philstone

The op isn't very clear but let me see if I can make it a bit clearer...

You asked a friend to help you out with a problem with your wife?

He then went home & told his wife?

She in turn called your wife?

Your wife is now pisesed at you for asking someone for help about her?

Of course you haven't told us the actual issue you asked him to help with but tbh it sounds to me like this friend has no discretion.

Did you actually ask him to keep this problem private? If you did then consider him not a friend anymore. Just abig old blabbermouth, sounds like his wife is too.

Thanks you understand what I wrote

Today I asked for help from a friend with my wife. His wife found out called mine and made it worst for me. Did this every happen to you. I knew the friend for 8 years and wife about 7.

I`m confused. What did you ask your friend to do with your wife?

Was it something naughty Phil, come on tell us!

No it was advice on her handling her request for money what else would it be. Nothing to do with sex. Just her greed for money, I think I just answer the problem. He claims I give to much and to easy with her. House, car and now rental house. House has 30 year lease but she wants more and it is driving me mad. However his wife brags to mine GF she get twice as much. And their baby shall get his money he when dies. I been with GF 8 years getting worst I must be the only person that has that problem.

Today I asked for help from a friend with my wife. His wife found out called mine and made it worst for me. Did this every happen to you. I knew the friend for 8 years and wife about 7.

The 210KB will be a gift... def not a steal.

It will be a steal her dad is stealing from you.

Ww are 30k outside Tung Song with 15 rai rubber, land prices around here for land with trees 7 years old or more now 150k per rai and up. Thinking of buying more but concerned about the price????? Any comments

Hi latex,

What price are you concerned about? The land or the price of raw latex? The price of latex SHOULD be okay for some time...

Sorry to say Rubber 48 bath kilo and going to 20 a kilo Just the facts. Rubber land with trees be lucky to go for 35,000 rai stop dreaming. Thais who have over 10,000 rai plantation are selling them for 28,000 a rai common knowledge. We are buying a 20,000 rai for 29,000 Baht a rai. Glad I can help

I've been to a few burnings in my time. Only thing I object to is the recent law that prohibits alcohol in temple precincts. Thai funerals are a time for getting pissed much the same as in the UK. You contribute to the beer kitty as much as you can or wish to afford, unlike the UK.

Some Posters in this thread have a lot to learn. Mainly that Thais are no so different from we farangs.

Thailand is really the best place on this world for the poor Big funerals Big Work Big Wedding lots of smoking and drinking and gambling seconds and even third minor wifes. Since where they live they don't have jobs they can not find work. But they have lots of money to spend. What great great.

I have hesitated about posting this for advice because I know it will draw a lot of flak, and a similarly themed post recently got closed. But I am very inexperienced in this kind of situation and want to know others' experiences.

I don't really deal with the commercial side of male-female interaction. I have taken customers out to experience the night-life, but it is not my personal thing.

I also know, and not just from the recently closed thread, that some men assist students with tuition and such in return for a relationship. I don't know if that is exactly quid-pro-quo or merely a happy man helping out his g/f (or is "g/f" even the right terminology?)

I have helped out a few girls I have known with one-time financial difficulties, but nothing on a regular or recurring basis.

OK, this is my situation: I recently met a woman on a dating website. We met, hit it off, and have gone out several times. She is a older than the typical student, but has gone back to finish the degree she started some time ago. She is fun, happy, stunningly gorgeous, and a real pleasure with whom to spend time. She makes me laugh.

She is also quite poor. She freely admits that she is considering working in a pub. She claims that is only to be a waitress. Unless she is an outstanding actress, she really does not have that much experience in intimacy, so I don't think she as delved into the sex-worker trade.

She has not asked for any money, but she has dropped a few hints that any help would be helpful.

Financially, I would not mind spending some money on tuition. (I am still paying for my ex-wife's medical school, and that is quite a bit more.) The money is no big deal. But I have read so much on tv about the commercial side of relationships that I am wary. Even after so many years here, I don't want to fall into that old-farang-falling-for-pretty-girl-who-hates-him-but-wants-the-money stereotype.

