MikeyIdea

Phu Tapp Boek is nice, good bike roads

There are a lot! of interfaces between different (internal) bank systems, different banks and various other systems. The way the trend has been for many years now, half of them may be outsourced. I'd say the problem is likely to have come from that. It may not even have started or come from Thailand. It's easy to check bank policies (OTP / email) in countries and chose a country. SCB for instance has minimum credit card OTP limit set to 500 baht. Anything below that will go straight through without notification.

Lazada has zero surchange. Shopee claims that they take a 3% surcharge in their help area but they don't. They also have zero surcharge, been like that for years. My own experience.

If they can sniff one authorisation, break the encryption and duplicate it, it doesn't matter which authorisation you choose. The difficult thing is breaking the encryption and duplicate it, not which method you use

Minimum limit for credit card OTP with scb is 500 baht. Not possible to set lower. So lazada should send OTP for everything over 500 baht but that very occasionally fails. Happened to me one time only last week. Error with payment, no OTP. Checked orders before ordering again and the payment had gone through, order was paid. I read on pantip.com that other Thais have reported the same problem in the past. Shopee stopped their credit card and bank transfer functionality for non saved cards totally only ten days ago or so. Those with cards saved in the system can still use them. I do occasionally use my credit card to buy on lazada and shopee but I have never ever saved it on lazada. Shopee saves automatically so I go directly after ßnd remove it manually. Hope its safe enough. There is quite a big difference in safety between an updated pc and mobile phones. Pc safety is more robust. also, the mobile phone online shopping ßnd banking market is much bigger than the pc market in Thailand nowadays, another reason why mobile phone apps would be targeted more often. Both less robust security ßnd higher volume of transactions. Time to be extra careful

I should add: The N37s have external decoder, electronics don't like to be boiled so important. They also have a powerful fan, feels well made. Should last. I'll update in 9 months = a year on the road ????

Only 3 months this far, still perfect. I would be surprised if they break quickly. We get what we pay for, these were expensive but they should last a long time.

This thread is a bit old but I have changed to Novsight N37 60w H4 on my Royal Enfield 650. Good straight dip beam beam line, symmetrical. Very good I must say, makes night driving a dream. Best mod ever. Don't buy cheap, you get <deleted>. These are 1,599 for two H4, worth every penny if you drive night time. https://www.lazada.co.th/products/novsight-h7-led-h4-h11-h8-h9-h1-h3-9004-9005-9006-9007-120w-22000lm-6500k-i2414547243-s8290298663.html? Discipline required! They are very bright.

So you're calling a medical doctor a veterinarian. What does that make you? A garbage collector Baker? Respect please

You're missing the point. The point is not what you... need or don't need. It's not about if you... are insured or not. Even if it's a 58" ketch. In the case of an unregistered, uninsured vehicle without license plates driven on a public road, its about what you or the one driving it can do to others. There's a lot of you in what you write. Do you really think the mandatory insurance you must have to drive on public roads is for you?

That area didn't flood in 2011 and it has rained much less this year. I highly doubt it.