I guess I haven't had any problems because I don't touch the money in the two Thai bank accounts that I use for my visa.
When I bring money into the country, I also don't deposit it in the bank or use bank wires. This way I don't have to worry about dealing with a withdrawal limit. I have made "special arrangements."
But this request for an address in your home country is ridiculous. I don't live in my home country. I live in Thailand. LOL
I've been with BKK Bank for over a decade, but I don't think I want to play around with this nonsense and take the risk. At the end of this year, if things haven't improved, I will search for a new bank that allows online banking from the PC at home.