I can easily walk away now with few regrets. I have no real emotional attachment now. But as I wrote, she makes me laugh, and I enjoy her company.

So I am asking for others' experiences or observations. Is it possible to have a rewarding experience with someone when part of that has a regular financial aspect? If possible, is it likely?

I am way out of my league here with very little personal observations. And while I am sure there will be a number of flipant responses, I hope I can also receive some useful inputs.

I started doing what you are thinking of doing only good if you realize you can never buy anything in her near house car and every year it will cost more to stay with her. It cost the same as my married friends to Thai girls. What happens if you have baby with her? You being a nice guy will buy house and car for baby and start paying big money.

I have hesitated about posting this for advice because I know it will draw a lot of flak, and a similarly themed post recently got closed. But I am very inexperienced in this kind of situation and want to know others' experiences.

I don't really deal with the commercial side of male-female interaction. I have taken customers out to experience the night-life, but it is not my personal thing.

I also know, and not just from the recently closed thread, that some men assist students with tuition and such in return for a relationship. I don't know if that is exactly quid-pro-quo or merely a happy man helping out his g/f (or is "g/f" even the right terminology?)

I have helped out a few girls I have known with one-time financial difficulties, but nothing on a regular or recurring basis.

OK, this is my situation: I recently met a woman on a dating website. We met, hit it off, and have gone out several times. She is a older than the typical student, but has gone back to finish the degree she started some time ago. She is fun, happy, stunningly gorgeous, and a real pleasure with whom to spend time. She makes me laugh.

She is also quite poor. She freely admits that she is considering working in a pub. She claims that is only to be a waitress. Unless she is an outstanding actress, she really does not have that much experience in intimacy, so I don't think she as delved into the sex-worker trade.

She has not asked for any money, but she has dropped a few hints that any help would be helpful.

Financially, I would not mind spending some money on tuition. (I am still paying for my ex-wife's medical school, and that is quite a bit more.) The money is no big deal. But I have read so much on tv about the commercial side of relationships that I am wary. Even after so many years here, I don't want to fall into that old-farang-falling-for-pretty-girl-who-hates-him-but-wants-the-money stereotype.

I can easily walk away now with few regrets. I have no real emotional attachment now. But as I wrote, she makes me laugh, and I enjoy her company.

So I am asking for others' experiences or observations. Is it possible to have a rewarding experience with someone when part of that has a regular financial aspect? If possible, is it likely?

I am way out of my league here with very little personal observations. And while I am sure there will be a number of flipant responses, I hope I can also receive some useful inputs.

I started doing what you are thinking of doing only good if you realize you can never buy anything in her near house car and every year it will cost more to stay with her. It cost the same as my married friends to Thai girls. What happens if you have baby with her? You being a nice guy will buy house and car for baby and start paying big money.

Just another point of view why get a divorce it is a good ploy to see if a lady is sincere or not IE. I cannot marry you, I cannot take you to my country (UK) and my money stays in the UK then see if she stays with you

Good advice !

Great advice

(Fred I don't get it. If you are divorced in Oz and have the papers then that's it. Those divorce papers will be recognised internationally).

Exactly. . . Fred, I am sure that when you do retire here you will take PLENTY of time in finding a new bride . . .

but I have already met another lady, she seems very sincere, well educated and with her own small copy/print business, I plan to visit her in January 2009.

I guess one never learns his lesson. Most are like your first Thai wife. Nothing you did or did not do would have change anything except if you had more money to give. Some even have babies with older men to get them to provide for the child when they are dead. This is the best if they meet a real nice man. Be careful I think love it hard to find they love only your money if you given them it.

If you break it down to their culture, I think the Thai people are too polite. They tell you what they think you want to hear. Fact or fiction is immaterial. Hence what we hear are lies and what they say is a placebo.

[/quote

Thai's who lie to Farangs are doing them a service we should thankful they do not tell the truth. I think it is wonderful they lie to us. We are lucky I guess you like being lie to. I think you are very good looking, your love one loves you too much and you are very smart. I am a Thai

All kinds of things ranging from car safety to cleaning the house to proper care of clothes and laziness. The list is almost endless.

