recom273

Yes, correct - sorry about that - Im just saying, I wouldn't recommend either officemate or Lazada, they are all the worst Chinese made chairs with different labels and price tags, they look the part, but really aren't. Good luck with your search.

Many of the chairs in officemate can be purchased on Lazada and they are all POS. I don't do so much work now, but before and during Covid, I was spending 12-16 hours at my desk. The work was such that I couldn’t move for the duration apart from 5 mins toilet breaks. I thought spending 3k down at officemate was the key but the padding went, the fake leather split, bars running in the seat appeared. It was painful to do my shift, some days I was close to tears, constantly moving to find comfort. I bought some similar chairs from Lazada, but they were equally as bad, basically the same as chairs as officemate but cheaper. In the end I bought an ikea Markus - still going strong, I really like it, a little beyond your budget, but way better than anything else I tried.

Just to say, thanks for your input. When I contacted them at first, I told them I had been abroad for 30+ years and hadn't kept in contact - not thinking it would be an issue. Now its impossible to turn back the clock, I should have changed the policy in 1998, I should have updated the address to my parents new address, 25 years ago. Basically, two options, take the whole lot and pay 40% tax or move the pension to a company who deals with overseas customers. I have a few meetings lined up with companies in the UK, it could be in my interest to make some plans now, rather than at a later date.

Yes, it's possible - I don't think there is a charge for moving funds.

I spoke to pensionwise regarding QROPS and unless I had a large amount it wasn't worth it and HMRC rules were quite strict regarding transfer. I messaged a couple of financial service providers and they scheduled calls for tomorrow. I hope I can transfer the 25% from my original fund without any trouble, I do have a wise account, I just saw that I have a regular bank address and account number.

I don't believe that is the only viable option, there seems to be plenty of other options, for example, using a financial advisor will limiting the tax payable, as mentioned above, opening offshore accounts may help with dealing with TRD and HMRC, along with international SIPPS may suit my purpose.

Nice idea. I dont even think it's possible, when was the last time you opened a UK bank account? I hear that if you are lucky you can plead and maybe they will open a building society account for you. Again, I would rather pay someone to do it for me and save the flight.

Why is this? I spoke with pensionwise, some government advisors and they said it was difficult to arrange this, they suggested something else. That suggestion was from my existing pension fund, they say they cant advise, they just told me the facts.

Yes, this is what I want! (I discussed with the wife, it would be nice to have 30K and continue to do a little work, with no pressure) - just 10k per year. The issue is .. I live at this address in the UK, honestly, but can you just pay it into this account in Thailand - do you think they will go for it ? 😄 I like your ideas, its the perfect solution, I would just like someone to assist - to pay a financial advisor to arrange it seems the best idea. This is great, the issue is, as soon as I pull the whole lot, I pay 40% tax - afaik - and I again, I know nothing! but I value your comment and will check it.

I think I would rather enjoy it now. I can take 25% tax free which would basically finish my house and garden project and then a monthly pension and stop worrying about working.

Understood I dont think I can pretend im in the UK, I haven't set foot there for 25 years. I am not happy to meet anyone living / working here in Thailand tbh, I was just wondering if there was any legal advisor. I think I need a financial advisor in the UK that is "allowed" (idk anything, I approached some that advise my sister / parents, and they used the wording "allowed") to advise overseas clients - The pension fund told me this " .. (you) will need to transfer to a QROPS scheme via an independent financial adviser or take an uncrystallised fund pension lump sum (UFPLS). " If I was going to pretend to be in the UK, I would need someone to advise me on this, I don't even have a bank account in the UK. Then there is the TRD, I had an idea I would just ignore them, but now I have to deal with them too.

Can anyone help? Im from the UK, I have spent the last 25 years here, just living a carefree life, teaching in schools, working from hand to mouth - just for informations sake - I had some successes, I made enough money on the internet to build a pretty decent house here, I continue to work under the radar, my wife has a little business, we have enough to live on and thats fine. I never thought anything would change. Now I have a headache, I reached 55 years of age, a pension fund that I paid into and contracted out my SERPS when I was in my teens has contacted me - I have a sizable pension pot, but as I am overseas, there's nothing they can do for me, they advised me to get a financial advisor in the country of residence. I approached my parents fiancial advisor who said, he cannot advise on overseas clients - at first I thought the figure was just a few thousand GBP and that I would just take it all - but now I have a full statement, I know now I need professional advice. tdlr: Is there such thing as a reliable / certified / financial advisor here who can advise a UK client? or an UK based financial advisor who can help me in Thailand? I am really confused, never thought I would be in this situation.

I liked it, but I never turn down an Argentinian series. It was interesting, although giant bugs were a bit cheesy. I normally skip anything to do with Sean Bean, but I think this city is ours is one of the best things from the bbc in time. Just for a look-see, I downloaded S06 of mocro maffia wondering if my media player would find the subtitles somewhere, to my surprise, they are available on one of the sub sites.

I Just started using Temu, I ordered some garden stuff, clear orchid pots that they don’t sell on Lazada. They arrived quickly, even tho there was a National holiday in China. The problem is with j&T couriers, maybe they will learn the house numbers eventually. I am getting slightly frustrated in the shipping costs of Lazada, I don’t really use shopee. A lot of things sold on Lazada either originate or are sent from China, it seems a bit skewed to spend less than 150B on a product and pay 48B or more on shipping. I understand that’s what it costs, but shipping costs soon add up. I try to select the same suppliers, sometimes it’s impossible. Lazada needs to offer some kind of consolidated shipping like Aliexpress choice. But for the moment is good.

Yes, OP uses a Mac, with a proprietary timemachine app which is incremental, but it also stores snapshots so you can step back through time to a previous backup. It works great.