
Mattd
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Posts posted by Mattd
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2 minutes ago, Crossy said:
No idea, it works (reasonably) well for Bangkok Bank.
Actually, I believe it's more to do with not being able to handle the various formats of passport numbers.
From what I understand it is how the banks interpretate the BOT rules, they say that the facial recognition side is something to do with the CHIP system used together with the Thai ID card.
BBL etc. seem to have a different take on the rules.
To be honest, I don't see why SCB can't ask the account holder to come to the bank with positive photo ID (passport registered to the account) and then take a photo to store in a database, which I imagine is how BBL did it?
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It means exactly what it says, SCB removed the waiver for facial recognition that was in place for foreign ban account holders, mine was removed on 16th June (it seems they staggered dates, so others were earlier and other later).
As of the date they say, you will no longer be able to make a transaction over over 50,000 THB using SCB Easy.
If you have to make such a transaction, you must call them and ask permission, once granted you have one hour to make the transaction, a call has to be made for every single transaction over 50,000 THB.
It is possible to transfer funds up to 49,900 THB to the same person, to a maximum of 200,000 THB per day, essentially 4 transactions.
Email received from SCB by another customer:
Firstly, we sincerely apologize for any inconvenience caused and for the delay in our response.
Regarding your email, SCB has canceled the facial recognition waiver in order to comply with regulations set by the Bank of Thailand.
At present, our system does not yet support facial recognition for foreign customers.
Once facial verification becomes available for foreign customers, we will make an official announcement and invite foreign clients to complete identity verification at SCB branch again.You may continue using the app as usual without visiting an SCB branch for facial recognition, as long as your transfers do not exceed the following limits:
- Up to 50,000 THB per transaction, or
- A total of 200,000 THB in transfers per dayFor transactions exceeding these limits, please be advised of the following:
If you require a temporary bypass for facial recognition, you may:
- Contact the SCB Call Center at 02-777-7777 (press 9 for English), provided that you hold an active SCB debit card with PIN verification.
- If you do not have a debit card, please visit your nearest SCB branch with your passport and bank passbook to request the exemption.Please note: The temporary bypass is valid for one (1) hour and will be automatically canceled thereafter. However, you may request this exemption as often as needed.
Alternatively, you may also complete your transactions through other available channels, such as ATMs, CDMs, VTMs, or by visiting any SCB branch at your convenience.
We sincerely appreciate your trust in SCB to assist you. If you have any further inquiry, please do not hesitate to contact the SCB Customer Service Center via email at customer_service[at]scb.co.th, available 24 hours a day.
"Please take care of your health during this period of frequent weather changes."
Yours sincerely,
SCB Customer Center-
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4 hours ago, Upnotover said:
Singapore had it right years ago, although likely now gone. The open air areas on the roof. Gardens, swimming pool, bars. Good enough to miss a flight for.
Exactly, BKK did actually have that in the garden off the Miracle lounge in D concourse, with a designated smoking area away from others, the perfect solution, that went along with the smoking rooms.
It could have been a good money spinner, folks who did want a smoke badly pay to access the lounge and go outside to smoke, the lounge makes money and the smokers get their last smoke in before the flight without polluting others, win win!!
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4 hours ago, thesetat said:
Or maybe Walmart does not want to cut their billions of profit and instead use the Tariffs to increase that even more.
Trump warns Walmart against raising prices, tells company to "eat the tariffs"
Your post makes no sense.
It would be impossible for Walmart (or any other company in retailing) to 'eat the tariffs' they work on such low Net Profit margins (some people seem confused by the difference between Gross Profit and Net Profit!!) that if they were to try that even on a 10% tariff, the end result would be a loss as opposed to a profit, that is economical fact.
They would not increase their profit by passing the tariff on to the consumer, unless they increased the price by more than a reasonable percent of the tariff, inevitably there will be a cost plus on the tariff rate passed on to the consumer, this is unavoidable, as there are going to incur additional costs for administration and initially paying the tariff to the Government.
This is the reality of tariffs, the end consumer always pays.
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On 4/14/2025 at 5:12 PM, jas007 said:
It's not Trump's supporters, it's the bond market and the banking system that is ultimately calling the shots. And the bond market is already on life support .
The final outome is still uncertain.
Finally someone with a sensible post!
The US bond market is in dire straits right now and if this collapses so does the US, bankruptcy would be inevitable.
Something that Trump likely didn't even consider, he'd want to hope that all the countries that can don't just want to cash in at the same time.