Thais have a habit of believing anyone Thai who they think knows more than they do out of aged respect. They hate it when you point out that grandma knows next to nothing and thinks the world is flat etc. They do not understand that many of us are highly educated and even though we are not doctors we know a heck of a lot more about stuff than your average Thai non medical person. Thais also believe that because it was done this way then that is ok. When you point out that half their family is dead for a variety of preventable reasons they clam up. Fate it is, not their lack of knowledge or just plain stupidity.

As for the dinner table, well we don't use one. Haven't myself at home except on occasions for years but outside, sitting in the mud in the village is not the right place. There are unacceptable extremes. Children should know how to sit at a dinner table though.

Lies are perhaps the worst to deal with. They come in all shapes and forms but as a non confrontational people when caught lying, they think we are stupid enough to go along with their stupid ways. Being taught to say whatever they think will cause the least problems or least confrontation irrespective of how near the truth (or how far from the truth) it is is a major bug bear. I call a spade a spade and have often had problems with employees and the family because I won't stand for bullshit or downright lies.

The thing is that you don't have to accept it. At worst it is 50% 50% and in economic terms it is often near 100% 0%. If they won't give you respect for your morals and ways and respect your often greater knowledge, then you have to question the validity of remaining attached.

I now understand that lairing is what my GF does best. The Validity of our relationship is she lies and I give her money. Can you believe what a good deal she has.

I think they may have changed their web address, as I too had problems logging on using the address I had bookmarked eons ago, and which had, up to now, worked ok. I Googled 'vanguard,' then wandered thru the results, finally getting to a logon page. I believe the address I arrived at was:

Click here for "Vanguard logon"

However, re-reading your specific problem, and the workarounds you tried, we may be talking two completely different problems. But, good luck anyhow.

That's the same page I used to login. But I to am getting the "Our logon process is currently unavailable" message after keying in my user id. Late last week I sent a query to Vanguard to explain my frustration about not being able to login; I have not heard back from them (other than an automated message stating I would!).

Since mid-September (of course, not on a daily basis) I have been trying to get access to my account, but to no avail. I can only imagine now that my investments have vanished. I will have a word or two with Vanguard when I return to the US. If anyone knows a lawyer (in the MD area), please let me know. Without being able to access my account and exercise any trades, I suspect that my nest-egg has been cut in half.

P.S. I use CAT to access the web. I do not think that access to Vanguard is tied to a particular ISP, unless of course Vanguard is blocking certain IP address ranges.

Why can not you trade on the phone Yahoo messenger permits free calls to 1 800 and 1 866 numbers check it out.

Although this is an Internet problem I thought there might be more folks here that may have a similar experience.

I just returned from a 3 week trip to Laos and I wanted to complete my quarterly financial report. I have tried to access my US Vanguard account since I returned last Friday with no success. The last time I logged on to Vanguard was mid September. I am on TOT 2 meg connection, using XP and Firefox. I get the message that "Our logon process is currently unavailable" I tried it dozens of times from 1:30AM tp 3:00AM Friday and Saturday morning with no success. I am in Chiang Mai. I friend of mine living in Pattaya said he had no problems logging on. Saturday afternoon, I went down to a neighbor and using his laptop he was able to log on to my account and get to the 2nd security web page, 1 out of 5 times using TTT 2 meg connection. He also got the same message 4 out of the 5 times it failed. He even tried IE which did work at all. I have tried logging on at 2 different locations, again with no success. I dropped in on my neighbor today and ask if he could try it again but this time he could not log on at all. I can access all their other we pages and if I enter the wrong user ID, it returns correctly with the invalid user ID message so it is recognizing my ID. As I wrote previously, my friend in Pattaya didn't have a problem, although I haven't asked him which provider he is using.

This is the only site that I have this problem with.

Anyone have a clue?

Call vanguard they will talk you throw the problem you might have a extra dll your computer this has happen to be before with other brokerage account.

