Sophon

On their "request a quote" webpage, they state that they accept applications for people 65 and younger:

So a 14.06% increase over three years or around 4.5% per year, which according to AA Insurance brokers covers both medical inflation and age related increases. Not too bad.

I don't think so. I'm pretty sure both the retirement extension and the OA visa predates Thaksin's reign as Prime Minister by many years.

There is a discrepancy in your 2021-22 numbers. Either the premium should have been 3,029 or the change should have been +217.

OK, I have reread the material AA Insurance Brokers sent me, and it seems April International have two different plans: "April My Health Thailand" and "April My Health International". In most respects the plans are very similar, but there are some differences between them: April My Health Thailand, ASEAN excl. Singapore (only Inpatient) April My Health International Essential Plan, Zone 3 (only Inpatient) Yearly limit 16.375.000 Baht (around 500.000 USD) or 3.275.000 Baht (around 100.000 USD) 1.000.000 USD (500.000 USD when going for the Basic Plan) Private standard room 100% Private room is covered up to 75 USD / night (under the Basic plan, you are covered for a semi-private room) Ambulance 100% 100% Organ transplant Max. 1.637.500 Baht 100% Kidney Dialysis Max. 163.750 Baht 100% Medical and surgical hospitalization 100% 100% Day Hospitalization 100% 100% Pre- and/ or Post hospitalization fees Outpatient care before and following hospitalization (up to 60 days before and 60 days following hospitalization covered up to 16.375 Baht (pre-as well as post) Outpatient care before and following hospitalization (up to 30 days before and 30 days following hospitalization covered in full Cancer Treatment (radio and chemotherapy) 100% including all necessary investigations 100% including all necessary investigations Insured zones Full medical cover in all European and ASEAN countries excl. Singapore. Outside your Zone of Cover Worldwide emergency cover for trips up to 30 consecutive days (max. 1.637.500 Baht) Full medical cover Worldwide except for the Zone 0, 1 and 2 countries (please find below) Zone 0: Bahamas (Island), Puerto-Rico, United States Zone 1: Japan, Singapore Zone 2: Brazil, Canada, Chile, China, Hong Kong, United Kingdom, Russia, Switzerland, Saint Barthelemy, Saint Martin In Zone 1 and 2 Countries there will be coverage for medical emergencies during trips with a maximum length of 90 days. Payment options Yearly Quarterly, Half -Yearly (extra costs), Yearly Currency In THB In USD Additional Note Please note: under this plan April works with age-brackets meaning every 5 years you have an age related premium increase. Please note: under this plan, April does not work with age brackets. This means you will have an age-related increase on a Yearly basis. I have the international plan.

Your post leaves me a little confused, as I have been informed by AA Insurance Brokers that April International does not operate with age brackets (April Thailand does). This is the information AA gave me: I just changed to April International this year, so have no personal experience with this.

The reduction in the coverage amounts to 1 million have been planned for more than a decade, but every time we got close to the deadlines, the higher coverage has been extended. Here is an illustration from a few years back: