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Mattd

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Posts posted by Mattd

  1. 4 minutes ago, ukrules said:

    They do facial recognition on my ABA account in Cambodia and it works perfectly well.

    Can't you pop down to the local branch and get them to set it up for you like all the Thais?

    No, this question was asked of SCB and as posted earlier, they say it is to do with the system Thailand uses for their citizens, basically, the facial recognition for a Thai is done through a database connected with the ID card system.

     

    Now, why they can't just have a separate database for their foreign customers I've no idea!

    • Thumbs Up 1
  2. 2 minutes ago, Crossy said:

     

    No idea, it works (reasonably) well for Bangkok Bank.

     

    Actually, I believe it's more to do with not being able to handle the various formats of passport numbers.

     

    From what I understand it is how the banks interpretate the BOT rules, they say that the facial recognition side is something to do with the CHIP system used together with the Thai ID card.

     

    BBL etc. seem to have a different take on the rules.

     

    To be honest, I don't see why SCB can't ask the account holder to come to the bank with positive photo ID (passport registered to the account) and then take a photo to store in a database, which I imagine is how BBL did it?

    • Like 1
  3. 4 hours ago, Upnotover said:

    Singapore had it right years ago, although likely now gone.  The open air areas on the roof.  Gardens, swimming pool, bars.  Good enough to miss a flight for.

    Exactly, BKK did actually have that in the garden off the Miracle lounge in D concourse, with a designated smoking area away from others, the perfect solution, that went along with the smoking rooms.

    It could have been a good money spinner, folks who did want a smoke badly pay to access the lounge and go outside to smoke, the lounge makes money and the smokers get their last smoke in before the flight without polluting others, win win!!

    • Like 2
  4. 4 hours ago, thesetat said:

    Or maybe Walmart does not want to cut their billions of profit and instead use the Tariffs to increase that even more. 

    Trump warns Walmart against raising prices, tells company to "eat the tariffs"

     

    Your post makes no sense.

    It would be impossible for Walmart (or any other company in retailing) to 'eat the tariffs' they work on such low Net Profit margins (some people seem confused by the difference between Gross Profit and Net Profit!!) that if they were to try that even on a 10% tariff, the end result would be a loss as opposed to a profit, that is economical fact.

    They would not increase their profit by passing the tariff on to the consumer, unless they increased the price by more than a reasonable percent of the tariff, inevitably there will be a cost plus on the tariff rate passed on to the consumer, this is unavoidable, as there are going to incur additional costs for administration and initially paying the tariff to the Government.

    This is the reality of tariffs, the end consumer always pays.

     

     

    • Like 1
    • Thumbs Up 1
  5. On 4/14/2025 at 5:12 PM, jas007 said:

    It's not Trump's supporters, it's the bond market and the banking system that is ultimately calling the shots.   And the bond market is already on life support .  

     

    The final outome is still uncertain.

    Finally someone with a sensible post!

    The US bond market is in dire straits right now and if this collapses so does the US, bankruptcy would be inevitable.

    Something that Trump likely didn't even consider, he'd want to hope that all the countries that can don't just want to cash in at the same time.

    High US import tariffs on China and other countries exported goods in to the US will mean a huge shortage and a massive disturbance to the supply chain (remember Covid and the supply issues), especially for companies such as Boeing (who happen to be the biggest exporter in the US $ wise), the airspace industry is totally reliant on a global supply chain as are many many others.

    Effectively this could cripple the likes of Boeing and many other industries in the US, you simply cannot replace the global supply chain overnight, it will take decades.

    Airbus and Comac must be smiling right now!

     

    • Agree 1
    • Thanks 1
  6. 1 hour ago, RocketDog said:

    Thank you.

    The most germane reply to the OP yet.

     

    Don't take those steps before repairs start and you're tossing the dice.

    I'd agree if it was the vehicle owner paying for the repair, otherwise it is generally it is not up to the insured to get independent quotes, the insurance company should appoint an assessor to assess the damage and make a recommendation to the company.

    Whether the repairs go ahead or not would be their decision, which would be based on the cost to repair versus the insured value of the vehicle.

    Any dispute should be resolved immediately.

     

    In my experience, the car will be taken to the repair company by the insurance company, exactly where will depend on the clause in the policy, i.e. dealer garage or an approved insurance repair company, the insured may have a say in the preferred repairer, ultimately though it is entirely up to the insurance company as they are ones who will (should) be paying, the insured would forfeit any deductible if any and the repair should then proceed, some insurance companies do seem to have a bad reputation with the dealer garages in terms of payment and can be slow to give the go ahead to repair, however, after 8 months in the case of the OP, then something is badly wrong.

