
Mattd
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No, this question was asked of SCB and as posted earlier, they say it is to do with the system Thailand uses for their citizens, basically, the facial recognition for a Thai is done through a database connected with the ID card system. Now, why they can't just have a separate database for their foreign customers I've no idea!
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From what I understand it is how the banks interpretate the BOT rules, they say that the facial recognition side is something to do with the CHIP system used together with the Thai ID card. BBL etc. seem to have a different take on the rules. To be honest, I don't see why SCB can't ask the account holder to come to the bank with positive photo ID (passport registered to the account) and then take a photo to store in a database, which I imagine is how BBL did it?
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It means exactly what it says, SCB removed the waiver for facial recognition that was in place for foreign ban account holders, mine was removed on 16th June (it seems they staggered dates, so others were earlier and other later). As of the date they say, you will no longer be able to make a transaction over over 50,000 THB using SCB Easy. If you have to make such a transaction, you must call them and ask permission, once granted you have one hour to make the transaction, a call has to be made for every single transaction over 50,000 THB. It is possible to transfer funds up to 49,900 THB to the same person, to a maximum of 200,000 THB per day, essentially 4 transactions. Email received from SCB by another customer: Firstly, we sincerely apologize for any inconvenience caused and for the delay in our response. Regarding your email, SCB has canceled the facial recognition waiver in order to comply with regulations set by the Bank of Thailand. At present, our system does not yet support facial recognition for foreign customers. Once facial verification becomes available for foreign customers, we will make an official announcement and invite foreign clients to complete identity verification at SCB branch again. You may continue using the app as usual without visiting an SCB branch for facial recognition, as long as your transfers do not exceed the following limits: - Up to 50,000 THB per transaction, or - A total of 200,000 THB in transfers per day For transactions exceeding these limits, please be advised of the following: If you require a temporary bypass for facial recognition, you may: - Contact the SCB Call Center at 02-777-7777 (press 9 for English), provided that you hold an active SCB debit card with PIN verification. - If you do not have a debit card, please visit your nearest SCB branch with your passport and bank passbook to request the exemption. Please note: The temporary bypass is valid for one (1) hour and will be automatically canceled thereafter. However, you may request this exemption as often as needed. Alternatively, you may also complete your transactions through other available channels, such as ATMs, CDMs, VTMs, or by visiting any SCB branch at your convenience. We sincerely appreciate your trust in SCB to assist you. If you have any further inquiry, please do not hesitate to contact the SCB Customer Service Center via email at customer_service[at]scb.co.th, available 24 hours a day. "Please take care of your health during this period of frequent weather changes." Yours sincerely, SCB Customer Center
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Report Thai PM Orders Standardised Smoking Areas at Airports for Travellers
Mattd replied to snoop1130's topic in Thailand News
Exactly, BKK did actually have that in the garden off the Miracle lounge in D concourse, with a designated smoking area away from others, the perfect solution, that went along with the smoking rooms. It could have been a good money spinner, folks who did want a smoke badly pay to access the lounge and go outside to smoke, the lounge makes money and the smokers get their last smoke in before the flight without polluting others, win win!! -
Panicked Trump Lashes Walmart for Telling Truth on Tariffs
Mattd replied to BLMFem's topic in Political Soapbox
Your post makes no sense. It would be impossible for Walmart (or any other company in retailing) to 'eat the tariffs' they work on such low Net Profit margins (some people seem confused by the difference between Gross Profit and Net Profit!!) that if they were to try that even on a 10% tariff, the end result would be a loss as opposed to a profit, that is economical fact. They would not increase their profit by passing the tariff on to the consumer, unless they increased the price by more than a reasonable percent of the tariff, inevitably there will be a cost plus on the tariff rate passed on to the consumer, this is unavoidable, as there are going to incur additional costs for administration and initially paying the tariff to the Government. This is the reality of tariffs, the end consumer always pays. -
How stupid is China for retaliating to Trumps tariffs?
