One of the wisest comments which zeroes right into the fundamental point of letting someone have any sort of power over you, financial or otherwise. That's why I don't use any visa services that others swear by. I won't place important paperwork in anyone else's hands. I would never let any Thai girl or anyone else know ANYTHING about my finances, how much I make, where my accounts are, property (it's all in the US anyway, except for the piano in my apartment). I would not invest in anything here, period. I looked into it briefly, no thanks. Master of my own destiny.