  7. Far too many unknowns!

     

    - Reputable Insurance Company?

    - Was the accident involving only the MIL car and no other vehicle / property?

    - Is it First Class Insurance?

    - Any Excess (deductible) payable?

    - If the answer to the first question was yes, then is there any limitation of the repair cost for self damage?

    - Dealer Garage repair or insurance company repair shop?

    - Why is it taking so long to repair, extensive damage, rare vehicle?

     

    First thing to do is get hold of the policy and read the small print, absolutely no point in making any complaint until you are 100% sure of all of the facts and the T&Cs.

    • Agree 1
  8. 16 hours ago, villageidiotY2K said:

    Car is 4 years old bought as brand new.

    25k mileage and there’s no smoky exhaust.

    no milky emulsion in the radiator or stuck at oil dip stick.

    As I googled maybe it’s burning in the engine and need to change the pcv valve? If there is no blue smoke from the exhaust it is unlikely the engine is burning the oil, apart from rings (which would also cause a significant loss of performance due to low compression), leaking valve seals or worn main / big end bearings can cause oil loss, if it was the bearings you would know it as it would sound like a bag of nails!! Valve seal leak would cause blue smoke from the exhaust.

     

    I had the oil changed on October at a new store that just opened back then called autobacs. Mechanics looked like kids and not even wearing the stores uniform Are you sure they actually put the correct quantity of oil in?

     

    and things like nova suggested I ain’t a mechanic and I can’t even jack up the car. So yeah 

     

    just out of curiosity, should u get the car towed if the oil is in the radiator? You state above that there is no milky emulsion in the cooling radiator (have you checked the radiator itself, not just the expansion tank?) so it is unlikely to be a head gasket, what does the oil filler cap and cam cover look like on the inside? If it is the head gasket there would more than likely be a lot of whitish smoke from the exhaust and the car would overheat, I'd definitely not drive a car with a failed head gasket.

     

  9. 53 minutes ago, Spamhead said:

    Maybe they do but they have no legal right to one. The only person to decide if a Coroners Inquiry is carried out is the cotoner themself.

    I don't know about a sudden death overseas of a UK citizen, however, if a person dies in the UK under these circumstances it is a legal requirement for a coroner's inquest to establish the cause of death.

    After a bit of research, according to the Government info available on the web, there would usually be an inquest to establish the cause of death and the body cannot be cremated in the UK without a coroners certificate.

    As Sheryl states, the post mortem examination here gives little to no info on the cause of death, in fact I know of one that stated that the cause was that the heart stopped and the person stopped breathing, not why that happened!

    A UK post mortem would be factual and dare I say it, truthful.

     

    RIP young man.

    • Heart-broken 1
  10. 38 minutes ago, StayinThailand2much said:

     

    Sorry, but that raises so many questions, e.g.:

     

    1. 'Income' from when, 1975 (or whenever it was earned), since residing in Thailand, or just for the tax year?

    2. If I hold $20,000 in savings, had a taxable income overseas of $5,000 last year, and transfer $3,000 to Thailand, how does the Thailand Revenue Department know whether such transferred money came out of my savings, or last tax year's income?

     

    1. I am not 100% sure, the code states the previous tax year and not years, but this could also be a mistake in the translation, the statute of limitations for tax liability in Thailand is 10 years AFAIK.

    2. It would be up to you to prove.

     

    The TRD will only question those tax returns that that they believe warrant such, I'd imagine that most will be accepted, to investigate all would take a massive amount of resources.

  11. 4 hours ago, Kerryd said:


    I would need to see an actual reference to that - from a legitimate source - before I'd believe it.

    Everything I've been reading about the subject suggests they want to see all of your income, even if it's covered by a treaty, and the only way to do that is by filing a return.

    It is worth pointing out that even a lot of "experts" (as in Thai professionals) don't seem to know what the regulations actually are or will be. I think that was in a Bangkok Post article last year about the taxation of foreigners where they quoted some (Thai) tax lawyers who noted there were a lot of unanswered questions about what was taxable and who was actually required to file.

    But if there's a Revenue Department document or notice in the Gazette that says you don't have to file a return if your only remitted funds are from non-taxable pensions - that should be pinned to the top of this discussion.

