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mvdf

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Posts posted by mvdf

  1. 10 hours ago, stubuzz said:

    I think the problems are connected with the verification process as i have to enter a code sent to my mobile to authorize the transaction.

    Yes, cards with 3DS (Verified by Visa or MasterCard SecureCode) invariably require a response to the challenge question  which would be the randomly generated code sent via SMS or e-mail or in some cases by approving the transaction on the app. This is especially the case for card-not-seen purchases or transactions made where the card is not physically inspected or seen by the merchant. 

     

    You cannot make transactions above a certain Baht threshold if you attempt to skip or cancel the VbV or SecureCode authentication step. Repeatedly making cluster transactions to test the lower threshold (i.e. looking for the amount where an approval is obtained without a code provided) can trigger a fraud alert and possibly card blockage. 

     

  2. Very distressing consequences of this pandemic. The adjunct or secondary effects are far reaching, impacting not just the health of immunocompromised people but also the mental and financial well-being of the non-infected, the economies of governments and job markets. It indirectly curtailed civil liberties, decimated jobs, lowered the happiness index whilst doing the opposite to the poverty index and reduced some of the most stable countries to a state of mendicancy.

     

    Mental health issues can be very challenging here as resources to address them are limited and those affected tend to hermetically contain or insulate themselves until it's too late.

     

     

  3. Transfer via SWIFT or withdraw and convert to EUR, then take it with you. Be sure to have with you the following: 1) proof of withdrawal from UOB and ideally 2) proof of transfer from your overseas account to UOB.

     

    When you arrive in Europe, declare the money. Customs will want to see proof of source of funds (at least that was my experience when I returned to Germany a few years ago with 33k EUR). Re-injecting the funds back into the banking system in Europe could trigger questions which is why it is important to have proof of source of funds.

     

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  4. Just now, RJRS1301 said:

    Decrease fat intake in diet

    Very very hard to do when the in-laws cook. Not easy to explain "stones" and why her excellent cooking is incompatible with them. 

     

    1 minute ago, RJRS1301 said:

    increase grapefruit juice/apple juice intake to 2 glasses daily at least. 

    Tablepoon of olive oil daily, for a few months.

    Can do. Thanks for the tip.

  5. Just now, fridog said:

    A friend of mine had his removed by laparoscopy at Samitivej for about the same price you're mentioning. He had health insurance, though.

    I also have health insurance but i doubt they will cover costs as i have had the stones for probably a decade (i think they can tell by the size lol).

    • Like 1
  6. Thinking about having mine removed as well. Stones were initially diagnosed and seen several years ago in Singapore (2013 i think). Was asymptomatic since then but lately had bouts of unbearable pain in lower right rib area and I already suspect the stones as cause of it. I'm in my early 40s and also not fond of surgery (Spondylodesis in Heidelberg Germany in 2002 with subsequent 8 weeks of "Kur" rehab still etched in my brain). 

     

    Will one day need to have laparoscopic cholecystectomy done of course. Was quoted 300k+ THB by a leading hospital in BKK. 

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  7. Might have lost it... might have sold it to some underworld chap for "urgent banking services"... might have sold it to someone who "doctored" it for a desperate foreign criminal willing to pay big bucks to move from country A to country B with the ease of a Frenchman's passport... might have auctioned it off to highest bidder at the annual mafia goodies auction... might have found its way to Kaoh San Rd for that "passport with Sorbonne Université diploma package deal for 100k baht"

     

    Or her kid might have snipped it into pieces and said "look mama สวยมาก!!"

     

    Lost in a maze of possibilities. 

  8. Yes, never ever accept unknown CODs. Doing so could imperil your freedom if the contents turn out to be the D word. In these difficult times, starving criminals (and legitimate law enforcement officers) can be driven to perpetrate sophisticated entrapment scams with the sole aim of squeezing out every financial juice from the gullible COD recipient. Don't do it.

     

    Don't. Regardless how tempting the opportunity. Fatal consequences too if you don't happen to have 2 mil baht to pay up while you are being choked with plastic bags.

  9. 1 hour ago, brianthainess said:

    I think I really do now need to involve the cops as what will happen to any new ATM cards sent to me or other mail.

    A scary possibility at a time when travel is extremely restrictive and prohibitively costly. Fortunately my bank in Germany sends new cards to me by DHL. I sent an email authorising them to charge the courier fee to my account but they ignored the authorisation and still sent the card by DHL at the bank's expense.

     

    I suggest having backup accounts, funds and cards. Apart from health insurance, they are a prime necessity these days.  

  10. 8 hours ago, Neeranam said:

    Thanks for your reply. 

     

    So it is hard for you to understand if you bought Bitcoin a year ago, you would be up 100%. 

    If you bought it 12 years ago, you'd be up 600,000,000% and anywhere in between you would be well ahead.

     

    Not exactly rocket science is it?

     

     

     

     

    Spare yourself the stress and unrequited love. They will never understand. It's like talking to a wall. Most do not have the intellectual capacity to understand how this works. Their gears of paranoia and illiteracy are well oiled.  

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