Both. My condo cost me 2m baht 23 years ago. It's now worth over 4m. I pay 3,000 baht/month maintenance fee, totalling 828,000 in fees over the 23 years, so I'm still over 1 million in profit (collecting money, as you put it) and I have 80 sq. metres, two bedrooms and two bathrooms. The owner (me) can't/won't kick me out, the rent (none) won't go up, I have total peace of mind, I can leave my wife a place to stay virtually free after I'm gone, and I have more money to spend on what I enjoy doing (the living part of it). How's your rent security working out for you?