I used Wise for years while living in Bali. Great sending from USA Bank to an Indo bank there. When I recently moved back to Thailand after the Russian takeover there, I attempted to send money from Indo to BKK Bank. A nightmare of huge proportions. Customer service which now shows a Singapore number is actually based Manila. I spent 5 business days with at least 25 calls on my own dime attempting to straighten it out. No go. After ten days without any message or email the money showed up in my BKK Bank account of which I was unaware. Countless selfies, verification's to the point of insanity. Wise is/was great for big country to 3rd world, but between the latter beware.
Last time recently i used Remitly, which gave an exact exchange rate plus a 20$ free sign, up then after that I realized they would rob me. I am now in limbo with the whole deal. Wise has lost the plot if you have any problems.