paddypower

I'm hoping this is not an off-topic question. I am looking into buying a new phone for my wife - one that is 99% hassle free. to define that - a phone you open up and the phone icon is on screen, always. i have located the Jitterbug phone. Looks perfect, but it's advertised as needing a connection to Verison or other US/UK provider, plus a monthly fee. Can this product be used in Thailand, assuming you can get it unlocked and insert a Thai sim? tia.

On 1/19/2024 at 6:39 AM, ignis said:

NO   years ago had something called AOL then ICQ - friend put on something called LINE a few years ago here, never used

LINE is great. Thai friends and business contacts love it

On 1/16/2024 at 2:29 PM, The Cyclist said:

 

Sure, most of my verbal communication is via skype, but sometimes that is not possible and a call needs to be made.

agreed - cant use those apps to call your home bank, government, and so on. I was on hold for several extra long waiting times (Denmark. Canada) esp when my online Canadian bank app was blocked. My AIS mobile plan  is less than 400 . no joy when I got a couple of 1,000 baht bills, in recent months. (despite using the 003 facility) . 

The best I can find is my orders - for the calendar year 2023. I need to reorder some items that I ordered previously, in 2022. Is there any way to access this info.? Tia.

21 hours ago, transam said:

Money, AH's all are represented for money.................

'a start 'and 'the bottom of the ocean' comes to mind. 🙂

1 minute ago, CharlieH said:

And members shout at US for clickbait titles ??.....😀

In hindsight, you're right - the OP was a weird post. i'd have been better posting my question on the Motors forum.

36 minutes ago, AustinRacing said:

Nothing to do with bar girls. Sorry to disappoint🫢

Our Ford Everest just out of warranty was due for 90k service. Wife called the dealership and they said it is normally 8096B but we have a special promo you only pay 16708B upfront for the next three services (5569B per service). Wife was super exciting saving around 2500B. 
Then I showed her the attached from Ford website. 
I ended up doing the 90k service myself buying genuine ford parts online. It cost me around 5000. Saved 3k and more importantly spend the Saturday with the boy showing him fun stuff around the car. He loved it, getting dirt on him looking like me. 

 

36 minutes ago, AustinRacing said:

Nothing to do with bar girls. Sorry to disappoint🫢

Our Ford Everest just out of warranty was due for 90k service. Wife called the dealership and they said it is normally 8096B but we have a special promo you only pay 16708B upfront for the next three services (5569B per service). Wife was super exciting saving around 2500B. 
Then I showed her the attached from Ford website. 
I ended up doing the 90k service myself buying genuine ford parts online. It cost me around 5000. Saved 3k and more importantly spend the Saturday with the boy showing him fun stuff around the car. He loved it, getting dirt on him looking like me. 

 

My 2014 Escape is still in excellent shape, obviously long past warranty time. I have bought genuine Ford parts online, via the FB Escape Owners  site. would appreciate learning where you buy spare parts. tia

On 2/12/2024 at 9:17 AM, Yellowtail said:

And? 

the odds are stacked against you - you might as well go to Las Vegas.

23 hours ago, watgate said:

More then 80% of the trading in the stock market is being done by huge sophisticated companies using technology which can execute 90,000 stock trades a second. They literally can buy and sell and work on  spreads in pennies per trade.

I agree. A good example is quantitative analysis, invented by Bob Mercer. His billions (which he used to finance Trump's win, right wing media & the Brexit disaster)  comes from secret computer science/speech translation programs, using pattern recognition). In short,  these practitioners of 'the dark arts' can discover obscure patters in the financial markets and make enormous fortunes (up to 80% per year) from nothing. What I call 'Smoke and Mirrors'

On 1/16/2024 at 5:26 PM, topt said:

Not sure where you are from but I was never aware of UK onshore banks marketing themselves to expats. In fact most of the "big banks" as you call them, as well as some smaller ones, have a separate off shore presence specifically for expats and others who need those services. 

 

Most UK banks have clauses about being resident and or UK addresses in their Ts and Cs. Whilst I don't disagree with you that many need the services of a UK bank the offshore subsidiaries can perform that role all be it at a cost....

