Etaoin Shrdlu
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Posts posted by Etaoin Shrdlu
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28 minutes ago, ThaIrish Sean said:
This one's range seems to be limited to the eastern US and Canada.
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If vaccines were not effective at reducing hospitalizations, the number of vaccinated persons hospitalized would reflect their percentage within the general population, all else being equal. Using the number of hospitalized patients cited in the al Jazeera article as well as the 75% vaccination rate, this would mean that there would be about 1,100 vaccinated persons in hospital. Since the number mentioned for vaccinated patients in hospital is 512, it is probably safe to conclude that the vaccines have significantly reduced hospitalizations. But all else is probably not equal and one would need to factor in vaccination rates in age groups and perhaps also by general health. If such factors were taken into account, it would likely be the case that the effect of the vaccine on reducing hospitalization is even more pronounced.
Missing from the article is information on fatalities and the degree of severity of illness in the vaccinated versus unvaccinated.
I don't think many credible medical professionals are stating that vaccines reduce the possibility of hospitalization by 100% or that they are 100% effective in preventing transmission.
I do understand that there are concerns that the vaccines are only approved for emergency use and that possible long-term consequences remain unknown. But that's kind of like raising the issue of long-term consequences of using fire extinguishers when your house is on fire.
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13 minutes ago, Bob12345 said:
Due to the mortgage our account is 10 million negative. If the bank collapses, would that also wipe out 9 million of my debt?
Unfortunately not. Your loan is considered an asset on the balance sheet of the bank and would be sold or assigned to another lender in the event of your bank's insolvency. Somewhere in the fine print of your loan document there is likely wording that gives the bank the right to do that.
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2 minutes ago, mhortig said:
Thank you very much for your information and assistance. This is exactly what I need.
You will need a new account for this because the restricted one can't be changed over into a regular savings account, at least that was my experience when I tried. But there's no reason you would need to stay with BBL. I think any Thai bank can be used with the new system, so if you have another account at another Thai bank, you could switch away from BBL. BBL will be more familiar with the SS forms, so there may be some convenience with staying with BBL.
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I shifted the direct deposit from a restricted BBL account to a normal BBL savings account that has an ATM and internet banking enabled. I downloaded the form for Thailand from the SS website linked below, completed it and had my BBL branch sign and stamp it. I then emailed a scan to the SS office in Manila. When the switch takes place depends on whether the request gets into the system before the next month's cutoff date for payment.
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I wonder if there is a woman with the name Chiretta Green.
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Termites. There will be tubes leading from he nest into the house where the termites have been feasting on the wood inside. Termites hollow out wooden moldings, floors and fittings leaving a thin veneer that looks normal but is unsound. If you are interested in buying the house, make sure an expert checks for termite damage first.
Usually the main termite mound is located underground somewhere near the house, but those mounds are so large the main nest might be in there somewhere.
Professional exterminators sometimes use bait that is treated with a chemical that interferes with the termites' ability to molt. The bait works slowly and it takes about two months or so for it to work. The colony collapses after the queen is fed with sufficient bait and dies. This method works quite well.
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2 hours ago, wensiensheng said:
I suspect you haven’t ever owned one? Or did you have a bad experience yourself?
I did not own one, but my father did back in the 1970s. He bought a new 911T in 1971 and owned it for about two years. Not a bad car, just expensive to maintain and not really practical. I enjoyed driving it.
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On 7/31/2021 at 3:45 PM, Cunning Stunts said:The sun in the Northern hemisphere is always to the south?????
Where do you get the idea the sun is in the northern sky????
The sun spends several months in Bangkok's northern sky as it makes its way up to the Tropic of Cancer (23 degrees north latitude) for the northern hemisphere's summer solstice. During the time that it is between Bangkok's 13 degrees north latitude and the solstice's 23 degrees north latitude, it travels across the northern sky. This is roughly from early May until mid-August or so. I don't have the exact dates.
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The website accepted my email address and sent me an email with a link to register. I started the registration process and all was well until coming to the "select type of visa" drop-down menu. All manner of non-immigrant visa types were listed as were diplomatic, Elite, official, etc. but no option for non-quota immigrant or permanent resident. I was tempted to select one of the non-immigrant visa types, but the website states that if any false information is submitted the request will be rejected. I also don't want to get put in some government database as being here on a non-immigrant visa.
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4 hours ago, Dick Z said:
I read a rumour somewhere that SCB will take over the business. But don't worry, some bank will.
This past week I attempted to transfer money from my Citibank account to my account at SCB, something I had done as recently as last month without a hitch. The transaction did not go through and the Citibank website provided an error message. I called the Citibank call center and was advised that because the sender's name and recipient's name was the same, the transfer could not be processed and that this is an issue only with SCB. I was further advised that if I attempted the transfer ten times within the next week, Citibank would fix the issue for me but it would take about a month. I'm not sure, but this could be evidence that a transfer to SCB is underway.
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Citibank's exit could consist of a couple of transactions. The bank itself is a branch of Citibank N.A., which to me indicates that the entity itself can't be sold. The accounts could, however, be transferred to a new owner. The credit card portion of Citibank's operation is perhaps the most significant and I doubt a buyer would make huge changes in a short span of time, but at this time it is not possible to say.
I understand that Citibank has local subsidiaries for their leasing and brokerage operations. I suppose these could be sold separately if that made commercial sense.
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Further to my July 20 post, I can now report that SCB returned the funds to my son's account last week. It took about three weeks to get the money back. No police report was required.
