allen303

Reference a New Thai ID card. I am not an expert by no means but I did stay at a Motel Six one time.

When the wife and I decided to retire in Thailand around 8 years ago we started planning. She had not had a Thai ID card for over 35 years. So approximately 7 years ago we did the 30 day trip to Bangkok. The wife and one of her sisters went to the office in Bangkok to get her Thai ID. They informed her she would have to go to Ubon (where she was born) to get the proper papers. So we made a road trip to Ubon and linked up with her two other sisters in Ubon (Five sister Total!). They went to the office, all three of them, and talked to the little guy behind a desk in Ubon. I had to feel sorry for him! They talked to him and he took all her information down and said he would take care of it. They offered him 300 bath for all the trouble he was having to go through, he refused at first but then relented and took the money. He then stated, you come back tomorrow and the paper work will be ready. FYI, she did not have a birth certificate for at that time in Ubon their mother did not go and register her birth at the hospital, but just in the house book. The wife picked up the copy of the house book which she was in and we came back to Bangkok. The wife and sister went back to the office in Bangkok with the copy of her house book, and they issued her a Thai ID card. She goes the next day and applies for her Thai PP. The catch was, the wife had to go back to the place where she was born to get a certified copy of the house book.

In reference to my statement earlier about the US Thai PP, That was just last week.

The State Department could care less. My wife has duel Thai and US Passports, but her middle name is not on the Thai Passport. Thai immigrations suggested she get an affidavit from the US Embassy to state both PP are for the same person. Made an appointment, then went to Embassy and paid the $50.00. The lady at the window took both PP and put the stamp on the affidavit stating they were both the same person, no question, no problem. Then she took the affidavit and had it translated to Thai, Thai immigration happy. Bata Bing Bata Boom

Many thanks, a very thorough reply

Are the bank using your other "paid up" house as security?

RAZZ

No, we are in the process of selling the other house in Ubon and paying off the house in Bangkok. Also, we paid the large amount down so the lady selling the houses would take another 100,000 off the actual price of the house. That was my sister-in-laws work!

There is an interesting story with the Usufruct on the house in Ubon. When it became time to get all the documents in order to sale the property in Ubon something came up the last minute. I was on the land document (I guess the Usufruct we did). I had to go to the US Embassy and give a power of attorney for my sister-in-law to sell the house on my behalf. We paid a lady near the Embassy to walk the documents through the Thai system and then give to my sister-in-law. I had to be back in Florida in 2 days when the land office in Ubon pointed out the problem.

My wife and I just financed a house in Bangkok for 4.7 mil. She is a Thai citizen but has lived in the US for the last 20 years. I have a very good job and excellent credit rating and my wife has a good job to which would cover the amount required for the lone. The best we could get is 50%. UOB took our application and we never heard from them again. Several banks would not give us a loan. We finally had to settle for a 50% lone. We will be closing around the 1st of Sept. They just considered my wife's income and stated because we both did not live in Thailand all we could get is 50%. The bank we are using is Siam bank and they did a good job other than the 50%.

Sorry, loan

Interesting...you are saying your wife got a loan based on her overseas income? What proof did they require etc etc?

(Apologies to the OP and his wife who are based in Thailand)

RAZZ

They required 6 months of her pay statements, her bank statement from the US and our bank statement from Bangkok bank (I was not on her bank account in the US) her Thai ID card and Thai passport. She has lived in the US for approximately 25 years and has dual citizenship with a US and Thai passport. They did not take my income into consideration, but all my information was submitted with the original loan package (6 months bank statements, work information of mine). It took approximately two months for the loan to go through. When I say 2 months I mean all the paperwork, appraisals and such to give the exact amount of the house value and loan.The loan application was started on a town house with the seller of the town house starting the loan packet. It came back for 50% on the town house. My other sister-in-law,who is a principal at a school in Bangkok, had just bought one of the town houses under construction. So I am unsure if that had any influence on the original loan. I found out a long time ago she has some influence when it comes to dealing with government and banks in Bangkok. We had decided by then to buy a house. We (the seller of the house complex and us) contacted the bank that offered the 50% and they gave the same percentage on the house even though the house was 2.5 mil more. As I stated UOB never got back to us after we completed all the paper work.

