Thanks. I use the retirement extension. I have Social Security deposited into the account where I keep 800K, and I then withdraw the SSA deposit every month, leaving the 800K intact. I went below 800K this year for the first time since 2019, because my wife needed to use 300K for a land transfer fee. It was only for a couple of days before she returned it, but it leaves me at 3 months and 18 days, instead of four months.