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Brit's leg left 'hanging off' in Thailand crash

British expat Darren Cummins, 34, is facing GBP22,000 in hospital bills after a motorbike crash in Thailand left him with severe leg injuries, including the loss of five inches of tibia bone.

Cummins, originally from Falkirk, Scotland, moved to Thailand in 2015 after first visiting on holiday. The business development consultant said the crash on 13 June has turned his and his girlfriend's lives "upside down", with three operations still needed before rehabilitation.

Collision on a triple carriageway

Cummins said he was travelling at 100kph when a car allegedly made a U-turn across oncoming traffic on a triple carriageway.

"The driver was travelling in the opposite direction to me so he was on the other side of the triple carriageway and he wanted to do a U-turn," he said.

He said the driver crossed all three lanes and may have believed he could clear two vehicles ahead of Cummins. However, Cummins said he did not see the car until it had passed the second vehicle in the middle lane and was about a metre in front of him.

collage_export_E7171425-B9AF-4AA6-8004-B99E475731E4.jpeg

He said it was impossible to avoid the impact. "My leg took the brunt of the impact but had that been any other part of my body, whether it was my chest or my head, then I wouldn't be here right now."

Cummins said he was thrown about 30 yards from his motorbike, was in and out of consciousness and went into shock. He recalled seeing his "leg just dangling off" and screaming uncontrollably before waking in hospital with an oxygen mask on.

Long recovery and mounting costs

The crash caused a compound fracture at the top of his tibia, with five inches of bone lost. He also suffered comminuted fractures to his ankle and shin and lost the use of his Achilles tendon.

"I lost five inches of tibia, smashed out of my knee, [it] scattered across the road," he said. "I'm lucky to be here."

Cummins, who describes himself as a "motorbike guy" and regularly rode to see Thailand's "beauty", said it is less than likely he will ever walk properly again, though there remains a small chance. He said he has cried himself to sleep over the prospect and doubts he will be able to ride again.

For foreign residents and visitors, his account underlines the potentially substantial upfront costs of serious treatment after a road crash. Cummins said the hospital that accepted his case had already exceeded its initial estimate of about GBP15,000.

"Every single procedure now we get hounded for money before they work on me - even if it's an emergency you have to have the money," he said.

After exhausting his savings, Cummins set up a GoFundMe fundraiser, saying he had never wanted to become "that foreigner in Thailand" asking for help but had swallowed his pride.

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Pictures courtesy of Daily Mail

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17 July 2026

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vangrop Silver Member

vangrop

Advanced Member
11 hours ago, Georgealbert said:

Cummins, originally from Falkirk, Scotland, moved to Thailand in 2015 after first visiting on holiday. The business development consultant said the crash on 13 June has turned his and his girlfriend's lives "upside down", with three operations still needed before rehabilitation.

The guy is an expat 34 years old. So he was 27 when he moved to Thailand. The guy is business development consultant, I suppose he was still worling Otherwise if he could retire as an expat at 27 years he must have a large sum of money at his disposal. If he is still doing that business development consultant job, he should have every conceivable insurance policy, including hospitalization insurance. So the question is, why does he need to organize a crowdfunding campaign, unless, of course, this is all just fake?

kwilco Ruby Member

kwilco

Advanced Member
1 minute ago, vangrop said:

The guy is an expat 34 years old. So he was 27 when he moved to Thailand. The guy is business development consultant, I suppose he was still worling Otherwise if he could retire as an expat at 27 years he must have a large sum of money at his disposal. If he is still doing that business development consultant job, he should have every conceivable insurance policy, including hospitalization insurance. So the question is, why does he need to organize a crowdfunding campaign, unless, of course, this is all just fake?

I suspect he is on a DTV or something now – he is most like a digital earner. I wonder what visa/work permit setup he had before?

Reddavy Gold Member

Reddavy

Advanced Member
9 hours ago, Rockyroad said:

There you go. Above 80 is risky. Slow down.

100KPM is only 62MPH not really fast is it 🤷🏼

metisdead Legendary Member

A post with an inflammatory and insulting comment toward another member has been removed:

  • Be polite and respectful to other users.

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spidermike007 Star Member

spidermike007

Advanced Member
1 hour ago, Old Croc said:

The inference being, if you don't choose to ride because of safety concerns you are too cowardly to participate in life!

One common sense choice doesn't colour how you live your whole existence. I choose to not ride a motor bike in the same way I chose not to jump off mountains in a flying suit; to not live with grizzlies hoping they won't devour me, to not let some young twerp tie a bit of rubber to my ankle and then leap off a high bridge hoping my large frame wouldn't cause it to snap. And, to not ride a motorcycle in places like Thailand.