 

Unfortunately for the poster you replied to Barclays have specifically stated not that long ago that, after a review, they would be closing many of the accounts where residence was not in the UK.

One article -

 https://www.retailbankerinternational.com/news/barclays-to-close-thousands-of-expats-accounts/?cf-view

 

I just consider myself fortunate to be with another bank but who knows........

interesting.Our Canadian, Irish and Danish banks have not indicated they will do this. 2 interesting side issues: Danish banks receiving only pension payments now charge a monthly flat fee. They call it something ridiculous, along the lines of a 'citizens benefit fee' (seriously!). Most Irish and Canadian bank provide ''golden age'' (ie over 65)  services - zero fees. The expat Danes we know have voted with their feet - arranged for the Danish Govt to send the pension payments to their home country bank. We know several US expats here, who have the misfortune to bank at Wells Fargo. One just flew back to the US to switch banking arrangements for SS payments.

On 1/17/2024 at 11:19 PM, BestB said:

Well that is true as they clearly tell you so

On 1/15/2024 at 6:55 PM, Topprofile said:

This is just not true.
I have 2 Thai citizen on my policy. No questions asked when signing up

 its not what the broker tells you when you sign up & hand over you dosh, its what the insurance company tells you, when you submit a claim.

On 1/18/2024 at 4:37 AM, scubascuba3 said:

Check your policy doc with exclusions

you're my man! I have heard from within the industry that part of their sales pitch is - ''don't worry about pre-existing conditions''. which is out and out fraudulent marketing. not only that, but completely immoral. If true, can you imagine the heartbreak of one of us submitting a claim for a pre-exisiting condition you did not disclose.?  My wife disclosed floaters in the eyes, on her app. 20 years ago. Claims for 2 eye procedures for floaters have been denied - rightly.

10 hours ago, smedly said:

2 hours ago, jacko45k said:

Good, I was worried ne might get  sentenced to 6 months in a luxury hospital.

the side benefit would be that the Dept. of Correction would have to call him MISTER.

5 hours ago, flyingtlger said:

On 1/3/2024 at 2:03 PM, Mike Lister said:

Dear god, please tell me you're winding up everyone and that you don't really believe that!

Mike, I have spent the last 1 1/2 hours trolling through AN, reading as many HEATH Ins related posts as I can. AN does provide an invaluable service - but one is often referred back to posts going back to 2020.. On one one older forum, a moderator wrote - 'moved to INSURANCE''. what we need, respectfully, is a Health Insurance forum. id say its a minority that want to know about life ins. but everybody living here wants to know the latest on health ins. expecially since there is a new player in town, with (from what I am hearing from many sources ) has  a hazy corporate background.  I believe that AN would be doing a major service if it set up a separate forum topic...and it would attract a lot of new members who are lost for advice (the raison dêtre for AN) and why I subscribed in 1998 . thanks in advance

On 1/2/2024 at 3:20 PM, Celsius said:

This is why I quit my health insurance last year.

 

There really is no point.

 

For things like heart attack I don't expect to pay more than 1 million baht. I will rather self insure.

 

For something like cancer I am sure the insurance will find million and one reason not to pay. So in that case I can fly back to Canada. 

 

for everything else, there is MasterCard.

 

In all seriousness, the insurance company last year refused a relatively cheap procedure (less than 25k baht) based on completely unrelated issue in my medical records - hiatal hernia. So, I am  not going to give those scam artists any of my money.

 

how are you eligible for ins. in Canada, unless you are covered and paying premiums under a provincial insurance plan AND you qualify under the residency rules. once we (Canuck couple) left, after 6 months, we did not qualify for BC Ins. 

2 hours ago, hotchilli said:

You forgot Biden... he's a joke.

be fair, they're all (wealthy) clowns.

8 hours ago, still kicking said:

pa·role

[pəˈrəʊl]

 

NOUN

1. the temporary or permanent release of a prisoner before the expiry of a sentence, on the promise of good behaviour:

you can' t refer to him as a prisoner, because, well, he's in denial (and not in prison) . so there!!  ''Thai logic'' - the best example of an oxymoron.