High US import tariffs on China and other countries exported goods in to the US will mean a huge shortage and a massive disturbance to the supply chain (remember Covid and the supply issues), especially for companies such as Boeing (who happen to be the biggest exporter in the US $ wise), the airspace industry is totally reliant on a global supply chain as are many many others.
Effectively this could cripple the likes of Boeing and many other industries in the US, you simply cannot replace the global supply chain overnight, it will take decades.
Airbus and Comac must be smiling right now!
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1 hour ago, RocketDog said:
Thank you.
The most germane reply to the OP yet.
Don't take those steps before repairs start and you're tossing the dice.
I'd agree if it was the vehicle owner paying for the repair, otherwise it is generally it is not up to the insured to get independent quotes, the insurance company should appoint an assessor to assess the damage and make a recommendation to the company.
Whether the repairs go ahead or not would be their decision, which would be based on the cost to repair versus the insured value of the vehicle.
Any dispute should be resolved immediately.
In my experience, the car will be taken to the repair company by the insurance company, exactly where will depend on the clause in the policy, i.e. dealer garage or an approved insurance repair company, the insured may have a say in the preferred repairer, ultimately though it is entirely up to the insurance company as they are ones who will (should) be paying, the insured would forfeit any deductible if any and the repair should then proceed, some insurance companies do seem to have a bad reputation with the dealer garages in terms of payment and can be slow to give the go ahead to repair, however, after 8 months in the case of the OP, then something is badly wrong.
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Far too many unknowns!
- Reputable Insurance Company?
- Was the accident involving only the MIL car and no other vehicle / property?
- Is it First Class Insurance?
- Any Excess (deductible) payable?
- If the answer to the first question was yes, then is there any limitation of the repair cost for self damage?
- Dealer Garage repair or insurance company repair shop?
- Why is it taking so long to repair, extensive damage, rare vehicle?
First thing to do is get hold of the policy and read the small print, absolutely no point in making any complaint until you are 100% sure of all of the facts and the T&Cs.
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16 hours ago, villageidiotY2K said:
Car is 4 years old bought as brand new.
25k mileage and there’s no smoky exhaust.
no milky emulsion in the radiator or stuck at oil dip stick.
As I googled maybe it’s burning in the engine and need to change the pcv valve? If there is no blue smoke from the exhaust it is unlikely the engine is burning the oil, apart from rings (which would also cause a significant loss of performance due to low compression), leaking valve seals or worn main / big end bearings can cause oil loss, if it was the bearings you would know it as it would sound like a bag of nails!! Valve seal leak would cause blue smoke from the exhaust.
I had the oil changed on October at a new store that just opened back then called autobacs. Mechanics looked like kids and not even wearing the stores uniform Are you sure they actually put the correct quantity of oil in?
and things like nova suggested I ain’t a mechanic and I can’t even jack up the car. So yeah
just out of curiosity, should u get the car towed if the oil is in the radiator? You state above that there is no milky emulsion in the cooling radiator (have you checked the radiator itself, not just the expansion tank?) so it is unlikely to be a head gasket, what does the oil filler cap and cam cover look like on the inside? If it is the head gasket there would more than likely be a lot of whitish smoke from the exhaust and the car would overheat, I'd definitely not drive a car with a failed head gasket.
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53 minutes ago, Spamhead said:
Maybe they do but they have no legal right to one. The only person to decide if a Coroners Inquiry is carried out is the cotoner themself.
I don't know about a sudden death overseas of a UK citizen, however, if a person dies in the UK under these circumstances it is a legal requirement for a coroner's inquest to establish the cause of death.
After a bit of research, according to the Government info available on the web, there would usually be an inquest to establish the cause of death and the body cannot be cremated in the UK without a coroners certificate.
As Sheryl states, the post mortem examination here gives little to no info on the cause of death, in fact I know of one that stated that the cause was that the heart stopped and the person stopped breathing, not why that happened!
A UK post mortem would be factual and dare I say it, truthful.
RIP young man.
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Try AdenZa on North Road, I have had 3 done there and at reasonable prices.
AdenZa Dental
159/187 Moo 5, North Pattaya Road, Naklua, Banglamung, Chon Buri 20150
033 072 684 , 091-752-9530
https://maps.app.goo.gl/5Tu51
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18 minutes ago, Ralf001 said:
More likely if the lad was not under the influence of alcohol or drugs the insurance company will sort the coin.
Assuming he was insured!
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1 hour ago, Briggsy said:
If they did, they never mentioned it.
Were they deducting income tax?
If so, then 100% they were filing the return on your behalf, it is done online nowadays.
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38 minutes ago, StayinThailand2much said:
Sorry, but that raises so many questions, e.g.:
1. 'Income' from when, 1975 (or whenever it was earned), since residing in Thailand, or just for the tax year?