I got a really quick reply from BOSI:

'I have spoken to my Colleague about this and he has confirmed to me that if your account/s with HBOS in the UK are held Onshore then these deposits would be covered by the UK Government up to ฃ50,000.

Your deposits held Offshore on the Isle of Man would also be covered up to ฃ50,000 by the Isle of Man Government. Therefore providing you with more cover in this volatile time.

I hope this helps you and answers your questions.

Many thanks and if there is anything else I can help you with please let me know.'

So its looking better for sure. Jersey has not changed its stance.

The Isle of Man deposit protection scheme covers UK banks, NOT building societies. Nationwide is a building society

Sorry CM, they specifically state "Banks and Building Societies", and then list them - including The Nationwide.

Different subject, does anyone know if philstone is under the influence of dink or drugs when he posts, or if he is not a native English speaker?

"dink" "dink", what the f_#k is "dink"? Pull yourself together man!!

While you were worrying about me it looks like the Banks in the UK went under. I hope you and the rest do not start drinking Gin. I pray for the poor in the UK

So, do you think that according to this article below, as from tomorrow (Monday 13/10) all HBOS depositors/savers will get the same guarantee that Northern Rock depositors/savers onhsore and offshore have - ie: ALL funds covered - OR is this a different sort of 'nationalisation'?

http://business.timesonline.co.uk/tol/busi...icle4926316.ece

I live in hope matey, I live in hope! Pretty soon there'll be the BOE, the government bank that is called something like Lloyds/TSB/Northern Rock/HBOS/Barclays & Darling & co and then there will be the Nationwide that will have absorbed all the other Building Societies - a choice of three, little more.

It's almost funny, but also scary, to see and realize that we, Westerners, are embracing the Socialistic/Communistic system....Mother/Father State is taking care of us.

Is that our future...a Socialistic/Communistic System, a system we despised ?

LaoPo

For the most part we are not sufficiently well developed nor smart enough to manage our own affairs thus we need this extension of parenting to see us through our remaining years in some safety.

You are right the world Bankers made a big mess . They probably known less than me about lending money. And buying junk form America, How could they be so stupid.

A pledge too far?

Oct 1st 2008

From the Economist Intelligence Unit ViewsWire

Thanks for posting the above Economist article, Taxexile--hadn't seen it yet.

Separately, anyone have knowledge on deposit guarantees regarding cash in HSBC Jersey offshore accounts? Had a look at the Jersey Financial Services Commission website, where it says:

Q: Does Jersey have a depositor-protection scheme?

A:There is presently no depositor-protection scheme in Jersey but the introduction of such a scheme is being considered.

As the UK's GBP35k protection doesn't extend to offshore places like Jersey, my initial guess is there's no protection.

Cheers, Misty

Who knowns if these offshore banks have the money in good times. Or if they even banks by your country standards. They should be closed down they are frauds soon a lot of crying from holders of this junk

I got in trouble for posting the above I should have said that about the UK Banks. All the people from the UK worry to much about US Banks and agree with each other while their house is on fire. I am sorry for you.

From The Times October 13, 2008<h1 class="heading">Royal Bank of Scotland under state control</h1> Philip Webster, Political Editor, Gráinne Gilmore, Economics Correspondent, and Gary Duncan in Washington div#related-article-links p a, div#related-article-links p a:visited { color:#06c; } Doubt hits HBOS/Loyds TSB deal | Sir Fred Goodwin faces the axe | Cost of rescue plan keeps rising | Banks ask for more money | Europe follows Brown | Comment: Anatole Kaletsky | Food stamps for low income US | Baugur seeks help from Sir Philip Green | Morgan Stanley terms rewrite | Economic View: Gary Duncan

The Chancellor will move to take control of the Royal Bank of Scotland today by injecting £20 billion of taxpayers’ money.

The Government is also expected to take over HBOS in the most dramatic extension of state ownership in the British economy since the war. The bank’s rescue takeover by Lloyds TSB appeared to be on the brink of collapse last night.

