Kwasaki

1 hour ago, craigt3365 said:

Russia is supplying arms to the Taliban. And it is causing problems and killing more people. Hardly pathetic for the general to complain.

 

Arms sales by all major countries is out of control.

OK the US don't supply arms they leave them lying about, no problem at all.

Blaming Russia,  just another excuse for their failure.   

24 minutes ago, stevenl said:

Sounds more like accident than health insurance.

Yes there is two separate policies,  so no beer until finished riding and not too much.

13 minutes ago, Salerno said:

Little good they did; "possibly" intercepted 1 SCUD.

Reminded me of thinking that Trump was told we have 59 old Tomahawk missiles,  OK get rid of em in Syria when you get the chance. 

3 minutes ago, craigt3365 said:

Yup. Britain, Russia and the US.  LOL

Yep a laugh indeed and UN wants more Brit troops there, hopes it's a NO, l wouldn't go. 

And of course the pathetic US General is blaming Russia for supplying arms to the Telebanies,  nothing sad about all the arms they leave dumped around everywhere. 

18 minutes ago, marko kok prong said:

Have not read all replies,but read the op,the phone in bed,my girls phone never leaves her side,she even takes it in the bathroom,Lord knows what she would do if she lost it,some kind of mental breakdown i expect.

Yeah l find it kinda sad glad my wife ain't like this ;-

21 hours ago, ilostmypassword said:

Great for who?

Will be a horrendous mistake for anyone to attack any country who is capable of defending it'self but that said seems they're forgotten what idiots countries are made to look by the Afghanistan people. 

10 hours ago, surangw said:

biological weapon would be more like it ( a som tam bomb) would be more like it

Durian bomb would be worse. 

4 hours ago, billd766 said:

 

42.66625 at Kbank this morning.

 

I am due a payment on Thursday.

Same me but why worry,  l can maybe put myself out as a gigolo although not young.  

4 hours ago, gummy said:

think Thais

Yes c an yo u not wo rk out a typo.

As for the rest China will probably take care Thailand because China is where Thais came from originally.

I don't Thais are as stupid as others.

12 hours ago, Jonmarleesco said:

Age group, typically, plus an annual review. Putting money to one side would work if you avoided any major issue until you had saved enough. $50,000-plus for a coronary and ICU, for example. But as you get older, the chance of serious health issues, and more than one, multiply.

Well l guess health insurance companies only want you to keep paying until you die of natural causes,  they don't want older people when they reach a certain age that's why they dump em. 

Just make sure you get very ill before they do.  

Apart from CTPL l have another person accident motorcycle injury cover but got this one for bail bond.

Anyone here know insurance to explain last paragraph at bottom.

31 minutes ago, Dan5 said:

The above URL isn't to an insurance company.

Well thailife.com  is on web but l wouldn't bother anyway.

51 minutes ago, connda said:

I'd suggest staying away for companies based in Thailand.  Overcharged and underinsured, and problematic.  

Go with an established international provider who provides expat insurance. Others have mentioned some options.  Also check out HealthCare International.  

So are western health insurers there too much for me,  l'l l just use my savings and keep on saving and if a trip is needed back to UK l'll get through customs and laid down on the exit foyer.  

2 hours ago, Minnehaha said:

I had similar experience. With Generali. I was 41 or 42. Rates locked in. Great coverage. Class 1. 

Then they left Thailand and all business was bought by another company who doubled my premium. 

I was livid. 

Let it lapse as I was getting new policy and while in process I had a catastrophic accident. I wish I had not had insurance my whole life and then went 8 months without to have such an event. Big mistake. 

Bottom line: get it while young and keep it because the problem can be even worse if s thing happens and then you are a walking pre existing condition and coverage is no longer worth it and costs even more.

I think the thing is being a Brit we are use to free health insurance whether gov or private.

For Thai people health and gov hospital is not a problem unless their HiSo.

