Everyman

On 4/26/2024 at 6:03 PM, scubascuba3 said:

The data allowances now are poor, the good old days of unlimited year sims seems over on Lazada and Shopee anyway.

 

i still have AIS unlimited 10mbps 150 baht a month + just kicked off 3BB fibre at home

I was able to renew my yearly AIS 1790 baht 100GB per month net marathon package yesterday, months after it had expired while I was out of the country. 

I had to call 1175 but they told me that package is still available if a particular phone number has ever had it. 

Certainly the best mobile phone deal I’ve ever heard of. It doesn’t have 5G, but that’s never the bottleneck anyway. 

I’ll join others who have said that they don’t really care about the increase. I’m already very inefficient about how I transfer money and I use Wise for convenience more than anything else.

These mongrels have bitten me 4 times in the last 3 years. Maybe those kindhearted women will pay for all the rabies shots I’ve needed. 

Thai banks are safe. Thai housing projects however…

4 hours ago, G_Money said:

Because they don’t have all the liberal Karens of the world over here dictating how people should live their lives.

 

Liberals: I don’t like smoking so NOBODY should smoke.

 

Conservatives:  I don’t like smoking so I don’t buy cigarettes.

 

See the difference?

i smoked until i started working in a hospital that treated lung cancer patients. quit pretty quick after that. 

34 minutes ago, JayBird said:

Give UOB a try.  They didn't care about anything except initial deposit. 

 

I am skeptical of that, but would love to know how it goes in that case and hope the best. 

4 hours ago, JoseThailand said:

 

Btw, how did your friend manage to open a Krungthai account without a long-term visa? 

sorry to speak for the other poster but until about 3 years ago it was much easier to open an account 

On 5/5/2024 at 5:40 AM, bkk6060 said:

Doubtful.  But,  I look forward to the folks who say it is easy they did it. Just wear a suit and tie, shine your shoes, comb your hair, use mouth wash to get the booze off your breath, smile and flash 100,000 b to the teller.  

I love when they say to “bring a Thai,”’ as if that will change the rules.

Why people don’t get is the rules have been standardized now, it doesn’t vary branch to branch anymore. 

Would you look at this…https://moreta.io

Seeks to imply that you can link load money in a digital wallet and pay using the Thai QR code payment system! 

I signed up for early access, I’ll let you guys know my experience if they contact me. 

1 hour ago, treetops said:

The option to withdraw from a Kasikorn account at BBL ATMs has been there for at least a month and was briefly discussed here:

 

https://aseannow.com/topic/1323429-dealing-with-forgetfulness/page/2/

 

I don't know when the option to withdraw from a BBL account at a Kasikorn ATM went live, but the couple of times I've tried it I've received an error message regarding the QR code being the wrong format or something similar.

 

ETA:  Could be user error as I've just worked out the extra step required on the app.

Were you charged a fee to use a KBank ATM with a BBL account? Was the KBank ATM in the same province as your BBL account? 

Great news, hopefully it stays free. I wonder what is the benefit to the banks to do this? 

The Thai QR code payment system has a few shortcomings, such as no options for foreigners without a Thai bank account and relying on buggy and slow banking apps. Even WeChat pay and AliPay in China can be used by foreigners, although with considerable difficulty in setting it up. But at least that system is fast - faster than taking cash, even if exact change. 

The problem with being able to link a credit card to the Thai QR code payment system is that you could pay someone in cash using credit. Banks don’t want that because it creates a system where you would be paying the bank back with its own money. There’s also the issue of who would pay the transaction fees.

From the Bangkok Bank app there seems to be something called prompt pay international, and you can possibly pay from a Singaporean account using one of their banking apps.

So what it will take is for foreign banks to join the prompt pay international system. That seems unlikely.

So absent some fintech solution that is foreigner friendly, it’s going to get rocky for people without Thai bank accounts.

6 minutes ago, scubascuba3 said:

I haven't seen those sim deals on Lazada or Shopee for a while, someone further up said he got one by going direct, have a look much further up, might of been a link there

Sorry, what do you mean by “farther up?” Also I mean to refer to the internet package for an existing SIM, not a new SIM. It’s that I let my package expire since I was going be out of Thailand due several months. Thanks. 