As governments around the world scramble to prevent the collapse of the global financial system, Alistair Darling will unveil plans for a £40 billion “recapitalisation” of the banking sector.

<h3 class="section-heading">Related Links</h3>

• Lloyds TSB / HBOS deal thrown into uncertainty
  

• Job-slashing banker faces the axe at RBS
  

• Cost of bailout rising as market falls
  

The announcement, expected to be made before the London Stock Exchange opens this morning, could involve the taxpayer taking big stakes in other banks including Lloyds TSB and Barclays, if investors do not answer the call to buy shares.

The Chancellor will also offer government guarantees on interbank lending, a key part of the financial system that has virtually dried up.The scale of the nationalisations dwarfs the rescues of Northern Rock and Bradford & Bingley and represents a potentially huge risk for the taxpayer. In return, the Government will insist on putting its own representatives on the banks’ boards and require them to reopen lending to small businesses and restrain bonus payments.

Sir Fred Goodwin is expected to step down today as chief executive of the Royal Bank of Scotland (RBS). Andy Hornby, the chief executive of HBOS, also faces an uncertain future.

RBS will offer its shareholders the right to buy £15 billion of new shares, the vast majority of which are expected to be left with the Government, giving it a 60 per cent stake.

Ministers denied last night that there was any plan to nationalise the whole banking sector and said that the aim was to restore the banks to full private ownership as soon as was sensible.

As Britain took the lead in shoring up its banking systems, other European countries announced similar rescue packages in a co-ordinated move to stem global financial turmoil.

The Government was forced to take bigger stakes in the banks than it originally intended because of a dramatic slump in banks’ share prices last week. It also increased the amount of money it demanded the banks raise in an attempt to rebuild shattered confidence in the financial system.

RBS and HBOS are expected to lead the way with proposals involving the issue of ordinary shares, underwritten by the Government. Existing investors will be able to buy the new shares but the Government will step in and buy them if the appetite is weak.

RBS wants the Government to underwrite a £15 billion-plus cash call to investors, while HBOS is requesting up to £12 billion. RBS is looking to raise a further £5 billion by issuing preference shares that do not carry voting rights. If the Lloyds TSB takeover does not happen, the sum required by HBOS would mean something close to a majority stake for the taxpayer there as well.

RBS was valued at £11.8 billion at the close of play on Friday. The original plan by the Government involved taking preference shares in companies, which would pay a dividend and mean a potential profit for taxpayers. However, the proposals will now also mean ordinary shares being offered to investors, ensuring the banks get the cash they want.

Any shares taken by the Government will be placed in a newly created bank reconstruction fund that would hold the stock until market conditions improve. Ordinary shares give ministers voting rights and senior figures representing the Government will go on the boards.

The proposals come less than a week after the Government unveiled a £500 billion package aimed at recapitalising the banks and encouraging firms to lend to each other again.

The talks have been accelerated after heavy falls on world markets last week, including a 61 per cent drop in the value of RBS.

Mervyn King, the Bank of England Governor, has reportedly told the banks to ask for more than they need, meaning their capital position would be strengthened sufficiently to absorb shocks and a long recession.

Lloyds TSB has been reported as requiring £7 billion and Barclays £3 billion but it is understood that Barclays is under pressure from the Government to raise up to double that.

The positions of Sir Fred and Sir Tom McKillop, the RBS chairman, have been under scrutiny since the group was forced to raise £12 billion from investors earlier this year. RBS has also written off nearly £6 billion from credit crunch-linked investments this year, making it one of Britain’s worst-affected banks by the sub-prime loans crisis.

• Have your say
  

• Have your say
  

comical!

Conspiracy theorists always come out of the woodwork during times of crisis. In any case, we are indeed living in interesting times.

Well if one looks at the skyrocketing oil price, the boom these countries now experiencing, the chinese currency situation and the leverage such "crisis" can have, we will soon see.

And certainly can such a "crisis" be engineered!

Let me guess, it was those pesky Zionist bankers again, eh?

There have been financial conspiracies before, such as the silver price manipulation in the 80s, but this is all on too big a scale to seriously believe this was coordinated.

