The article seems to be all backassward, the folks on Non O retirement or marriage, O/X, LTR, Elite etc all have invested financially so to speak to stay here long term. Have a look at all ED visas that were purchased in the last 3 years, free exempt 60-90 day stay entries for the entire planet, easy exit and reentry for those without visas to continue staying..... here you may find the criminal activity illegal work etc. ( the brown bag issue does not cease which is a huge problem ). good luck now trying to open a bank account without a Non O..........