Dan O

Deemoney isnt a bank although works with them. WIse also uses SCB and yes without signing a special authorization the other banks limit the transfers. Swift Wire transfers coming in have a much higher limit than the 50k. A fair bit of the money coming in thru Wise is not ending up at those 3 banks and thats were it can get more cumbersome if your in a province way outside BBK

its great that Fidelity does that, I've never heard of any bank being completely free on Swift WIres unless your in some special customer class and then they recoup the fee values somehere else in the account. Im straight myself already and happy with the Banks I use and how the process goes for me. Swifts go direct bank to bank so my transfers go to Krungsri and I have the necessary Imm paperwork available from them.

There is no " free" in banking other than they may not charge the processing fee ($45) but the exchange rate is where they will make it up so its not really free. Check and compare all the exchange rates and processing fees and you'll have the complete costs

I agree. I'm on the monthly method though so the swift transfers give me the codes the easiest way that I need. All my other transfers I'm using Wise

I am not aware of any bank that will do the swift wire transfer for free, most are $ 25. BUT They definitely rape you on the exchange rate everywhere I've checked. Mostly because more people dont do swift anymore with the advent of other types of money movers. You don't get the same level of detail though that swift wire transfers gives but they are slower so there's trade offs. For immigration financal requirements swift can't be beaten since its direct bank to bank

The challenge you run into with Wise is they do all there transfers thru only 3 banks, bangkok bank, scb and Kasikorn, I think is the 3rd. If your bank is not one of these then which ever 1 of the banks they used makes the transfer to your bank but it shows as a domestic transfer not international. Some banks are easier to work with in getting them your "proof" while others are not, especially if your in a rural province.

First off we're talking about Swift Wire Transfers which are quite different than a WIse or Mastercard or other transfer of cash. I use Swift Wire Transfers for visa financial requirements as it's direct bank to bank with no 3rd party bank like Wise uses if your bank isn't one of there 3. Swift Wire Transfers are also always coded as international transfers and the documents on the US side has everything listed so its quite easy to show it's an International transfer. Swift also has a higher limit on transfers. Last month I compared letting Wells Fargo do the exchange prior to transfer vs sending it Wells Fargo in USD and letting Krungsri convert on arrival in Thailand. Wells Fargo would have cost me 1.35 baht per dollar in exchange rate and Krungsri was .25 baht per USD. Swift transfers cost more than Wise, DeeMoney etc as almost all banks charge a $25 fee but for me to get all the specific info in 1 place coded correctly and direct bank to bank its worth the few extra dollars a year. I only use Swift for my visa deposits all others I use Wise.

you may want to check with the ladyboy population here?

he can do it but the variety of misleading and partial info from the forum members will confuse the hell out of him

if he's in the USA its the middle of the night and he stated he supplied his email for replies, which was removed.

again you apparently can not read and just guess at what is written and what it means. speaking with an owner about how business is going or how commissions are charged from advertisers or if there's any difference in rates does not say "hey buddy can you give me a cheaper rate if I book direct? " You are a troll and trying to deflect from your original inability to read and comprehend. Im done with you on this topic, go back under the bridge where you live.

Just because you stay in dumps or do walk ins doesnt mean everyone else does. Nothing wrong with a walk in either. Where did I say I tried to negotiate a cheaper price? Learn to read. I know several resort and hotel owners and talk with them about a variety of issues, that being one of them. Dont be a troll cos you got called out for not reading well

I know, I read that and I was relaying my experience in speaking with owners about the commissions charged . Try to keep up

Not sure where your seeing that. I've used agoda for years and never any issues like that. I've spoken with owners about those commissions and if cheaper to book direct and its seldom much different per the ones I've talked to

My amundi pioneer acct charges $15. Its a mutual fund tied to bny Mellon bank at $15

My Wells Fargo bank does swift at $25. My pioneer acct charges $15. Yes you should never let the bank convert the transfer as tgey charge among tge highest exchange rates

My mom. She died before I was old enough to remember her

For me its worth the few extra dollars and know that with a Swift Wire Transfer it automatically gets the proper international coding and goes direct bank to bank without any middleman bank

Truist is a Bank and all banks do Swift Wire Transfers but its the coding that the transaction gets when it arrives that's important. There are a number of ways to transfer money internationally. Not all money movers are banks and may not have the correct international code once they get into Thailand due to the way they transfer money or require extra paperwork to obtain verification and if its for visa requirements then that matters.

Most banks only charge $15 or $ 25 for a Swift WIre so if your bank is charging $45 they are abusing you.

Swift Wire transfers are direct bank to bank and always have the international code needed to prove source of transfer. The limits on Swift transfers are higher than WIse or other money transfer sources. Wise only uses 3 banks (Kasikorn, Bangkok Bank or SCB) currently to transfer into Thailand and then if transferred to another Thai bank you lose the international code as its a domestic transfer. Be careful and save yourself some exchange fees using Swift as your bank may rape you of exchange rate. I always just send USD and let the bank here do the exchange and its much better rate.

yeah but I guess you missed the part that the hospital staff refused to take him in for treatment

IF you ever hear any conclusion or follow up on this story it will be a first. In the end the investigation will decide it was just a misunderstanding between the hospital staff who were just trying to clarify what insurance or who would take financial responsibility and they never turned him away. The emergency responder in his haste to help the injured just misunderstood them and left to go to another hospital before it could be sorted out.

the strings were and are being pulled a bit higher up and continue to be

not sure here in America you're referring to but most major cities have large asian communities. They just tend to center around themselves and unlike here they're not looking for the money and stability as the major factor, they look for real commitment and love