I have been using Wise for about 7 years. I have always made my transfers after 10 pm as my US bank's time zone is 12 hours behind. I had always received my transfers within seconds or 2 days.
Since Wise started using Plaid to link bank accounts to their platform, it now takes 5-7 days to arrive at Bangkok Bank. My bank isn't listed on the Plaid platform, so it can't be linked to Wise . My transfers now take at least 3 days for Wise to receive my money, even though my bank account shows the withdrawal was processed within the next 24 hours. After Wise receives the money, it then takes at least 2-4 more days for it to arrive at Bangkk Bank.
I have called Wise support numerous times, inquiring why it now takes longer, but they have no explanation.