I think I am going to take 2 insurances : the LMG , the cheaper possible with the highest deductible...only for the visa....and then for myself without any deductible will found a cheaper insurance to be covers in full if.......!
I have contact maybe 20 insurers...all are Aware of the OA visa NEW requirements
but AXA , APRIL.Pacific CROSS.. all want a very heavy medical check up after 65 Y old.
then we have Abroad insurers like by example the UK WRLIFE ..they are cheap ( reasonable )..no deductible ect BUT need to have the health certificate act sign by Ambassy or ministry of foreign affairs....!!!! and not sure if My IO will appreciate that..or aware about it !!!
Its a full time job !!!