Naam

JPMorgan

With a new UK government that seems committed to leaving the EU by October 31, we now believe that a no-deal Brexit is the most likely outcome. In this scenario, we expect the BoE to cut the bank rate 50bp by H1 20 and the currency to depreciate 9% on a NEER basis. Assuming this, we think a no-deal is fully priced into the inflation markets, well priced in equity, about 50% in credit, unevenly priced across rates, and moderately priced in equity derivatives.

FX Strategy: We forecast sterling falling to historic lows on a real trade-weighted basis, with GBPUSD as low as 1.09 and EURGBP rising to 0.99. Once the dust settles, however, we expect long-term bargain hunting and the reduction in uncertainty to lead to a partial rebound in GBP vs. the EUR.

3 hours ago, Fat Prophet said:

Can anyone recommend a reliable company/person that does home a/c cleaning and repair service on the Dark Side (Maprachan area)?

it depends how many units. don't expect a service man to use more time travelling to and fro than servicing a single unit.

4 minutes ago, paddyfield7 said:

A friend of mine made a different attempt. He bought a house, maybe 10 years old, being covered with very, very dark brown clay bricks. He recently painted the whole roof with white roofing paint and says inside the house it is now 4 to 5 deg C cooler. Not sure you can do that with any other tiles.

makes quite a difference but 4-5ºC is a gross exaggeration.

Quote

vibration said:

I always transfer the money from Norway using Danske Bank Norway in THB as this provides a better exchange rate than sending it in NOK to Bangkok Bank as the exchange rate here is worse.

9 hours ago, vibration said:

My question is whether it is possible to get a better exchange rate by changing NOK to another currency and then changing that currency to THB. I realise that I could check this myself by going through all the currencies however I am wondering if there are any members that actually do this to try and get more THB.

this is a misconception as your NOK are not directly exchanged into THB but the "pair" rate USD/NOK is used to exchange into "pair" rate USD/THB, id est even if you ask your bank in Norway to exchange NOK into USD and transfer these USD to your Thai bank you won't notice any difference. sorry to disappoint you.

32 minutes ago, Artisi said:

no wind OK, but the whirly is still an exit for hot air in the roof space

"no breeze = insufficient air flow"

33 minutes ago, zeekgarcia said:

are these attic vents with fans in them, what you are talking about?

Does anyone know of anywhere that sells anything like these here in Thailand?

And could you use them with the standard cement roof panels like the red one below

 

Thanks

a whirly is easily installed in your corrugated sheets as it comes with a fiiting attachment. but as mentioned... no breeze = hardly any ventilation ventilation. airflow intake is required too!

the pictures show roof fans which to the best of my knowledge are not available in Thailand. i installed half a dozen temperature controlled in our Florida home.

10 minutes ago, zeekgarcia said:

Are you talking about attic vents or maybe putting a fan at the gable vent? 

fan at gable vent. make sure there's enough intake on the other end. perhaps you have to make an intake in the eaves. your description is not clear.

1 hour ago, Kwasaki said:

I luv my Chang beer my excuse is I think it has a secret drug in it making you want more. ????

nothing wrong loving Chang or any beer. but using the beer price to compare which country is cheaper is

goodness gracious! the beer comparison goes on.

enlisted when 18, discharged when 29, armed forces paid for my studies during my service.

14 minutes ago, Catoni said:

 I have hay fever...I had a lot of explosive sneezes while recovering from my CABG x 4 surgery. I can’t imagine the process of dying hurting more. I survived the pain.... still here. 

my experience after quadruple coronary and double aorta bypasses was extremely weak but hardly any pain. by the way, one of the five titanium clamps wiring my chestbone together opened but does not cause any problems.

16 minutes ago, Grusa said:

2 hours ago, Naam said:

same here. problem is will we have the mental as well as the physical ability to carry out what we planned without any third party assistance?

If we don't have the mental capacity, we won't care, will we?

wrong! i've seen my mother and my father suffering for months, being in hospitals wired and piped begging for ending it. but no euthanasy option in my home country. with IVs in both arms, a catheter up your pecker and your pampers full of it what actions are possible without a third party assisting?

9 hours ago, Grusa said:

I have no fear of death, as such, and I do not believe in "the other side".

I do fear the process of getting there. I really don't want to suffer. My exit strategy is planned and prepared, and I will be p***ed off if some circumstance prevents me from using it if necessary when the time comes.

same here. problem is will we have the mental as well as the physical ability to carry out what we planned without any third party assistance?

12 hours ago, Emmess said:

Oban, Glenfiddich, Lagavulin, Talisker, Balvenie, Singleton, Glenlivet and many more. You will need to explore around and see what are your favorites. Depends on your taste buds and your budget. Most of them come with different versions like 8 YO, 12 YO, 15 YO.

more than 10 years ago i got a bottle of Lagavulin as a present. had one drink that tasted like battery acid. didn't touch that bottle again. will wait another 10 years maybe taste will improve.