Mattd replied to hotsun's topic in Political Soapbox
Finally someone with a sensible post! The US bond market is in dire straits right now and if this collapses so does the US, bankruptcy would be inevitable. Something that Trump likely didn't even consider, he'd want to hope that all the countries that can don't just want to cash in at the same time. High US import tariffs on China and other countries exported goods in to the US will mean a huge shortage and a massive disturbance to the supply chain (remember Covid and the supply issues), especially for companies such as Boeing (who happen to be the biggest exporter in the US $ wise), the airspace industry is totally reliant on a global supply chain as are many many others. Effectively this could cripple the likes of Boeing and many other industries in the US, you simply cannot replace the global supply chain overnight, it will take decades. Airbus and Comac must be smiling right now! -
Insurance company only want to pay 50% of the claim
Mattd replied to advancebooking's topic in Insurance in Thailand
I'd agree if it was the vehicle owner paying for the repair, otherwise it is generally it is not up to the insured to get independent quotes, the insurance company should appoint an assessor to assess the damage and make a recommendation to the company. Whether the repairs go ahead or not would be their decision, which would be based on the cost to repair versus the insured value of the vehicle. Any dispute should be resolved immediately. In my experience, the car will be taken to the repair company by the insurance company, exactly where will depend on the clause in the policy, i.e. dealer garage or an approved insurance repair company, the insured may have a say in the preferred repairer, ultimately though it is entirely up to the insurance company as they are ones who will (should) be paying, the insured would forfeit any deductible if any and the repair should then proceed, some insurance companies do seem to have a bad reputation with the dealer garages in terms of payment and can be slow to give the go ahead to repair, however, after 8 months in the case of the OP, then something is badly wrong. -
Insurance company only want to pay 50% of the claim
Mattd replied to advancebooking's topic in Insurance in Thailand
Far too many unknowns! - Reputable Insurance Company? - Was the accident involving only the MIL car and no other vehicle / property? - Is it First Class Insurance? - Any Excess (deductible) payable? - If the answer to the first question was yes, then is there any limitation of the repair cost for self damage? - Dealer Garage repair or insurance company repair shop? - Why is it taking so long to repair, extensive damage, rare vehicle? First thing to do is get hold of the policy and read the small print, absolutely no point in making any complaint until you are 100% sure of all of the facts and the T&Cs. -
Engine oil not leaking but decreasing
Mattd replied to villageidiotY2K's topic in Thailand Motor Discussion
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I don't know about a sudden death overseas of a UK citizen, however, if a person dies in the UK under these circumstances it is a legal requirement for a coroner's inquest to establish the cause of death. After a bit of research, according to the Government info available on the web, there would usually be an inquest to establish the cause of death and the body cannot be cremated in the UK without a coroners certificate. As Sheryl states, the post mortem examination here gives little to no info on the cause of death, in fact I know of one that stated that the cause was that the heart stopped and the person stopped breathing, not why that happened! A UK post mortem would be factual and dare I say it, truthful. RIP young man.
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Teenage Brit Involved in Fatal Road Collision in Pattaya
Mattd replied to Georgealbert's topic in Pattaya News
Assuming he was insured! -
1. I am not 100% sure, the code states the previous tax year and not years, but this could also be a mistake in the translation, the statute of limitations for tax liability in Thailand is 10 years AFAIK. 2. It would be up to you to prove. The TRD will only question those tax returns that that they believe warrant such, I'd imagine that most will be accepted, to investigate all would take a massive amount of resources.
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I would agree with @card that Thailand will only apply income tax to funds earned or remitted to Thailand, below quoted from the Thailand Revenue Code: "Section 41 A taxpayer who in the previous tax year derived assessable income under Section 40 from an employment, or from business carried on in Thailand, or from business of an employer residing in Thailand, or from a property situated in Thailand shall pay tax in accordance with the provisions of this Part, whether such income is paid within or outside Thailand. A resident of Thailand who in the previous tax year derived assessable income under Section 40 from an employment or from business carried on abroad or from a property situated abroad shall, upon bringing such assessable income into Thailand, pay tax in accordance with the provisions of this Part. Any person staying in Thailand for a period or periods aggregating 180 days or more in any tax year shall be deemed a resident of Thailand." There seems to be a lot of misunderstanding from some posters (not your good self) that if their income earned or remitted into Thailand is below the allowances that they do not need to submit a tax return, technically this is incorrect, any person deemed resident in Thailand for tax purposes must submit a tax return, regardless of the level of income. This applies only to income from the previous tax year that is earned or remitted to Thailand. None of this is new, it has been a part of the revenue code for years, what is new is the authorities deciding to look in to those deemed tax resident in Thailand and not paying any income tax, this applies to both Expat and Thais. I would think that for most it is going to be a case of seeing how this evolves.