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The Porsche owner's two happiest days: The day the buy the car and the day they sell it.
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4 hours ago, moogradod said:
Does anybody know if this is the case with ICBC as well ? ICBC is actually a Chinese Bank. Is the ICBC in Pattaya as well a "branch" or a "subsidiary" ? And does this really mattter ? As far as I have seen all foreign banks carry a "(Thai)" in their legal name, making them actually a Thai bank. So in theory this local legal entity could get bust by itself and then it would not help if there is a strong "headoffice" somewhere else - 1 Mio guarantee it is for any account holder in Thailand with that "branch" or "subsidiary". And maybe a somewhat naive question: If China went to war - what would then be the influence on this Chinese branch. Thailand would be an ally I suppose, and it is my Thai wife who has an account there.
ICBC in Thailand is locally incorporated. Although 97% of the Thai operation's shares are held by the parent company, this still means that it would be a local subsidiary, not a branch of the parent company, and ICBC Thailand's creditors would not have recourse against the parent company's balance sheet. Deposits at ICBC Thailand would only be as safe as any Thai government guarantees and the strength of the local subsidiary's balance sheet.
http://www.icbcthai.com/ICBC/海外分行/工银泰国网站/en/AboutUs/Introduction/Background/
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3 hours ago, Thai Dan said:
Dunno, to be honest. Only saw the question on the enrollment forms. But it did calculate a discount based on that one question, so I would tend to believe they have a way of verifying. Who knows? Anyone know an insurance agent with a clue?
Unless things have changed in recent years, the Thai insurance industry is not able to access any DLT or OIC information regarding claims or driving history of individuals or automobiles, if such information even exists in any accessible form. There was talk in the industry some years ago about establishing a database for this purpose, possibly under the supervision of the OIC, but it never got anywhere back then. I'm not sure if this has changed, but I suspect is has not. I'd be happy to be corrected, however.
Self-declaration is ok, but without the ability to confirm with an independent authority, it is weak.
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3 hours ago, Thai Dan said:
I believe a driver's personal claims record does follow them from a Thai insurer to a Thai insurer, based on changes I have made and one of the questions on the enrollment forms being about claims previously made with previous insurers. But I'm quite sure they don't take a driver's record in other countries into account. Besides, insurance in Thailand is well priced so it's hard to complain even if you choose to pay @ THB 18k at most of the big name insurance companies.
Are insurers now able to refer to any type of independent database, either at the DLT or OIC, to access an insured's driving or claims records? This was what I had in mind when I made the original post. It wasn't the case in the past, but times change.
Agree that driving records outside of Thailand don't account for anything here.
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The spot on your liver and the elevated tumor marker may put this into the category of pre-existing conditions which likely would be excluded from Cigna's coverage. The Cigna proposal form would contain questions that would require you to disclose this information.
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I have always used Citibank to keep any meaningful amounts here in Thailand and used SCB and Bangkok Bank just for day-to-day purposes with low balances. Citibank deposits don't attract higher insurance from the Thai government, but Citibank's operation in Thailand is a branch, not a joint venture or local subsidiary, and enjoys the strength of Citibank N.A.'s balance sheet in the US. While it is possible for Citibank to go bust, it is less likely to do so than some Thai banks. It is a shame that Citibank is selling its operation here and this option will probably go away.
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I think the CDC wants labs to switch from the current PCR test that only detects Covid-19 to tests that can detect both Covid-19 and influenza and differentiate between them for diagnostic purposes. I don't think it means that current PCR tests would not still be a viable way of testing for the presence of Covid-19 for allowing travel and other purposes.
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Bought a second-hand condo in the Thonglor area to use as a rental/investment property for 6.8 million when the dollar bought about 40 baht. Spent a bit renovating it, then rented it out. Sold it in 2018 to a Thai buyer for 8.4 million when the dollar was at about 31 and change. In both baht and US dollar terms I did ok plus had rental income. But had I left the funds I used to buy the unit in the US, and kept them invested in the stock market, I would have been better off.
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16 hours ago, Autonuaq said:
normally you can do this. all depending on the type of address you have. the way you describe it it seem that you have left your country and are now having your residence in Thailand at the Embassy.
Under international the Embassy is officially foreign soil to Thailand belonging to the country of the embassy. Thailand has therefore no jurisdiction.
This makes the advice of the lawyer probably wrong and you have to go to your home country. but still you can ask the Thai court if they want to accept the case and rule it under the laws of the country that to Embassy represent.
this also have other implications that you need to translate all documents into Thai language and have this certified en legalized. as well all is done in the Thai language depending on the Court.
so yes there is a chance that you can do the case in Thailand.
the problem is the judges as well the lawyer not know the other foreign law system and all that comes with it.
While it may be possible to have a case adjudicated under a foreign country's law in a Thai court, I think it would be a difficult undertaking for the reasons you mentioned. Also, unless the plaintiff agreed to this, it may not extinguish the claim under the home country's judicial system.
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Just now, bbko said:
That's no more a tokay than my house cat is a lion.
It's a Water Monitor/Hia.
Didn't say it was a tokay.
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During the Vietnam War, American GIs called the tokay the "f--- you lizard" after its distinctive cry.
Tokays are nothing to be afraid of and they're not aggressive. We have them around our house and leave them alone, although one of my adult daughters is quite afraid of them.
We do call the security guards when one of these shows up in our yard:
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Snake identification
in Plants, Pets & Vets in Thailand
Posted
Could it be this one?
https://reptile-database.reptarium.cz/species?genus=Sibynophis&species=collaris