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CanuckThai

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Posts posted by CanuckThai

  1. 21 minutes ago, bubblehead said:

    Thanks did you need the original Marriage cert, house book and ID card.

    Do you need to show money in the bank?

    A printed scan (or picture) of the docs required is accepted.  As far as financial docs, I'm not sure if it is a requirement,  but the HMC consulate took what I had (CDN and Thai bank statements), in the stack of docs I handed the consulate ladies.  All went smoothly, no issues.

  2. 1 hour ago, giddyup said:

    Who has one spoon for gods sake, death row prisoners?

    I've got to tell you, when I set up our place, I bought new everything.  The cutlery tray,  was filled with a broad western "efficient feeding weapons" selection.  It has been whittled down and replaced (by ghosts) to a prison style tinfoil stamped collection.  I protect with my life, the last teaspoon, steak knife and decent fork.  

    • Haha 1
  3. Rip to the unlucky.

     

    I was at a celebration last night, sat with 2 directors (1 local school, 1 local hospital), and our wives.  The wives (not drinking) left and went home, after a good visit.  The 3 of us continued "celebrating" until we ran out of whiskey, brandy and gin...2 of us staggered our separate ways home, one was adamant about driving....  Mai pen rai

  4. Use google and search for a broker app eg: priceline, cheapo car rental etc.  You get all the prices from all the rental companies on "one page", offering the class of vehicle your after.  Check out the reviews, customer feedback, what they include/require (insurance, mileage, etc), and if available on your dates.  Easy peasy....

     

    Good luck

     

     

  5. On 4/9/2019 at 3:47 PM, Pookaow said:

    If a westerner marries a Thai lady is he responsible for the debts she has incurred before marriage?

    Knowing how much her debt she holds, is important.   Knowing who holds the debt is just as important.  Always ask who holds the debt (bank, government ministry (education, health, military, police, etc), family, loan shark), how many co-signs is she on the hook for.  The web of co-signers is phenomenal.... 

     

    You might not be on the hook, but your wife may have grief if it, or anything she's guaranteed, goes delinquent.   A funny thing happens to some Thai's, when a new farang income is sourced....

  6. On 4/3/2019 at 7:09 PM, SteveK said:

    I've been using Netflix for several years now, including when in Thailand. It has been very useful, however there are some issues. As mentioned some content is not available in Thailand, but most is. I found Malaysia was far, far worse, loads of content was blocked. You can't get around it, even with a good paid-for VPN service, or at least I couldn't, they seem to know if you are on a VPN (I tried with nordvpn and tunnel bear to no avail), but you probably know more about this kind of thing than I do so YMMV.

     

    My main gripe with Netflix, is that they very rarely get the triple-A Hollywood movies, but it seems to be packed with bargain-bin type movies you see at 7-11 for 99 baht. Combine that with the Netflix-produced specials, which are notoriously bad, then you quickly run out of content to watch unless you just want to watch box-sets like The Big Bang Theory, all of the Star Trek series, Black Mirror (one of Netflix's highlights), etc.

     

    Amazon Prime is better, but again, a lot of the top movies are only watchable with a surcharge which kind of defeats the point.

    The Netflix access might also be tagged with account admin details  (not sure).  I use nordvpn as well, and can access a full Netflix Canadian menu here in Thailand.  Very different (much better) than the Thai Netflix version content choices (with no VPN).

  7. 1 hour ago, BertM said:

    Many people in their right mind keep that much and more in cash reserves for normal operations & emergencies. I keep more than 800k in Thailand for my extension renewals and for my Thai wife to use in case I pass away until my estate is settled. I am happy with the ~2% interest on my 800k. I also keep a minimum of $25k in USA in my checking & savings for normal operations, paying bill's, etc., and i also have $500k in CDs and $2MM more in stocks for a 80/20 stock to cash portfolio mix with the rest in real estate investments.

    From a retired certified financial planner, CFP.

    Sounds nice.  I keep a couple (3) months worth of operating cash, and a 50k (CDN) line of credit in case of an emergency.  Every other satang goes towards investments/retirement/(RSP).  I'm not retired yet....

    • Like 1
  8. 3 hours ago, mlkik said:

    I keep 800,000 baht in a Thai bank for my retirement extension and the interest rate is as good as the rate if I kept it in a UK bank.

    No argument, but that is part of the point.  Who in their right mind (back in our home countries), would park the equivalent of 800K baht in a bank, to basically lose against annual inflation?   No significant gain, no tax incentive, nada.   A reasonable investment (or brokerage) can almost guarantee a safe X points above inflation or X% over interest rates at a bank...

     

    An annual burning of 20 baht bills for a humdinger of a bbq, would give a better roi than parking 800k here.

    • Like 2
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