2. If I hold $20,000 in savings, had a taxable income overseas of $5,000 last year, and transfer $3,000 to Thailand, how does the Thailand Revenue Department know whether such transferred money came out of my savings, or last tax year's income?
1. I am not 100% sure, the code states the previous tax year and not years, but this could also be a mistake in the translation, the statute of limitations for tax liability in Thailand is 10 years AFAIK.
2. It would be up to you to prove.
The TRD will only question those tax returns that that they believe warrant such, I'd imagine that most will be accepted, to investigate all would take a massive amount of resources.
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4 hours ago, Kerryd said:
I would need to see an actual reference to that - from a legitimate source - before I'd believe it.
Everything I've been reading about the subject suggests they want to see all of your income, even if it's covered by a treaty, and the only way to do that is by filing a return.
It is worth pointing out that even a lot of "experts" (as in Thai professionals) don't seem to know what the regulations actually are or will be. I think that was in a Bangkok Post article last year about the taxation of foreigners where they quoted some (Thai) tax lawyers who noted there were a lot of unanswered questions about what was taxable and who was actually required to file.
But if there's a Revenue Department document or notice in the Gazette that says you don't have to file a return if your only remitted funds are from non-taxable pensions - that should be pinned to the top of this discussion.
As that would definitely clear up most of the confusion for most of the people here.
I would agree with @card that Thailand will only apply income tax to funds earned or remitted to Thailand, below quoted from the Thailand Revenue Code:
"Section 41 A taxpayer who in the previous tax year derived assessable income under Section 40 from an employment, or from business carried on in Thailand, or from business of an employer residing in Thailand, or from a property situated in Thailand shall pay tax in accordance with the provisions of this Part, whether such income is paid within or outside Thailand.
A resident of Thailand who in the previous tax year derived assessable income under Section 40 from an employment or from business carried on abroad or from a property situated abroad shall, upon bringing such assessable income into Thailand, pay tax in accordance with the provisions of this Part.
Any person staying in Thailand for a period or periods aggregating 180 days or more in any tax year shall be deemed a resident of Thailand."
There seems to be a lot of misunderstanding from some posters (not your good self) that if their income earned or remitted into Thailand is below the allowances that they do not need to submit a tax return, technically this is incorrect, any person deemed resident in Thailand for tax purposes must submit a tax return, regardless of the level of income.
This applies only to income from the previous tax year that is earned or remitted to Thailand.
None of this is new, it has been a part of the revenue code for years, what is new is the authorities deciding to look in to those deemed tax resident in Thailand and not paying any income tax, this applies to both Expat and Thais.
I would think that for most it is going to be a case of seeing how this evolves.
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Just now, petertucker48 said:
Why has he got Police height markers?
ID Card
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On 5/14/2024 at 7:39 AM, digbeth said:
Is the slip for reserving your 'special' number
In my experience getting plate from the DLT is just turning up to the DLT with the paperwork and coming home with plate and blue/green book
you just had to ask the dealer that you'll be registering yourself and they won't charge you the 3-500 baht registration service
Getting your own plate at the DLT is simple, if you had the necessary paperwork (Registration Kit) from the dealer, which they don't have as the manufacturer won't release it to the dealer until they've been paid, hence the delay
Some brands are strange like Kawasaki and Ducati that they never release the 'registration kit' for self registraton ever
This is correct, DLT issue the numbers, so if you are getting any number rather than a special one, then DLT can issue there and then so long as all the paperwork is in place.
Most of the delay from the dealer is to do with paying the money out to various entities.
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49 minutes ago, AAArdvark said:
Where is the FasTrack located?
on the right side of immigration as you go up the ramp.
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25 minutes ago, prakhonchai nick said:
Its all down to the failings of one inept government after another. Full third party insurance-as a minimum-should be mandatory for all road vehicles. Minister of Transport.....WHERE ART THOU????
100% agree
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24 minutes ago, kingstonkid said:
I agree but would also sue him. In this country it is illegal not to have I'd the cops know who it is if you called them to investigate. If you didn't then it is your fault so just pay.
Illegal not to have?
If you refer to insurance for 3rd party property, then unfortunately the only insurance required to legally drive or ride on the road here is the CTPL (compulsory third party liability or Por Ror Bor), there is no requirement to insure the vehicle or 3rd party property damage.
Most Thais on Motorcycles (and some cars). only have this lowest cover, partly because they see no need for any other cover and mainly because they cannot afford the additional cover.