11 hours ago, Gottfrid said:

TV Show. S01-E01 available for download now. Season 01 soon to come.

'' I couldn't possibly comment on that ''

12 hours ago, stoner said:

the optics of this is nothing but a positive for thailand. 

 

also....i assume upon release he will be taken by ambulance to another hospital where he can be cared for until his terrible illness is cured ? a bum heart valve is no joke and will require an extended period of care....right ? 

 

after all he is far doill as we have been told over and over for weeks now. 

bum heart bum guy. For the hell of it, I wrote a letter to Bangkok Post's Postbag, asking if it is correct to refer to Thaksin as a criminal? got no joy. 555

On 5/31/2022 at 8:38 AM, JohnOFphon said:

Also know as SBC insurance here. 

WrLife is a UK company offering a Local and international plan.

From 20,000 USD and up.

No life insurance offered for my age. 

Rates seem reasonable. 1220 USD per year. Inpatient. 

I hate phone calls, so I will see what you people have to say,,,if anything,.. before investigating further.

Thanks.

careful, NOT connected to SCB.

On 9/19/2023 at 10:44 AM, Orac said:

I have cover with WRLife that i took out several months ago. Even  though it had an ‘unusual’ set up for an insurance company it did appear to have strong connections to Thailand with partners linked with a major Thailand healthcare/hospital group.  I notice from their company filings in the UK that all the Thai partners resigned a couple of months ago which rings alarm bells for me.

 

https://find-and-update.company-information.service.gov.uk/company/OC401682/officers

a bit off topic, there are no laws here to deal with what Directors of companies do. 4 of the directors of our land holding company sold the land a 2nd time to a Thai, whom we sued and lost. The directors (Thai and English) disappeared and/or we ran out of money to chase after them in court, even though the Thai buyer bribed several people to get the land.

On 9/25/2023 at 9:44 AM, brewsterbudgen said:

Yeah, it took a bit of convincing by my broker, but in my 3rd year with them now and no complaints.

can you explain that again, please? Your broker referred you to another broker?????

On 9/28/2023 at 9:00 AM, brewsterbudgen said:

Fortunately not!  My broker has dealt with some claims and says there were no major issues. ????

would you mind to name your broker, please. because my broker refused to discuss anything abut this broker, due to potential for libel. I understand it, if you say - aha! that is because they are stealing customers away from her.  She did give me a description of their corporate set up, which looks extremely unattractive - it is exactly as described elsewhere on this thread.    I mean - am I going to feel confident buying insurance from a broker when I do not know who  the actual insurance company is, that I am paying premiums to. ? In fact. there are well known stories going around Phuket Island that at the time of Covid, some brokers just took the premium money and used it personally, (in order to pay their bills,  I guess). Caveat emptor, especially in Thailand.  I have lived here for 28 years, through claims for the tsunami damages on 3 properties and major medical procedures. so I feel qualified to post these thoughts.

On 1/3/2024 at 11:34 PM, OJAS said:

 

Does this mean that you are a Canadian national and/or your pension income is sourced in Canada? If so you might be able to obtain an income letter each year from the Canadian Embassy in Bangkok (at a cost of 50 CAD currently) in lieu of making monthly 65k bank transfers:

 

https://www.international.gc.ca/country-pays/thailand-thailande/bangkok-info.aspx?lang=eng#NS

 

(see final line under Notarial services heading - might nevertheless be worthwhile checking with the Embassy that this letter is aimed at satisfying Immigration requirements for annual retirement extensions, though).

 

thinks are moving rapidly here. we're schedule for a visit to IO next week. I doubt that I can get a income letter in time. must check with another Canuck, who uses the income letter (which is based on rental income, something I was not aware you could count on).

On 1/8/2024 at 9:07 PM, Mike Lister said:

Possibly so, but, I didn't want to get into a debate about the economic pro's and cons of who might win the election.

God forbid, but that topic will come up, again, soon enough.