can afford insurance ,if I can get at a reasonable price at my age , but maybe with so many hoops to jump through in returning to Thailand , I will give it a miss and find some where else to go. In all the many years that I have travel to Thailand , the last 7 years it has got harder and harder, year on year to get a visa and they have always wanted to jump private insurance onto us , why not put it on our air ticket if they are so concerned about tourist not paying our hospital bills. Regards Popa