
220 -
Joined
-
Last visited
Content Type
Profiles
Forums
Downloads
Posts posted by DirtyDan
-
-
I invest in stocks - large companies and many of which pay regular dividends. The dividends are nice because they're taxed at a lower rate than personal income and they can be reinvested into more stock.
If you're positive you don't need it for 15 years (no medical/housing/bereavement/katoey-operations) then simply put it into blue chip stocks. These will be the big ones on the market - energy (XOM), Banking, Telcom, Transportation, Commodities. Pick a dozen stocks and start buying. You could also cheat and use a mutual fund for large cap companies (maybe a little less risky having someone in the game pick your targets)
$2k/month after 15 years at a reasonable 8% return will turn your $360K investment into $675.2k (this does not discount for inflation). If you choose a mutual fund, the managers will take a percent every year knocking you down to $622.2k but might be worth it to mitigate risk of selecting your own individual stocks.
You also want to make sure you're putting this money into an institution / bank that is credible - not one of the random Singaporean numbers that keep calling asking to invest your money.
Keep in mind that during the next 15 years, the stock market may go up and down, (which is why you need to be sure you will not need to cash in the stocks - it hurts when the shares are worth less) but over any 15 year time-span your initial investment will recover.
-
Do not have Schawb at all. that must've got lost in the threads.
-
Putin wants to turn this into World War III. He is begging for a fight.
Or is he merely testing all his borders and reinforcing them?
Russia has invaded Georgia and Crimea without the world being too upset. Now they fly over Turkey but actually held accountable for illegal incursions (assuming we believe the Western media saying the jet was in actually in Turkic air space).
Some interesting reads:
http://foreignpolicy.com/2014/12/30/yes-russias-military-is-getting-more-aggressive/
http://www.economist.com/news/briefing/21643220-russias-aggression-ukraine-part-broader-and-more-dangerous-confrontation (I like this one)
http://www.globalresearch.ca/the-myth-of-russian-aggression/5394632 (Interestingly showing a more Russian bias - Bangkok based writer )
-
I've had the burrito at La Monita's and really enjoyed it. How does Sabroso compare to Senior Pico's?
I can also recommend Mejico in central world - their taquitos are awesome - and as another plus, I heard they recently got a new chief direct from Mexico city.
-
By the way is your Canadian "chipped" card a recently received one to replace a magnetic strip card?
Negative... same chipped card I've used for last few years. Only thing that's changed is the ability to actually use the ATM.
-
I hear these Russian surface-to-air missiles are also quite effective at dealing with any stray Boeing 777s that wander into the wrong skies.
-
I've never had success with any POS debit card uses but the ATMs were no issue. But now I've been having issues with my chipped Canadian card for 2 weeks... first Krungsri and now Bangkok Bank. Any other ATMs offer 25K+ withdrawals?
This is frustrating. It was easier to use a bank card internationally 20 years ago.
-
With the universe sending you warm vibes like that, you need to go buy a lottery ticket while it lasts..
- 1
-
My banking has always been a mess and with this recent downturn in our patch, my tax situation may be changing as I may return to consulting but really don't want to leave the LoS. So I appreciate any insight.
FrankH, does your fancy Swiss system work if it's a direct pay-cheque being deposited or is it into an account owned by a registered business? If so, how do you get around the corporate tax?
If Thai tax is only paid on income coming into the Kingdom, what's the best way to bring in cash? Buy Baht at the foreign bank or possibly even gold coins? Has anyone ever been issued a tax bill for aggregate ATM withdrawals?
- 1
-
Don't over look this one point: Nestle is the one blowing the whistle here!
They're admitting anyone that does buying here in LoS is opening themselves up to the slavery issue. The American legal system is making it so the Corporations can't be honest with their findings... Nestle went out and actually traced the roots of their supply chain only so some sleazy attorneys and their starry-eyes clients can fulfill their get-rich-quick fantasies. The article says class actions suits have already been brought forth by pet food purchasers in the US, how will that help the people currently chained in boats here?