We both live and work in the US, so yes they considered her US job income. We also have a house in Ubon that is paid for. They made a copy of the land document from Ubon and attached it with the loan application. They come back within a week and said 50% on the house. My other (not the school principal) sister-in-law was working(working as in the house loan, she is very business savvy) with the lady that is selling the houses in the complex and the loan officer. They asked the loan officer for 60%. This was occurring while we were back in the US. The loan officer went back and tried but his boss said 50% was it. My sister-in-law drew 300,000 THB out of the bank and sealed the deal. We are happy with the final deal. The lady selling the houses came down on the price of the house and as is done in Thailand submitted the house price to the loan officer with our packet.

Sorry if there is too much detail, but I hope this answers all your questions.

My wife and I just financed a house in Bangkok for 4.7 mil. She is a Thai citizen but has lived in the US for the last 20 years. I have a very good job and excellent credit rating and my wife has a good job to which would cover the amount required for the lone. The best we could get is 50%. UOB took our application and we never heard from them again. Several banks would not give us a loan. We finally had to settle for a 50% lone. We will be closing around the 1st of Sept. They just considered my wife's income and stated because we both did not live in Thailand all we could get is 50%. The bank we are using is Siam bank and they did a good job other than the 50%.

Sorry, loan

My wife and I just financed a house in Bangkok for 4.7 mil. She is a Thai citizen but has lived in the US for the last 20 years. I have a very good job and excellent credit rating and my wife has a good job to which would cover the amount required for the lone. The best we could get is 50%. UOB took our application and we never heard from them again. Several banks would not give us a lone. We finally had to settle for a 50% lone. We will be closing around the 1st of Sept. They just considered my wife's income and stated because we both did not live in Thailand all we could get is 50%. The bank we are using is Siam bank and they did a good job other than the 50%.

It's really sad to read some of the comments that come bursting out just as soon as a non far-left idea is expressed on TV news or here on Thaivisa.

Actually, my dude, it is really sad to realize that people are actually fooled by the format of FOX to think that it is a real news station. They have news anchors and talking heads wearing suits, that's journalism, I guess! Never mind that they ignore clear facts, take people's statements out of context, cherry-pick content for ideological purity, hire commentators who play big-time on people's fears, and play up hysterical claims as if they were facts or real issues to be debated, I suppose that's all fair and balanced, right?

Regarding mainstream media, anyone who thinks it's "far-left" must either have changed the definition of "left" or not know what communism, bolshevism, the SDS in '60s America and the like is. Such people must not be able to define socialism, or even know about that most mild of American far-lefties, Noam Chomsky, who is dismissed as fringe by most of the "mainstream" (including by me on most of his published opinions).

Apologize for the long sentences. Stream of consciousness, it just flows out, you know. FOX News is a pet peeve, please bear with my rant just a bit, I don't do many.

When I came to live here it was amazing to me that the Thai cable companies don't seem to know the difference between CNN and FOX, as if they were anywhere near co-equal. I'm no big fan of CNN, going with the trend these days it seems out to entertain more than edify, but FOX is so clearly on a political/political entertainment mission that it's hard to see how anyone could miss it. But clearly, some people do miss it. I can only think they understand neither journalistic standards nor what "far-left" ideas really are. I'm sure I haven't burst your bubble, walt et al., but I wish something would.

I guess we agree that there is a difference between Fox News and CNN. Fox news has a much larger audience and is growing every day. CNN is getting smaller and smaller. This is a fact not a guess! On, by the way, have you seen that News Week has gone down the Tube and is up for sell? I guess those 6 or 7 full front page covers of Obama during the election sort of turned people off. Time is next up on the chopping block. CNN, fair and not left, yea right!!!!

They now also need a copy of the Marriage Registrar's book where the marriage was registered (our local Khet).

I married my wife in the US. Do I have to register the marriage in Thailand? How does it work when marrying a Thai overseas and at some point want to get a Non-O extention based on marriage?

I have the same question. I am planning to move to Ubon in about two years. I have the option of a marriage visa or retirement visa. My wife is a US citizen plus a Thai citizen also. She has been in the states for 20 years. The last time we visited she received her new Thai ID. It took about 3 days with her sisters’ help. We were in Bangkok at the time. So we had to go to Ubon where she was raised and went to school for the paper work and interviews.