Kwasaki

9 minutes ago, georgegeorgia said:

What areas in Philippines did you travel to experience this??

 

you can be mugged in other Asian countries too 

 

Stayed with a family years ago so experienced none of above only read about it and they took care of me anyway didn't like me going anywhere alone.

As long as 45bht to £ keeps up and goes to 50 bht thanks.

18 minutes ago, CanNot said:

That's 215/? on 8"? 

F1 FIRESTONE 225/55 R18 V TYRES.

9 minutes ago, ukrules said:

Mine is also capped at 5,000,000, but I went and purchased additional insurance on top of the mandatory

So you can hit a Roller. ????

24 minutes ago, CanNot said:

215 on 8 inch looks very stretched and imho doesn't look very nice, 225 is overkill for my small Mazda 555

Look OK on my Yaris 1.5.

F1 tyres one directional.

15 minutes ago, CanNot said:

215 on 8 inch looks very stretched and imho doesn't look very nice, 225 is overkill for my small Mazda 555

photo.php?fbid=429381985989&set=a.241160945989&type=3&device_id=470936b2-c8c6-4334-9357-bde653079b2a&wtsid=rdr_0PFmSIYcZBn0JAp9p&_rdc=1&_rdr

10 minutes ago, Kenny202 said:

People we new in the village went and bought a new Isuzu....neither of them had a license lol. Was talking to the women and I said what about insurance. No promprem! Did you know with most insurance companies they are covered for accidents even if they don't have a license. As long as someone pays the premium

Gov CTPL no need for DL, I not know of any extra voluntary insurance companies that would pay on a claim.

1 minute ago, CanNot said:

I want to stick to the OEM specs, 

Why 18 - 8 will be ok and long as it clears bodywork.

23 minutes ago, Adumbration said:

No insurance, no licence, and no assets, lives in a rented 2K5 room.  Poor little Chinese rich girl is screwed.  Never get 1 baht back from Somchai.  And if sue, she will get a periodic payment verdict of something like 1K per month.  Somchai will make the first two or three payments then stop.  Then back to court two of three times.  Then Somchai will go to jail.  Then no payments.  At best she will recover 4 or 5K baht, less the 50-100K she has spent on her lawyer.  

 

No win situation.  That is why I drive an very old car here and although I have the means would, never, ever, buy a new vehicle to drive on Thai roads.

 

On another note, is it really possible to buy a Rolls just by opening a couple of restaurants in Patts and BKK.  In true Thai fashion of turning the victim into the bad guy, I would not be suprised if the next story that emerges out of this situation is the RTP investigating the Chinese woman and her associates and discovering that they are up to no good and so Somchai does not have to pay any money to fix the Roller.

 

Didn't read about truck driver not have anything.

Was it not his truck.

34 minutes ago, OneMoreFarang said:

I would like to know the legal situation.

I have an idea about reality in Thailand. But I also understand that if person A damages property of person B, then normally A has to pay. Or maybe A's insurance pays.

If it's clear rich and poor and all Thai then likely all will go according to normal procedure.

But let's say if I would crash with my insured bike into an expensive car. Am I liable to pay everything with the money which I saved for my retirement? 

What's the legal situation?

Well the Law is what is reasonable in Thailand as well much the same as the west but I would say more tolerant.

Some western would have doubts that said I would say and like to think you may well be treated just as fair by a Thai Judge as they would a Thai person.

Like I said Thai B.I.L. in my family couldn't pay and the insurance company got him summons to court and was sentenced to pay so much a month by the Judge.

13 minutes ago, transam said:

Yes, it pays for ALL third party claims, injury and damage...

But not your motor if accident your fault.

2 minutes ago, OneMoreFarang said:

Really?

Let's say you own a Porsche or a big Ducati, do you also think then you should be able to just pay yourself if someone else damages your car or bike?

Where is the line of "normal" cars and bike where people who damage them should pay them, and when are people considered rich you can afford this or that car or bike? 

I don't understand what your on about the west doesn't compare much to Thailand as you must know, if you own a Porsche or a Roller in Thailand you would cover it fully comprehensive because most people know that there's many a Thais that do not have insurance or enough cover the cover the cost of repairs as in this thread to the vehicle on their insurance to pay if it's their fault. 