Now, if Nestle continues to buy from slavers after publishing their findings, then we talk boycott.
PS IMA FARANG: Recent CEOs canned for ethics violations - 2015 United Airline's for the unprofitable routes solely for government officials (investigation pending), 2011 BP's CEO after the Macondo blowout. Corporations are owned by their shareholders - regular people - that should hold their company's executive accountable for ethics.
-
Alexjou123, as others have said, you are more compassionate than most and you did the only right thing you could do. Wish there were more people like you in the world. I would never blindly give money to anyone because of a sob-story, but you tried to help and in the end only exposed his scam.
-
I often chuckle at some of the expats in our circles that are paying extortionate prices for their monthly condo rent. I could also tell you about the couple that lives in a 4,500 sqft apartment because their relocation agent told them that's all that's available. Or how about those Nichida prices, $7,500 USD per month doesn't go as far as it used too! I guess junior's edumacation is worth the location?
Anyway, stumbled across this great blog and thought I would share it with the community. We negotiated a 25% reducing simply by signing a 2 year lease. Anyone else have rental tips?
Www.njgibson.com/how-i-negotiated-45-off-my-rent-in-bangkok/ -
Thai watsadu has the metal shelving. I'm guessing it could be cut to size?
-
I've never even seen them in any wine shops or restaurants... good luck!
-
I wouldn't live anywhere that involves needing the BTS. That's one disastrous bit of transit on so many levels.
I like my area a lot. So much so, I'm not sharing. No hi.so flats so no worries.
While I agree the BTS was not planned very well to accommodate future growth (and its current state), it's the only efficient way to move around downtown during rush hour. I personally would not live in a place where I couldn't walk to a BTS station! (Within 1.6 kM anyways)
-
The brewery itself is to the North East of the City in an isolated "industrial" area - basically surrounded by farms.
They do tours, but you need a group of at least 20 to book. (PM me if you need a couple extra, I'd go with you! )
-
Thailand isn't hedging its bets, the new regime is simply finding new bedmates that care less about human rights and democracy. Gotta be hard for the Americans to watch their
puppet statelong time ally not even pretend to be a democracy anymore. -
It amazing how the major Thai banks are raising the foreign card fee at the same time...shows how little banking competition there is in Thailand and how the banks must get together to discuss fees.
You do realise who owns the banks here, right?
200baht and then my home bank hits me up for additional 150baht.. Sucks when I want to take out more than the 20,000 transaction limit.
Several banks have ATMs that offer 25K, the yellow ones in/around BKK offer up to 30K, BKK Bank 25K.
-
What about all those business card printing places in MBK, do they do stamps as well. http://www.instantprint2000.com/portfolio.html
-
I've recently stumbled into K.U. Garden. While it's all pet food on the ground floor, the upstairs was all gardening and irrigation supplies - way better selection than the HomePros nearer to inner-city BKK (LadPro/BangNa). Also, be sure you can communicate decently in Thai.
-
Send them to Vietnam... two problems solved.
-
Fair enough. I'm from a cold climate and had assumed that's why my smuggled fruit / veggies were dying... (much lake grapes planted in very hot climates need to be harvested sooner or rot on the vine). Any chance your nighttime temps in NM were sufficiently low enough to stave off the effects on next day's warmer temps?
-
- it's the rebar that's used to keep a concrete kerb/curb in place. (the kind your tires sit against while parking). The concrete has been removed leaving the rebar poking up... there's a possibility it's just sitting in a hole in the asphalt and could be pulled out. Easy to hammer though.
-
It's too hot for our pumpkins here. The fruit starts and then they just rot in the heat.
Saudi Arabia 'planning mass executions'
in World News
Posted
The difference is that felons in the US have undergone due process and been unequivocally found guilty of heinous acts. In Saudi, the punishments do not reflect the crimes.