    As that would definitely clear up most of the confusion for most of the people here.

     

    I would agree with @card that Thailand will only apply income tax to funds earned or remitted to Thailand, below quoted from the Thailand Revenue Code:

     

    "Section 41 A taxpayer who in the previous tax year derived assessable income under Section 40 from an employment, or from business carried on in Thailand, or from business of an employer residing in Thailand, or from a property situated in Thailand shall pay tax in accordance with the provisions of this Part, whether such income is paid within or outside Thailand.

    A resident of Thailand who in the previous tax year derived assessable income under Section 40 from an employment or from business carried on abroad or from a property situated abroad shall, upon bringing such assessable income into Thailand, pay tax in accordance with the provisions of this Part.

    Any person staying in Thailand for a period or periods aggregating 180 days or more in any tax year shall be deemed a resident of Thailand."

     

    There seems to be a lot of misunderstanding from some posters (not your good self) that if their income earned or remitted into Thailand is below the allowances that they do not need to submit a tax return, technically this is incorrect, any person deemed resident in Thailand for tax purposes must submit a tax return, regardless of the level of income.

    This applies only to income from the previous tax year that is earned or remitted to Thailand.

     

    None of this is new, it has been a part of the revenue code for years, what is new is the authorities deciding to look in to those deemed tax resident in Thailand and not paying any income tax, this applies to both Expat and Thais.

     

    I would think that for most it is going to be a case of seeing how this evolves.

  12. On 5/14/2024 at 7:39 AM, digbeth said:

     

    Is the slip for reserving your 'special' number

     

    In my experience getting plate from the DLT is just turning up to the DLT with the paperwork and coming home with plate and blue/green book 

     

    you just had to ask the dealer that you'll be registering yourself and they won't charge you the 3-500 baht registration service 

     

    Getting your own plate at the DLT is simple, if you had the necessary paperwork (Registration Kit) from the dealer, which they don't have as the manufacturer won't release it to the dealer until they've been paid, hence  the delay

     

    Some brands are strange like Kawasaki and Ducati that they never release the 'registration kit' for self registraton ever

    This is correct, DLT issue the numbers, so if you are getting any number rather than a special one, then DLT can issue there and then so long as all the paperwork is in place.

    Most of the delay from the dealer is to do with paying the money out to various entities.

  13. 24 minutes ago, kingstonkid said:

    I agree but would also sue him.  In this country it is illegal not to have I'd the cops know who it is if you called them to investigate.  If you didn't then it is your fault so just pay.

    Illegal not to have?

    If you refer to insurance for 3rd party property, then unfortunately the only insurance required to legally drive or ride on the road here is the CTPL (compulsory third party liability or Por Ror Bor), there is no requirement to insure the vehicle or 3rd party property damage.

    Most Thais on Motorcycles (and some cars). only have this lowest cover, partly because they see no need for any other cover and mainly because they cannot afford the additional cover.

    They also know that generally the police will side with them, I know of several times where accidents have happened through the fault of the motorcyclist and yet the car driver has been made to pay for the damage to the motorcycle, compensate the rider and any pay hospital fees, with the police saying that the rider has no money and the car is bigger!!

    Hopefully one day the level of minimum cover is increased to include third party property damage.

    Until such time, the soundest advice is to make sure you have the best cover available.

    Oh and there would be no point in suing him or her, you get no blood out of stone :) 

    • Thanks 2
  14. 4 hours ago, rgrdns said:

    Thank you, guys

    What to do if the IO did not approve yet (pending) the application within 3 days, must I resubmit or just wait until the due date?

    Regards

    You need to clarify, when did you last enter Thailand? (I'm assuming from the post title that you left and have recently reentered)

    Your 90 day report will be due 89 days after that date, the 90 days resets upon entry.

  15. 3 hours ago, stix40 said:

    I wanted to know why the showroom wanted a chunk in cash for showroom?

    This is perfectly normal and doesn't have to be cash, it can be transfer, bankers draft etc. once you decide to purchase the car then the dealer will want a non-refundable deposit placed to confirm the sale, the amount will differ from dealer to dealer and the value of the car, generally Honda, Toyota, Mazda etc. will ask for 5-10,000 Baht as the deposit, BMW, MB, Audi etc. 50,000 Baht.

    This deposit will be deducted from the total cost at the final payment, additional costs on top of the car price are usually a deposit for the red plate (refunded when the white plate arrives) and a registration fee (includes the road tax & polabar). 

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