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chalawaan

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Posts posted by chalawaan

  1. 3 minutes ago, DrJack54 said:

    Did you read the OP? 

    He was was asking about a ME Non O based on retirement.

     

    Your post re based in marriage is completely irrelevant. 

    I read the post. I was just offering related info, as I wish someone had told me years ago. 

    A lot of my info is relevant and practical to either visa. 

    Now, do you need the police and health checks and insurance for the Retirement Non O? Also, does it convert to extension of stay, or is it an annual pilgrimage?

    Thank you. 

  2. 23 hours ago, BritTim said:

    One very interesting option is Savannakhet. Several people have successfully received multiple entry Non O (retirement) recently. Financial proof is required, of course. 800,000 baht in a Thai bank account is the easiest, but proof of the money in a bank elsewhere should also be acceptable. There do not seem to be any funds seasoning requirements.

    What about police and health checks?

    I've only done the multi entry marriage visa here, and it's a piece of cake, can get 17 months out of it too! You have to download the form and have the paperwork it all perfect beforehand THB cash only too. They operate FAST there, get it wrong and you go back next day! 

  3. 23 hours ago, BritTim said:

    One very interesting option is Savannakhet. Several people have successfully received multiple entry Non O (retirement) recently. Financial proof is required, of course. 800,000 baht in a Thai bank account is the easiest, but proof of the money in a bank elsewhere should also be acceptable. There do not seem to be any funds seasoning requirements.

    Savannakhet are the best for so many easy visas that everyone else makes hard! The only drawbacks are no way to fly there, and you need an umbrella in the line no shade!

    The tuk tuks can get you to the front of the line for 200thb. But you still have to wait until the gatekeeper arrives then you're sneaked in the side driveway. All the Chinese do it! 

    • Confused 1
  4. 2 minutes ago, richard_smith237 said:

    Thats very good to know. 

     

    Reviews of that company are good... 

    I think they were about US$200 for a two week trip (skiing Japan) and thus seemed worth it. 

     

    Then I see some people suggesting they are covered for $25 for their trips to Thailand and I wonder why those policies are so cheap. 

     

     

    The question then begs... What did this young lad pay for his cover?....   

     

    I've always had some form of cover through credit cards... Young and stupid when I first came here I thought that was sufficient. Its easy to be led into a false sense of security.

     

    Yes, I became very clause sensitive after my hospitalisation, 

    Here's the twist in my tale...

     

    The fall I mentioned in the wet bathroom? It was Chiang Mai and I was pissed as a newt! 

    I landed on that Asian splash strip they put at the door, and broke a rib! (But didn't know it then). 

    Then two years later, Singapore Airport installed those electronic passport gates, never having used them, I hesitated, they closed on me smashing the same rib, again, I'm still oblivious that it's busted, but it hurt so much I nearly collapsed, I think at this point, it starts bleeding microscopically into my lung, two months later I get pneumonia, they x-ray me and find the rib broken, but I still didn't make the broken rib connection until months after I had been paid out, and since broken ribs rarely mend, and I didn't present to casualty with that complaint, just pneumonia, which I didn't know I had, either, only that I felt I was dying. And my lung was filling up with muck!

     

    So there you have it. 

     

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  5. 14 minutes ago, richard_smith237 said:

    If he were 'one drink over' ???...     I think the clause is unfair if the boundaries are 'tight'.

     

    The policy wording of course matters, but when selling insurance to a 20 something year old, is there not an onus on the company to ensure what they are selling is fully understood by the customer ?

     

    i.e. IF when shopping for insurance I was told by an insurance provider that I'm not insured for slips, trips or falls after 4 beers (BAC equivalent of) I'd go elsewhere, many would, as drinking on holiday is a very normal activity. 

     

    I've read on this forum that some providers use the term 'reasonable consumption'...   whats reasonable ?

     

    ... of course, we still do not know what the cause of rejection was. That would help the discussion.

     

    Reasonable is probably close to responsible national guidelines as per each gender. 

    I noticed your ski insurance is World Nomads, they paid for my $17000 ICU stay in Clark, Philippines. 

     

    This thread can get complicated quickly, because there are so many variables, and we don't know exactly what happened. 

    It could be he was stone sober, and the insurance company are satisfied the balcony was sound and high enough to prevent a topple. Since the lad is in no state to speak, and likely shock has erased all memory of the event, insurance have to operate on the evidence.

    If it's just not possible to fall from that balcony when using it safely, what else are they left with? 

    Yes I've fallen in a wet shower in a hotel, but not OVER a balcony railing, and if that was the case, they'd know it was wet, and low, would they not? 

    So all they have, is suicide or extreme silliness. 

     

    I've seen a video of a young guy run up a wall, flip over then immediately throw himself over a balcony hundreds of metres high, grabbing the rail from the outside with one hand. Utter insanity! Stone cold sober, doing it for "likes". 

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  6. On 7/5/2023 at 6:30 PM, Yorkshire Tea said:

    I'm guessing alcohol consumption voided his insurance.  In which case, what's the point of travel insurance?

    How many beers does it take to do really silly things? 

    A lot. 

    Insurance companies get these tragedies by the hour, they crunch the numbers to oblivion. 

     

    I once side swiped a lad who was in a line of stationary cars. 

    Nothing too serious, paintwork. 

    I swore in all honesty he had turned into my path, insurance were adamant I had grazed him, on the phone they told me they knew by the pics of the damage who was at fault, they see it hundreds of times a day!

     

    Same with the nature of the accident, I've been drinking on hotel balconies several times in this life and never managed to fall off. 

     

    You're just not going to have that fall unless you're being daft and dangerous. 

     

    I doubt he'll pull through in that state, pneumonia will get him if the injuries don't. 

    A just a bleeding lung and pneumonia nearly killed me, but it was not due to any hi jinks and travel insurance paid out every penny. 

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  7. You can go with a Thai car, there's a simple form she can fill, which I believe covers for limited insurance. 

    It's inexpensive and is explained in a YT video, BUT your wife will have to search for it as it's a Thai blogger. 

    Remember they drive on the Right, as an ex French posession. 

    Your wife is also the best placed to google her border passport options on Thai travel blogs about Laos. 

  8. 14 minutes ago, CecilM said:

    That’s true. But I can’t even remember if I used my real name when I set up my account. (I’m thinking I didn’t. And I’m thinking most people wouldn’t.)

    You can use aliases on You Tube etc and they encourage it. YT is owned by Alphabet, the Google parent company. 

    The thing is, the vast data they collect. 

    It's often not clear how much data these companies agree to share with Thailand for the right to operate here. 

    I use a VPN rigged so if it goes offline, I can't even use the internet. 

    That at least hides my device IP. Also, do take a look at your Google account and make sure you have alternative ways to log back in, that they're all up to date. 

    I had some Chinese jackass somehow log in to my Google account from Central Thailand. Luckily I have login alerts switched on. 

    After that, I used 2FA or biometric logins as well.

    Getting locked out of your Google account without up to date email addresses and phone numbers can really ruin your week. 

  9. 8 minutes ago, OneMoreFarang said:

    I find it amazing how many people in this thread think they know exactly what is going on.

    We all don't know. We can speculate and guess. But there are more options in this world than a boyfriend and gambling. What is so difficult about keeping an open mind?

    Does it matter if their theories are off? 

     

     

    She's lying, and mood swings are a giveaway gambler on a losing streak. 

     

    Or a woman who hates being there because she's dreaming of her new ride!

     

    Oops I've jumped to the same conclusions.

     

    Maybe he could keep an open mind until the loan sharks or crazy lover shows up?

     

     

     

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