Never mind, I understand. Hehe 

22 hours ago, scubascuba3 said:

ok but you are paying way more than you should, people like you subsidise everyone else, well done

Any idea how to still get the 1600 per year package? I had it and lost it. Now I can only find the 2200 baht per year package. 

I find it unwise to “abuse” the Schwab ATM refund policy by using it too much. I don’t want to temp them to change it.

Because your transfer to Chase is an ACH push, where the sending bank can instantly see the funds are there and Wise doing an ACH pull where it takes time to verify the funds are there.

Try doing an ACH pull on the Chase side from your Wealthfront account and you’ll see what I mean. 

3 hours ago, sometimewoodworker said:

Is Bangkok bank lying on its own website then ?????

Is Bangkok bank lying on its own website then ?????
 

 

Is Bangkok bank lying on its own website then ?????

 

Is Bangkok bank lying on its own website then ?????
 

 

TIT you can bend and break rules with sufficient pieces of pretty pieces of paper.

 

Does the fact that you were able to do something that is against the rules specifically posted by Bangkok bank make the rules invalid or that they are lying on the website?

Nobody has to be lying, the website could just be wrong. 

Or maybe Bangkok Bank initially included foreigners in it, but it turned out that it wasn’t required by the NDID or the NDID rules changed or it was too much of a hassle. 

I did mine a year ago as soon as I found out about it. Maybe NanLaew did his Nan te Laew like I did (sorry, couldn’t resist, heheh)

18 hours ago, Kenny202 said:

Transferred money from home to Thailand today and wanted to transfer between Thai banks, wouldn't let me...then I remembered the 50k face scan limit thing. I went to the bank and big fluff around. Like they didn't know the 50k thing existed. Anyway, last I heard farang couldn't do the face scan thing and were limited to in bank transfers over 50k, then a few people on AN started saying they had done it successfully. Obviously usual no information or training coming to staff I suspect. Anyway, after a lot of mucking around lady said I could do it and took a scan of my face....said it wont be operational for me until tomorrow afternoon. I must say I am not confident though.

 

What is the current status of this? Have people successfully done the scan thing and can now transfer higher amounts?

 

How does it work? Is there something in your bank app opens the phone camera to do a facial scan when transferring or something?

 

Any advice appreciated

It drives me mental when Thais can’t bring themselves to care at all about what you asking and just say “no have.” 

Their mother could be on fire in the parking lot and you could ask for a bucket of water to put them out and you’d still get an “arai wa?” From them. Which if you say, by the way, is extremely offensive, but a Thai customer service representative can say it straight to your face and you’re supposed to pretend like it’s not rude. 

It’s helped me to not care at all about them, the apathy works both ways. 

15 hours ago, sometimewoodworker said:

Not according to the Bangkok Bank website 

https://www.bangkokbank.com/en/Personal/Digital-Banking/NDID

 

https://www.oecd.org/tax/forum-on-tax-administration/publications-and-products/Thailand-National-Digital-Identity-Platform.pdf

They let me register. Took the face scan with a webcam. 

The Thai revenue department isn’t coming after you. You can check your closet and look under your bed before you sleep at night and I assure you they won’t be there.

I guess you need a new broker. 

26 minutes ago, NoDisplayName said:

 

Are you moving the SIM card from old to new phone?

yes 

2 hours ago, tuktuktuk said:

You're starting to make me miss home.  I can't wait to get a double helping of New Orleans red beans and rice with a link or two of grilled andouille.

Thai “Sai oo-wa” sausage is strongly reminiscent of andouille. I don’t know if you’ve tried it. 

I have the Bangkok Bank app on my phone and it works fine, no problems, even though I am outside Thailand.

However, I want to purchase a new phone and port over the app to the new phone and sell the old phone.

Is there a way to do this from outside Thailand, or do I have to go through the same process I did originally to set it up on the old phone? I did it from an ATM last time. Is there an alternative? 

Thanks.