Example on a small scale what happened to me was kids hit my truck with parent owed old wave bike and I paid 4000 bht to get my truck fixed.

Their parents offered to pay it back monthly at 100 a month, I said forget it. ????

14 minutes ago, transam said:

You agree that folk shouldn't own expensive cars, is that because you could never afford one.......................????

 

In the UK, you cannot drive on the road without proper insurance, you cannot road tax your car without proper insurance.

 

But, in LOS you can, all you need is the gov third party injury insurance, if you have a damage prang, you pay for it..........????

 

UK has  basic TP insurance only as well.

17 minutes ago, KhunLA said:

Lot of the stuff sold here isn't prewashed before made.  First times buying here, took a while to find a couple brands (pants) that didn't shrink up after a few washes.

Well I was insinuating that I go about shrinking myself and go on a diet and do more exercise from time to time. ????

3 hours ago, OneMoreFarang said:

It would be interesting to see here information about the legal situation.

Many of us have an insurance. But all insurances have limits. And in Thailand the limits are not high.

 

If a poor person with a (government) insured vehicle crashes into something expensive, what will happen? The poor person won't be able to pay the full repair cost because the person is poor.

 

But what would happen is i.e. a farang dollar millionaire rides on a properly insured motorcycle and crashes into such car? After the insurance pays the little money which it will pay, does the rich person have to pay all the rest from his own money?

 

It would be great to read a legal answer about this - and not lots of speculations as usual. 

The best thing is to steer clear of expensive cars, the insurance will pay what's agreed in your policy if not enough it ends up court and the court decides how much you pay.

B.I.L. in my family pays 400 baht a month towards an accident years ago.

As long as he pays something it keeps him out of prison as far as I understand the situation.

If I could afford a Roller I would like to think the repairs are not a problem and claim on my insurance or pay the lot myself.

Certainly wouldn't bother going after the guy who hit me I'd leave that for the insurance to deal with thats what ya pay for surely.

1 hour ago, Ben Zioner said:

I agree totally. But that's what insurances are for. If this happend anywhere in [Continental] Europe, the insurances would take care of it. If too many RRs get rear ended, he cost of these claims will get mutualized in the forthcoming year's premiums. Of course people will have to take out a full third party insurance, but most do.

Insurance and accident claims not the same here surely you know unless you get 1st class and many Thais can't afford 1st class or don't want to pay for it.

1 hour ago, KhunLA said:

Adults needing advise how to buy clothes ... hmm

 

If off the rack doesn't work for you, it doesn't for me, though TBH, I don't really care, as hate tight fitting clothes.

 

Standing 175cm/5'9", w/18 neck and 46-48 chest/shoulders/jacket size, every off the rack shirt, thinks my waist should be 50+ and my arms another half meter longer ????

 

With that .... find a good tailor, as they don't cost much more, if at all, than a quality shirt off the rack.

 

I use to order pants on line, same scenario, short legs, me, but they hemmed them up for free, and why I stuck with 2 vendors for a long time (USA).   I actually bought a sewing machine, to do alterations myself.

 

Now the wife makes all my clothes ????  Problem solved ????

My wife alters many of my clothes too save buying new because most them seem to shrink in size. ????

As long as the truck driver has CTPL cover she will be ok. ????

Teacher friend of mine goes to Robinsons in Phitsanulok they are in many malls if you have one to go to.

41 minutes ago, roo860 said:

Me too, I stayed awake till arf ten last night!

Well done 15 mins later than me the netflix film was boring, the Mrs turned the TV off. ????

I'm a rebel.

Maverick has always been the way I explain what I am like.

33 minutes ago, Bkk Brian said:

The jury were witness to the evidence and issued the indictments but I see its just entertainment for you. Its not for those where justice and democracy matters.

Yeah make it personal as usual. 

Just now, ozimoron said:

I think that description better fits the agency men I alluded to iin my previous post, rather than corrupt billionaires.

Fair call but some conspiracy theory's are interesting.