it would be wise to have a credit card to use in case of an emergency where you need to pay for something immediately.TRY Getting your Bank to send one to Thailand....Impossible !!
There's Only Money in My Wise Account for the 3 Weeks AFTER I've put my PITTANCE of a Pension in,But it's ALL Been spent after that, So for the Final Week before I get Paid again,There is NOW'T Left to bring over.....