It is well known that after the Second War ******* ******* took a oath to get even with Europe they are reason Europe is overrun with Moslem's today. This group controls the world. Warning one should not write or say anything about them.

A pledge too far?

Oct 1st 2008

From the Economist Intelligence Unit ViewsWire

Thanks for posting the above Economist article, Taxexile--hadn't seen it yet.

Separately, anyone have knowledge on deposit guarantees regarding cash in HSBC Jersey offshore accounts? Had a look at the Jersey Financial Services Commission website, where it says:

Q: Does Jersey have a depositor-protection scheme?

A:There is presently no depositor-protection scheme in Jersey but the introduction of such a scheme is being considered.

As the UK's GBP35k protection doesn't extend to offshore places like Jersey, my initial guess is there's no protection.

Cheers, Misty

Who knowns if these offshore banks have the money in good times. Or if they even banks by your country standards. They should be closed down they are frauds soon a lot of crying from holders of this junk

For f*cks sake Phil, why don't you go play in somebody else's back yard, you speak a load of &lt;deleted&gt;.

Before you call me &lt;deleted&gt; check the facts. Check my records of profits for 2006 2007 and yes my profits even for 2008 you will amaze of my total wealth. My system is simple do the opposite of what the messes of Thai visa say about the markets. Thank and your kind for making me richer. PM and we can meet and you can eat up your heart about my profits maybe you can learn a few things. Glad I can help you God bless you you need God

A pledge too far?

Oct 1st 2008

From the Economist Intelligence Unit ViewsWire

Thanks for posting the above Economist article, Taxexile--hadn't seen it yet.

Separately, anyone have knowledge on deposit guarantees regarding cash in HSBC Jersey offshore accounts? Had a look at the Jersey Financial Services Commission website, where it says:

Q: Does Jersey have a depositor-protection scheme?

A:There is presently no depositor-protection scheme in Jersey but the introduction of such a scheme is being considered.

As the UK's GBP35k protection doesn't extend to offshore places like Jersey, my initial guess is there's no protection.

Cheers, Misty

Who knowns if these offshore banks have the money in good times. Or if they even banks by your country standards. They should be closed down they are frauds soon a lot of crying from holders of this junk

I use Anglo Irish and believe me have been trying to get to the bottom of it.My Money is in the Isle of Man and is safe under the Irish Governments 2 year thing.Guess that means offshore.

EPG.

Never check these banks are fakes you will be crying soon.

They are all owned by New York Bankers

Really? And which ones aren't then?

Let me us know with your answer...

I have an icelandic account.

Internet online and its pretty good

Sorry I tried to tell the truth but I guess you had a investor bank (crook) who you trusted. Shame Shame if you lost money Never trust anybody with your money Pm me for advice.

Hope I can help

The Irish Goverment is extending the guarantee for banks to all banks with a major interest in Ireland that includes Bank of Scotland. Halifax. First Active, IIB

http://www.rte.ie/business/2008/1009/saving.html

Now is the time to invest no need to be cowards. Remember Phil's advice people on this board like Thai stocks when Set 1000. This is a bargain your children and wifes family.

I am glad to say I took down a large amount of stock today onward to greater riches.

At midday... an 8% drop

SET

459.91 - 40.08

Now is the time to invest no need to be cowards. Remember Phil's advice people on this board like Thai stocks when Set 1000. This is a bargain your children and wifes family.

I am glad to say took down a large amount of stock today onward to greater riches.

The Set is a index to measure the Thai Stock Market. It is like the USA Dow index or the German GDax index or the English FSTE 100 index

thanks for the explanation Phil. but i have another question for you: "ever heard of irony?"

Maybe that is why I stopped Joking in my answer to you

What is astounding to me is that people are still buying houses through bogus companies. As compared to that foolishness, existing condos in your own name still look great. I say existing condos because I think buying pre construction is almost as foolish as buying a house through a company.

Maybe Sour Grapes on your part I known 21 members of my wife family still buying homes with my money. And believe me they are all very happy and spent most of the time partying with money also.