They also know that generally the police will side with them, I know of several times where accidents have happened through the fault of the motorcyclist and yet the car driver has been made to pay for the damage to the motorcycle, compensate the rider and any pay hospital fees, with the police saying that the rider has no money and the car is bigger!!
Hopefully one day the level of minimum cover is increased to include third party property damage.
Until such time, the soundest advice is to make sure you have the best cover available.
Oh and there would be no point in suing him or her, you get no blood out of stone :)
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4 hours ago, rgrdns said:
Thank you, guys
What to do if the IO did not approve yet (pending) the application within 3 days, must I resubmit or just wait until the due date?
Regards
You need to clarify, when did you last enter Thailand? (I'm assuming from the post title that you left and have recently reentered)
Your 90 day report will be due 89 days after that date, the 90 days resets upon entry.
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52 minutes ago, Kopitiam said:
After 3 boosters, still caught covid. There is a clue there too!
2 hours ago, Spock said:It's not always mild. I had a really nasty bout of it about 2 months ago, three weeks after my 5th vaccine.
And there!
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3 hours ago, stix40 said:
I wanted to know why the showroom wanted a chunk in cash for showroom?
This is perfectly normal and doesn't have to be cash, it can be transfer, bankers draft etc. once you decide to purchase the car then the dealer will want a non-refundable deposit placed to confirm the sale, the amount will differ from dealer to dealer and the value of the car, generally Honda, Toyota, Mazda etc. will ask for 5-10,000 Baht as the deposit, BMW, MB, Audi etc. 50,000 Baht.
This deposit will be deducted from the total cost at the final payment, additional costs on top of the car price are usually a deposit for the red plate (refunded when the white plate arrives) and a registration fee (includes the road tax & polabar).
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2 minutes ago, Jaybott said:Is there any mention of emergency power kicking in? Once main power is lost, an emergency diesel generator should auto start providing emergency power and lighting. The EDG is normally not located in the main engine room but in its own watertight compartment with its own fuel tank and the emergency switchboard.
This is a small ship; so no telling where the EDG was located or it could possibly not have an EDG but emergency battery power. Anyway, emergency power should have been available, at least for awhile.
On a normal vessel, there are two means of emergency lighting, one as you say from the emergency generator and another via battery power.
If the vessel did lose propulsion and therefore steering, then the emergency generator would have been of no use other than to provide a means of light to escape.
With as list as bad as the pictures, it is possible that the emergency generator could not operate due to the bank angle.
I do not think that those who have never worked at sea can fully appreciate the terrible predicament the sailors were in, the ship was listing very badly, with some means of egress being impossible to use due to either the angle of the vessel or water blocking the escape routes, couple this with massive disorientation and it is a nightmare situation.
I've been on offshore ships that were rolling up to 50 degrees and lying in my bunk wondering if this was my last day on earth, if a ship fully capsizes and crew are inside say the engine room, what was the bottom of the ship is now the top, walking on engines and other machinery and with the escape hatches now above you not below, the way out is underwater, a truly nightmarish scenario.
A Navy ship is far worse, lots of pipes in walkways etc.
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Having worked in the maritime industry all my life, I feel for those sailors that are missing and their families.
At the time of the incident, a vessel I am involved with was / is working in the Gulf of Thailand and was waiting on weather, they were reporting swells of 5 - 6m and winds peaking at close to 50NM per hour.
Hopefully there will be a thorough investigation in to what went wrong, to sink a vessel of this nature is not as easy as some on this thread think.
From what we are hearing on the grapevine the initial cause was a loss of propulsion for whatever reason, which led to the ship getting beam on to the seas causing her to roll violently (she had a narrow beam), from this water was taken on causing the eventual sinking.
In heavy weather all vessel Masters will point the bow directly in to the weather, this is the only way to safely navigate rough seas.
Since Titanic, all ships are made of watertight compartments, flood one and the vessel will not sink, inclination tests are also done to determine how many degrees of list is the point of no return, again, a compartment can flood and not cause the ship to capsize. This is especially true of Naval ships for damage stability / control.
It is possible that one of the watertight doors below the waterline was open and the flooding was in more than one compartment, until the investigation it is only speculation.
One poster mentioned free surface effect, this can be a very bad situation for a ship, however, if all of the freeing ports are doing their job it should not cause a vessel to sink.
Let's hope the missing guys are found safe.
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Confusing email from SCB. What does it mean?
in Jobs, Economy, Banking, Business, Investments
Posted
No, this question was asked of SCB and as posted earlier, they say it is to do with the system Thailand uses for their citizens, basically, the facial recognition for a Thai is done through a database connected with the ID card system.
Now, why they can't just have a separate database for their foreign customers I've no idea!