Private health insurance is a age cost problem for farangies in Thailand as l see it unless rich  

6 minutes ago, transam said:

For  sure, but Toyota have fitted springs to deal with road use and a bit of off road stuff to keep most folk happy..The Vigo and Fortuner have stiff-ish springs from the off to do what the ride was designed for, up rating the springs or shocks will turn the ride into a wannabe saloon racer....The designed comfort ride for a truck or SUV will be gone...

I see it a bit different than that and could discuss further but l'm going for a beer. 

2 minutes ago, Ace of Pop said:

Bangkok Insurance for Instance, go direct or use AIS.You just pay n foreget it..Had a Chum ranting over getting 500 Bht discount for havin a Dashcam,no thanks ill just be happy with No 1, no forms No talking about nufin .?

But OP's wife is having a problem with a claim on 1st class insurance,  we've had 2 claims and never had a problem because no-one got a sprained wrist. 

3 minutes ago, trawler said:

Platinum was around 85K baht per year but the proposed policy had so many ifs/buts that if you had farted in the last 20 years then any medical problem in your whole digestive system would not have been covered and the same applied to any other illness/system

The one l had mentioned about alcohol levels found in the blood on admittance to hospital could annul payment or affect full payment to the hospital.

Seeing as l like a couple beers found that a bit unsettling making me wonder what other get out clauses there are.

21 minutes ago, transam said:

I did post somewhere me  fitting  "fab" HD shocks on the Vigo, did research on it that said they would be a wow...So fitted them, the ride turned into a nightmare, took them off and fitted stock...Back to a ride that l was OK with..

Well 5-6 year old Tuna's l've driven are OK with OEM shocks IMO,  not really same set up as a Vigo.

1 hour ago, Ace of Pop said:

Load of Old Coblers goin on ere.!!.. Be getting to "Wifes Brother told Me" next.!!.Insurance is about the only thing you cant cock up if you stay with the Big Boys. 

Who are the big boys.

That's what l'm asking No.1 insurance,  1st class insurance are they all the same from different companies  ??  maybe coverage on certain claims are different values.

Can they they be different when going via some of the brokers.

In UK full comp covered everything unless criminal charges complicated things.

Good idea should be part of their driver training,  once their competent enough.

When one of my daughters passed her test l accompanied  her on the motorway just as l did her mum when she had passed her test.

Thai learners should have a road test as well instead of driving around small test centre on their own.

1 hour ago, Antonymous said:

BUPA Thailand has offices all over. Or go to their website (or call them) if you are not located near to one. I've had very professional service from them always. You can choose the level of policy to suit your own needs from Sapphire, Ruby, Diamond, etc policies.

Just been on their Thailand Web site 1952 birth date cut off.

1 hour ago, johnno2 said:

as aussies say "tell him he's dreaming" 130 -140 KPH I can believe and even then it would be working hard

l would say typo,  just having a joking dig.

34 minutes ago, Nordlys said:

 I was recommended both the Nitro Charger Sport and Foam Cell Comfort Pro and given prices of the two but when I actually got to the shop they only carried Nitro Charger Sport in stock, which is 3,000 Baht more expensive than Foam Cell Comfort Pro (for a set of 4).  They claimed Nitro Charger Sport is actually more comfortable and suitable for highway/expressway long cruise than Foam Cell Comfort despite Foam Cell bearing the name "comfort" but I wouldn't know as I never got to test drive the test vehicles they claimed they have.  

Well l would of taken the salesman's advice.  

49 minutes ago, Antonymous said:

I've had BUPA for about 30 years and have always had good service. BUPA Thailand has very reasonable premiums and you can choose from about four levels to suit your needs. You can choose to have only in-patient cover which drastically reduces the premium too.

 

I have done alot of research on personal accident insurance and found that Bangkok Insurance had the best policy - better than adding it to my BUPA. I recommend you check them out in your own search. You can go directly to any Bangkok Insurance office to sign up for it.

 

Accident insurance is easy to come by in Thailand at most ages my one is up to 80 year old, l reckon the cover amounts are reflected in how much you pay.

Health insurance is separate in my case the amount you pay as l have just found out is on age,  l don't think Bupa would be affordable at 70 yr old unless maybe you have been with them a long time.

If l knew what l knew now l would of just saved the money to one side.