Common sense decisions in lieu of bravado is more a sign of intelligence than cowardice.

Let's agree to disagree. You just done like motorbikes. That's OK.

OneManShow Silver Member

OneManShow

Advanced Member
1 hour ago, kwilco said:

I'd say you don't know much bout motorcycling or driving in Thailand.

Whatever you say,

Of course you know better

atpeace Platinum Member

atpeace

Advanced Member

"Cummins said the hospital that accepted his case had already exceeded its initial estimate of about GBP15,000"

I feel bad for the dude but really? You need to get out of that plush hospital ASAP. I have spent weeks in the ICU in government hospitals and multiple surgeries and MRIs, Many weeks after in a private room. My bill ~3k GBP. Something doesn't add up and his vague comment above is telling.

fredwiggy Star Member

fredwiggy

Advanced Member

2 hours ago, kwilco said:

It seems that, once again, many people on this thread have learned very little from the incident itself.

From the photo, the rider appears to have been travelling without a helmet, gloves or any meaningful protective clothing. That significantly increases the risk of serious injury before you even consider how the crash occurred.

As for his account of the collision, it's only one side of the story. It's a perfectly natural human reaction to explain events in a way that minimises our own mistakes, but until we hear from the other driver—or see a proper collision investigation—we simply don't know what happened. Unfortunately, proper crash investigations are still rare in Thailand.

We don't even know exactly where the collision occurred. Darren lives in Hua Hin, but that doesn't necessarily mean the crash happened there. Location matters, particularly if there was a U-turn involved, as these are well-known conflict points on Thai roads and demand a very defensive approach.

One important lesson that is often overlooked concerns insurance. After any road traffic collision in Thailand, the first priority—assuming you're physically able—is to contact your insurance company immediately. They will send an agent to the scene, who acts as the intermediary between you, the other parties and the police. Trying to deal with a collision without your insurer's representative present can create major problems later if liability is disputed.

The article doesn't mention whether he had comprehensive motorcycle insurance. Many people assume the compulsory insurance (Por Ror Bor), included with annual road tax, provides adequate cover. It doesn't. It mainly covers emergency medical treatment and limited third-party liability. Anyone who owns or regularly rides a motorcycle—particularly a larger machine—should seriously consider proper comprehensive insurance.

There are also legal considerations. To ride a motorcycle legally in Thailand, you need a full motorcycle licence from your home country together with a valid International Driving Permit. If you remain in Thailand long-term, you should obtain a Thai licence and ensure you have appropriate health insurance as well.

Finally, Thailand's emergency response system is still highly variable. Ambulance services are not nationally standardised, and the quality of emergency care can differ considerably depending on where the incident occurs.

Having driven extensively throughout Thailand since the 1990s, one thing I've noticed time and again is that many foreign motorists—whether on two wheels or four—never really adapt to the Thai driving environment. They continue to drive as though they were back home, expecting Thai traffic to follow the same conventions. It doesn't. Safe driving in Thailand requires adapting to local conditions, anticipating behaviour that would be unusual elsewhere, and accepting that the road environment is fundamentally different.

That photo could be a week or a year before the incident, so the only way we'd know what he was wearing is if it's in the story.

Ralf001 Star Member

Ralf001

Advanced Member
1 hour ago, vangrop said:

The guy is an expat 34 years old. So he was 27 when he moved to Thailand. The guy is business development consultant, I suppose he was still worling Otherwise if he could retire as an expat at 27 years he must have a large sum of money at his disposal. If he is still doing that business development consultant job, he should have every conceivable insurance policy, including hospitalization insurance. So the question is, why does he need to organize a crowdfunding campaign, unless, of course, this is all just fake?

how do you get 27 from 34 minus 11 ?

kwilco Ruby Member

kwilco

Advanced Member
7 minutes ago, OneManShow said:

Whatever you say,

Of course you know better

Apparently – but that's not hard considering your comments

kwilco Ruby Member

kwilco

Advanced Member
4 minutes ago, fredwiggy said:

That photo could be a week or a year before the incident, so the only way we'd know what he was wearing is if it's in the story.

I think you're being too literal – to really know, we need a crash report. These are meant to be submitted by the RTP – but sadly hardly ever are. The photo, as I said, may indicate his attitude to riding a bike in Thailand – even the injury photos show no sign of protective wear. This is very common amongst motorcyclists in Thailand – my comments are intended to show the poor reporting of this accident.

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