gargamon

3 minutes ago, 2baht said:

If you need to ask.............leave it alone!

And further, if you are able to ask......... then you need to consume more! 

8 hours ago, Walker88 said:

The writer of that article has the political savvy and common sense of a turnip.

Aseannow generated content. 

1 hour ago, kimothai said:

Note:  as a foreign resident you are not allowed to have mutual funds registered in USA so you'll probably need to convert those to something different (probably should call Schwab to determine course of action if mutual funds are involved).

This is news to me. I spoke with SI directly and we discussed moving existing mutual funds from Vanguard to my new SI account where they would remain in the same fund. My big concern was avoiding the tax hit of liquidating a mutual fund with a substantial amount of taxable income. I was told no problem.

There is definitely a restriction on brokerage accounts not being available to exist if you have a foreign address. Vanguard closed mine years ago due to this. 

10 minutes ago, FarangRimPing said:

Yes, Google Voice used to work with Citi's SMS system but no longer. That's why I now also have a real US phone number via Mint Mobile.

 

I moved to Capital One and ditched Citi because the cap1 atm/credit card has no foreign transaction fee. Good timing on my part it looks like. 

1 hour ago, rwill said:

They ended up taking my Thai Drivers license as proof of address.  Your address is on the back side of license.  Good thing about Schwab is you don't have to have anything translated for them.  They do that themselves.  If you have any utility bills in your name they will accept that too.

Easier to change address at the bank than on the DL, so I'll try that first. A copy of the lease apparently works too. 

17 minutes ago, FarangRimPing said:

I've had Google Voice for years but it won't work with many banks, such as mine (Citibank). For that reason, I signed up for MintMobile and have been using it for my banks. 

Worked with Citi for me a few years back, but I moved to Capital One and don't use Citi anymore so cannot comment on the current status there.

I have noticed that many banks, etc now allow getting the OTP via email as an alternative to via text. 

26 minutes ago, Yagoda said:

google Fi

Beat you with google voice. Free. Thankfully I was an early adopter and got it when it was much easier to sign up. Works fine for all my US OTP needs. 

2 minutes ago, HugoFastor said:

The KBank statement with correct address should work. You can probably go to the bank, get your address corrected, and also get them to print a statement for you on the spot for a very small fee so that you don't have to wait a month for the next one to arrive by post. 

I would hope changing the address would affect older statements too. Maybe not. I'll check after the address is changed then if not, I'll do as you suggest. Thanks.

"Arrive by post"? You get statements in the mail? Easily downloaded if needed. 

17 minutes ago, NoDisplayName said:

If you read the details on the website, it's almost clear.

 

I spoke to a rep about this a few days ago.  My water bill is in my name, but all in Thai except for my handwritten name.  My True fiber bill is in English, except for the home address in Thai.  Rep could not say, told me to apply and let the processing team work it out.

 

I didn't get around to asking about other forms, like yellow book or pink ID card or Thai DL.

 

I spoke to a different rep about opening a US account, as I have an address and landline number, but no US cellphone.  I said I live in Thai half time, in US half time, more or less, being retired.  He told me I could list both US landline and Thai cellphone on the US account.

 

Intl account has $25K minimum, US account has no minimum.

 

Quote

 

Recent utility bill (gas, electric, water, cable) or proof of residency

Digital copy of recent utility bill must display your full name, residential address, and date of issuance. Valid Utility Bills include - Gas, Electric, Water, Cable, Landline Telephone (no mobile

https://international.schwab.com/open-account-intro

 

 

Here's a snapshot of what you get when you get a bit deeper:

16 minutes ago, HugoFastor said:

Typically bank statements are one of the best things for proof of address and are often the most widely accepted by other financial institutions. 
 

You may also want to consider Interactive Brokers as an alternative to Schwab. They are much more accommodating to investors living outside the USA. 

I was filling out the paperwork and was looking to use a k-bank statement, but it had the wrong address, so I'll need to get that changed before I go that route. 

I'll have a look at international brokers. Thanks. 

1 minute ago, retarius said:

I tried the VPN route but they, or another bank technician,  told me they all US banks have trackers that can detect VPNs. I don't know if that statement is true, but it was true in my case. Which VPN service did you use, may I ask? 

I use torguard. Worked with nordvpn too before I abandoned them. 

2 minutes ago, retarius said:

 I haven't seen any messages about changes to service, but then again, my brokerage account with them has a US address. I do have trouble with Vanguard though, they won't accept me logging on from here in Thailand. I have to call and get a representative to grant me access. It is a pain. They tell me there are too many scams from Thailand. 

I can log in fine if I VPN to the US, Canada, etc. Any country not restricted. 

6 minutes ago, retarius said:

I'll look into it. Schwab used to have quite low fees when I lived in the States, but I always used Vanguard who are rock bottom.

Vanguard is the reason I'm doing this. Foreign addresses will soon cause drastic reductions in what you can do in Vanguard's funds. No moving money around between funds. Only able to withdraw.

So I'll move a bit from Vanguard to SI and see how it goes. Apparently you get one of those Schwab ATM cards everyone seems to covet so much too. 

14 minutes ago, retarius said:

Great question....here's. follow-up can Thai's open a Charles Schwab account?

From my readings I would say yes. The account is for non US residents/citizens to allow them to invest in the US market. There's a list of countries to choose from on the website. You have to click on the country and it will let you know. Thailand: yes. Philippines: no. Canada: no. This is residence country, not citizenship country.

Apparently it depends on the tax treaties. 

What did you use for proof of residency? A certificate of residency from immigration? Copy of lease? Bank statement?

Thanks in advance 

45 minutes ago, bendejo said:

Someone told me Fox isn't covering this, it that true?

 

Yes. 

7 hours ago, Pouatchee said:

 

you should try HALO. they have season 1 and now season 2 is out already ep 3. all around awesome. watched ep 3 yesterday and loved it

+1.

I had season 1 unwatched on my NAS since it broadcast but neglected to watch it thinking it was marvel-like. After starting downloading season 2, I gave it a go and pretty much binge watched season 1.

Had I realized it was from Showtime, I would have watched it much earlier. They do good sci-fi. The first few seasons of Stargate SG1 come to mind. 

34 minutes ago, jippytum said:

You can srrange an Ekg st Banglemung hospital for a small fee. The nurse will hand you thr printout. You could scan and forward to your doctor

Yes. I was there yesterday. Didn't do the EKG yet, but it looks like this would be the place to get it. Quite impressive for a Thai public hospital. 

2 hours ago, steven100 said: