Grown up in the western world, I'd say life is what you make it, since we have choices in our society/system. Having lived and travelled in many different countries, I decided to live in a tropical, warmer climate/country, I could financially afford with my Pension, because the rainy, grey and cold days I found depressing at times, plus people living in a warmer climate certainly seemed to be happier in general. Thailand just happened along the way, but is not my favored place, just looked like financially the best option at the time in my case. Would I recommend to move here permanently as a pensioner, depends on what you are looking for, financial situation, health, and life experience, since it can burn a lot of your energy dealing with an unfamiliar culture, especially if you consider yourself a civilized, disciplined individual, because discipline is pretty much non existing. As we get older priorities change of course, and our tolerance is limited according to our energy level. Conclusion: If I could financially afford to live in a western country like US, Australia, or the Mediterranean I certainly would. As an European the Mediterranean might a good solution, since it provides a similar culture, with similar education, decent, affordable, EU health cover, and a environment where I am understood, because of our western education and values, feel protected by the law and not by my financial status, at least to a certain extend. It is basically a never-ending list of reasons, but I am still living in Thailand, where I have to ignore certain things like disrespect, discrimination, double pricing, common knowledge, common sense, common courtesy and so on, in order to lead a somewhat happy life, according to my personal circumstances. All of that is of course ONLY MY personal opinion and my life experience on our planet. Think really hard and deep before deciding to move permanently, because a long term visits might change your mind, and be a better solution to start with!